Financials
- Financial year
- 2023
- Total assets
- €81,957
- Loss
- -€1,478
- Solvency
- 98.6%
Total assets▼ 11.4%
Net result
20182023
BSM-agency
ActiveThe file of BSM-agency contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.
Summary
For BSM-agency, at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is 8.2% (elevated). The 2023 annual accounts show equity of €80,789 and a net result of -€1,478. Equity is shrinking by about 4.6% per year across the filed financial years. Its solvency ranks better than 95% of 8,158 sector peers (NACE 73, financial year 2023).
Overview
Activity
Public relations and communication consultancy
NACE 73300
1 site
Size
€81,957total assets 2023
- Equity
- €80,789
- Loss
- -€1,478
Turnover not published (micro format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 8.2%
2023 figures too old to score
Structure
Accounts 448 days overdue0 of 5 deeds read
Signalsraises riskFigures for financial year 2023 (filed 13-10-2024)2 financial years not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 lateLiquidity: current ratio 22.54, cash €4, halvedSize: total assets €81,957Two or more financial years not filedneutralPrior bankruptcyFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Strong
Solvency
100=
equity 98.6% of total assets
Liquidity
50-33
short-term debt 1.4% · cash 0.0%
Profitability
33-5
return on assets -1.8%
Bankruptcy probability, 12 months
8.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.7%
12-2024: 2.7%● unchanged vs 11-2024
01-2025: 2.7%● unchanged vs 12-2024
02-2025: 2.7%● unchanged vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 2.7%● unchanged vs 03-2025
05-2025: 2.5%▼ -0.2 percentage points vs 04-2025
06-2025: 2.4%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 2.5%▲ +0.1 percentage points vs 06-2025
08-2025: 3.0%▲ +0.5 percentage points vs 07-2025
09-2025: 3.7%▲ +0.7 percentage points vs 08-2025
10-2025: 3.6%▼ -0.1 percentage points vs 09-2025
01-2026: 5.7%
02-2026: 5.7%● unchanged vs 01-2026
03-2026: 6.0%▲ +0.3 percentage points vs 02-2026
04-2026: 5.6%▼ -0.4 percentage points vs 03-2026
05-2026: 5.6%● unchanged vs 04-2026
06-2026: 5.6%● unchanged vs 05-2026
07-2026: 5.6%● unchanged vs 06-2026
08-2026: 7.6%▲ +2.0 percentage points vs 07-2026
09-2026: 7.6%● unchanged vs 08-2026
10-2026: 8.2%▲ +0.6 percentage points vs 09-2026highest value
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Seven signals.
raises riskneutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 year end31-07-2025 deadline22-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-10-2024, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
71 days late
2022
21 days late
2021
22 days late
2020
10 days late
2019
10 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
- Bankruptcy reversalEnterprise Court of Antwerp, Antwerp…
- OpeningEnterprise Court of Antwerp, Antwerp…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2014
- 31-12-2023Liquidity more than 6 times
- 21-08-2023Annual accounts filed
- 31-12-2022Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 13-03-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.