Financials
- Financial year
- 2025
- Total assets
- €423,580
- Profit
- €15,822
- Solvency
- 48.8%
Total assets▼ 30.4%
Net result
20202025
ZELFDAKSTORE
ActiveSummary
ZELFDAKSTORE has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206,521 and a net result of €15,822. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 56% of 9,770 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Agents in the wholesale of timber and building materials
NACE 46130Wholesale of construction materials, general range NACE 46831
1 site
Size
€423,580total assets 2025
- Staff
- 3.1 FTE
- Equity
- €206,521
- Profit
- €15,822
Turnover not published (abbreviated format)
Why 67raises riskLiquidity: current ratio 1.66, cash €4,415Founded in 2019Size: 3.1 FTE, total assets €423,580lowers riskEquity €206,521 (48.8% of total assets)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 51% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency
74+18
equity 48.8% of total assets
Liquidity
29+11
short-term debt 45.9% · cash 1.0%
Profitability
73-7
return on assets 3.7%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● unchanged vs 11-2024
01-2025: 0.8%● unchanged vs 12-2024lowest value
02-2025: 0.8%● unchanged vs 01-2025lowest value
03-2025: 0.8%● unchanged vs 02-2025lowest value
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.9%▲ +0.1 percentage points vs 05-2025
07-2025: 1.1%▲ +0.2 percentage points vs 06-2025
08-2025: 1.6%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.0%▼ -0.6 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.0%▼ -0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.2%▲ +0.2 percentage points vs 06-2026
08-2026: 1.0%▼ -0.2 percentage points vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.66, compared with 1.21 in 2024, above the usual 1.5; short-term debt: 45.9% and cash: 1% of total assets), but 51.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 56% on solvency, 26% on liquidity, 60% on profitability and 61% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 days early
2024
4 days late
2023
5 days early
2022
14 days early
2021
16 days early
2020
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignation: TT-Invest BV (sole director)Appointments: VEMOD BV (director) and…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet €15,822 ▼69.9%
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- TT-Invest · 100%
- V-MATDirector
- VEMODDirector
Network & group
- Connected companies
- 4
Timeline
- Events
- 11
- Since
- 2021
- Next accounts
- by 31-07-2027
- 31-12-2025Equity above €200,000
- 04-08-2025Annual accounts filed
- 26-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents in the wholesale of timber and building…NACE 46130
- Founded
- 29-12-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about ZELFDAKSTORE
- What is the company number of ZELFDAKSTORE?
- 0740.552.438. In Belgium the VAT number is the company number with BE in front: BE 0740.552.438.
- Where is ZELFDAKSTORE based?
- The registered office is at Tulpenstraat 15, 9810 Nazareth-De Pinte.Company details
- What does ZELFDAKSTORE do?
- According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
- What is the legal form of ZELFDAKSTORE?
- Private limited company (BV).
- When was ZELFDAKSTORE founded?
- On 29-12-2019.
- Is ZELFDAKSTORE still active?
- Yes, ZELFDAKSTORE is an active enterprise in the KBO register.
- How many employees does ZELFDAKSTORE have?
- On average 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ZELFDAKSTORE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is ZELFDAKSTORE profitable?
- In financial year 2025, ZELFDAKSTORE made a profit of €15,822.
- Where can I find the annual accounts of ZELFDAKSTORE?
- ZELFDAKSTORE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZELFDAKSTORE due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to ZELFDAKSTORE
Parent and group
- TT-Invest100%
Comparable companies
- O. METALL BELGIUMBurg-Reuland
- LIFRA CONSULTANCYLommel
- MICHEL INVESTHasselt
- Protective Industrial CoatingsLa Hulpe
- ALLPOOLTemse
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