2025 accounts filed 28 days after the deadlineStandalone figures, without subsidiaries
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Signal hidden, visible after signing inVisible after signing in
Board and ownership
Hidden nameVisible after signing in
Director, Name after signing inVisible after signing in, since 30-04-2022
Name hiddenVisible after signing in
Director, Hidden nameVisible after signing in, since 30-04-2022
Name after signing inVisible after signing in
Auditor, Name hiddenVisible after signing in
Hidden nameVisible after signing in 50%score XXVisible after signing inequity €3.2m (2025) · 2025 annual accounts of Name hiddenVisible after signing in
Hidden nameVisible after signing in 50%score XXVisible after signing inequity €3.1m (2025) · 30-09-2025 annual accounts of Name hiddenVisible after signing in
Shares in 2 companies, Hidden nameVisible after signing in and Hidden nameVisible after signing in
Capital contribution of €2,000,000
Contribution: Name after signing inVisible after signing in · Gazette deed
1 statutory auditor reappointedName hiddenVisible after signing in (statutory auditor) · Permanent representatives: Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 07-02-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786196084
1 statutory auditor appointedName hiddenVisible after signing in (statutory auditor) · Permanent representatives: Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 19-08-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
Grey: the largest companies of the sector (financial services (NACE 64)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VEMOD: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €17m and €28m, founded between 2019 and 2022.
VEMOD is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.8m and a net result of €2.9m.
Equity has been growing by about 46% per year since 2022. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.