Zeanco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.04M and a net result of €64k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 86% of 5498 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
43 d early
2023
34 d early
2022
45 d early
2021
44 d early
2020
15 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▲ 6.6%
2024 · €974k
2019: €993k
2020: €1.02M
2021: €970k
2022: €1.01M
2023: €1.01M
2024: €974k
2019 → 2025
Net result
€64k▲ 300%
2024 · €16k
2019: €33k
2020: €23k
2021: €25k
2022: €62k
2023: €28k
2024: €16k
2019 → 2025
Total assets
€1.14M▲ 7.4%
2024 · €1.06M
2019: €1.14M
2020: €1.09M
2021: €1.16M
2022: €1.12M
2023: €1.10M
2024: €1.06M
2019 → 2025
Solvency
91.2%▼ 0.7pp
2024 · 91.8%
2019: 87.4%
2020: 93.1%
2021: 83.9%
2022: 89.7%
2023: 92.3%
2024: 91.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€970k-€1.01M▲ 3.8%€1.01M▲ 0.8%€974k▼ 4.0%€1.04M▲ 6.6%
Operating result€34k-€4k▼ 87.1%€6k▲ 32.1%€-3k€19k
Net result€25k-€62k▲ 147%€28k▼ 55.4%€16k▼ 42.2%€64k▲ 300%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€1.12M▲ 8.4%
Current assets
€18k▼ 33.6%
Equity and liabilities €1.14M
Equity
€1.04M▲ 6.6%
Debt
€101k▲ 16.1%
The debt ratio rises from 8.2% to 8.8%. Equity and debt are higher.
Key figures and ratios
Solvency
91.2%▼
2024 · 91.8%
ROE
6.2%▲
2024 · 1.6%
ROA
5.6%▲
2024 · 1.5%
Debt
€101k▲
2024 · €87k
Debt ≤ 1 year
€46k▼
2024 · €87k
Debt > 1 year
€55k
Income taxes
€11k▲
2024 · €357
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.14M▲
Fixed assets21/28€1.03M€1.12M▲
Tangible fixed assets22/27€39k€126k▲
Plant, machinery and equipment23€396€169▼
Furniture and vehicles24€1k€126k▲
Leasing and similar rights25€37k-
Financial fixed assets28€995k€995k=
Current assets29/58€27k€18k▼
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€3-
Cash at bank and in hand54/58€16k€7k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.14M▲
Equity10/15€974k€1.04M▲
Contributions10/11€572k€572k=
Reserves13€402k€466k▲
Distributable reserves133€402k€466k▲
Amounts payable17/49€87k€101k▲
Amounts payable after more than one year17-€55k
Financial debts170/4-€55k
Amounts payable within one year42/48€87k€46k▼
Current portion of amounts payable after more than one year42€15k€23k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€6k€14k▲
Taxes450/3€6k€14k▲
Other amounts payable47/48€57k€281▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€9k▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€24k€34k▲
Operating profit (loss)9901€-3k€19k▲
Financial income75/76B€20k€58k▲
Recurring financial income75€20k€58k▲
Financial charges65/66B€577€1k▲
Recurring financial charges65€577€1k▲
Profit (loss) for the period before taxes9903€16k€75k▲
Income taxes67/77€357€11k▲
Profit (loss) for the period9904€16k€64k▲
Profit (loss) for the period to be appropriated9905€16k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€64k▲
Profit (loss) brought forward from the previous period14P€8k-
Transfer from equity791/2€33k-
Transfer to equity691/2-€64k
To other reserves6921-€64k
Profit to be distributed694/7€57k-
Return on contributions (dividend)694€57k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €64k ▲300%
Net result €64k, the highest in the series.
31-03
Financial
Equity above €1MEq €1.04M ▲6.6%
7 profitable years in a row build equity to €1.04M.
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €16k ▼42.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.01M ▲3.8%
4 profitable years in a row build equity to €1.01M.
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.02M ▲2.3%
2 profitable years in a row build equity to €1.02M.
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlimmersebaan 1362275 LilleGround area
1.4 ha
Building footprint
7,609 m²
Volume, LiDAR
51,524 m³
Parcel 13047A0198/00Y002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zeanco
since 20132.220.672.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13047A0198/00Y002 | Flanders | 1.4 ha | 1 · 7,609 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TISCO
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LUMAHOLD
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2013
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46646Wholesale trade
46649Wholesale of other machinery and equipment
46851Wholesale of industrial chemicals
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.