ZELFDAKSTORE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZELFDAKSTORE
Largest movements
- Receivables within one year -€112,362
down €112,362 (-42.4%), from €264,792 to €152,431
of which Trade receivables: -€162,682
- Tangible fixed assets -€41,806
down €41,806 (-29.2%), from €143,224 to €101,418
of which Furniture and vehicles: -€34,681
- Current investments -€20,000
no longer reported in 2025 (was €20,000)
- Stocks and contracts -€7,099
down €7,099 (-4.1%), from €172,007 to €164,908
- Trade debts -€203,645
down €203,645 (-64.5%), from €315,774 to €112,128
- Accrued charges and deferred income -€22,330
down €22,330 (-75.8%), from €29,458 to €7,128
- Profit (loss) carried forward +€15,822
up €15,822 (+19.0%), from €83,454 to €99,276
- Debts after one year +€12,762
up €12,762 (+447%), from €2,853 to €15,615
- Other debts +€8,353
up €8,353 (+169%), from €4,933 to €13,286
- Gross operating margin -€125,727
down €125,727 (-31.2%), from €402,554 to €276,828
- Staff costs -€57,026
down €57,026 (-21.7%), from €262,688 to €205,662
- Depreciation -€15,549
down €15,549 (-27.4%), from €56,770 to €41,221
- Other operating charges -€10,155
down €10,155 (-79.8%), from €12,729 to €2,574
- Taxes -€9,303
down €9,303 (-56.1%), from €16,593 to €7,290
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €608,815 | €423,580 | -€185,234 | -30.4% |
| Fixed assets | 21/28 | €143,387 | €101,581 | -€41,806 | -29.2% |
| Tangible fixed assets | 22/27 | €143,224 | €101,418 | -€41,806 | -29.2% |
| Plant, machinery and equipment | 23 | €2,702 | €994 | -€1,708 | -63.2% |
| Furniture and vehicles | 24 | €121,481 | €86,801 | -€34,681 | -28.5% |
| Other tangible fixed assets | 26 | €19,040 | €13,623 | -€5,417 | -28.5% |
| Financial fixed assets | 28 | €163 | €163 | = | 0.0% |
| Current assets | 29/58 | €465,428 | €322,000 | -€143,428 | -30.8% |
| Stocks and contracts in progress | 3 | €172,007 | €164,908 | -€7,099 | -4.1% |
| Stocks | 30/36 | €172,007 | €164,908 | -€7,099 | -4.1% |
| Amounts receivable within one year | 40/41 | €264,792 | €152,431 | -€112,362 | -42.4% |
| Trade receivables | 40 | €223,698 | €61,016 | -€162,682 | -72.7% |
| Other amounts receivable | 41 | €41,094 | €91,415 | +€50,321 | +122% |
| Current investments | 50/53 | €20,000 | - | -€20,000 | |
| Cash at bank and in hand | 54/58 | €8,265 | €4,415 | -€3,850 | -46.6% |
| Deferred charges and accrued income | 490/1 | €364 | €246 | -€118 | -32.4% |
| Total equity and liabilities | 10/49 | €608,815 | €423,580 | -€185,234 | -30.4% |
| Equity | 10/15 | €190,699 | €206,521 | +€15,822 | +8.3% |
| Contributions | 10/11 | €107,245 | €107,245 | = | 0.0% |
| Profit (loss) carried forward | 14 | €83,454 | €99,276 | +€15,822 | +19.0% |
| Amounts payable | 17/49 | €418,116 | €217,059 | -€201,057 | -48.1% |
| Amounts payable after more than one year | 17 | €2,853 | €15,615 | +€12,762 | +447% |
| Financial debts | 170/4 | €2,853 | €15,615 | +€12,762 | +447% |
| Amounts payable within one year | 42/48 | €385,805 | €194,316 | -€191,489 | -49.6% |
| Current portion of amounts payable after more than one year | 42 | €22,901 | €25,835 | +€2,934 | +12.8% |
| Trade debts | 44 | €315,774 | €112,128 | -€203,645 | -64.5% |
| Suppliers | 440/4 | €315,774 | €112,128 | -€203,645 | -64.5% |
| Taxes, remuneration and social security | 45 | €42,197 | €43,067 | +€869 | +2.1% |
| Taxes | 450/3 | €8,585 | €7,598 | -€987 | -11.5% |
| Remuneration and social security | 454/9 | €33,612 | €35,468 | +€1,856 | +5.5% |
| Other amounts payable | 47/48 | €4,933 | €13,286 | +€8,353 | +169% |
| Accrued charges and deferred income | 492/3 | €29,458 | €7,128 | -€22,330 | -75.8% |
| Remuneration, social security and pensions | 62 | €262,688 | €205,662 | -€57,026 | -21.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €56,770 | €41,221 | -€15,549 | -27.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €2,257 | +€2,257 | |
| Other operating charges | 640/8 | €12,729 | €2,574 | -€10,155 | -79.8% |
| Gross operating margin | 9900 | €402,554 | €276,828 | -€125,727 | -31.2% |
| Operating profit (loss) | 9901 | €70,368 | €25,115 | -€45,253 | -64.3% |
| Financial income | 75/76B | €1,122 | €977 | -€145 | -13.0% |
| Recurring financial income | 75 | €1,122 | €977 | -€145 | -13.0% |
| Financial charges | 65/66B | €2,409 | €2,980 | +€570 | +23.7% |
| Recurring financial charges | 65 | €2,409 | €2,980 | +€570 | +23.7% |
| Profit (loss) for the period before taxes | 9903 | €69,081 | €23,112 | -€45,969 | -66.5% |
| Income taxes | 67/77 | €16,593 | €7,290 | -€9,303 | -56.1% |
| Profit (loss) for the period | 9904 | €52,488 | €15,822 | -€36,666 | -69.9% |
| Profit (loss) for the period to be appropriated | 9905 | €52,488 | €15,822 | -€36,666 | -69.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.