APEIRON-TEAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.08M and a net result of €408k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 2385 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2385 sector peers (2025).
NBB · sector comparisonPosition among 2385 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
70 d early
2023
23 d early
2022
27 d early
2021
1 d late
2020
26 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.08M▲ 42.0%
2024 · €758k
2018: €450k
2019: €519k
2020: €389k
2021: €564k
2022: €636k
2023: €766k
2024: €758k
2018 → 2025
Net result
€408k▲ 91.9%
2024 · €212k
2018: €462k
2019: €69k
2020: €-130k
2021: €280k
2022: €72k
2023: €129k
2024: €212k
2018 → 2025
Total assets
€4.82M▲ 66.3%
2024 · €2.90M
2018: €1.18M
2019: €876k
2020: €864k
2021: €1.34M
2022: €1.45M
2023: €1.96M
2024: €2.90M
2018 → 2025
Solvency
22.3%▼ 3.8pp
2024 · 26.2%
2018: 38.2%
2019: 59.2%
2020: 45.0%
2021: 42.2%
2022: 43.9%
2023: 39.1%
2024: 26.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€564k-€636k▲ 12.8%€766k▲ 20.4%€758k▼ 1.0%€1.08M▲ 42.0%
Operating result€303k-€115k▼ 61.9%€177k▲ 53.4%€278k▲ 57.0%€476k▲ 71.1%
Net result€280k-€72k▼ 74.3%€129k▲ 79.7%€212k▲ 64.0%€408k▲ 91.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.82M
Fixed assets
€2.16M▲ 1,732%
Current assets
€2.66M▼ 4.4%
Equity and liabilities €4.82M
Equity
€1.08M▲ 42.0%
Debt
€3.74M▲ 74.9%
The debt ratio rises from 73.8% to 77.7%. Equity and debt are higher.
Key figures and ratios
Solvency
22.3%▼
2024 · 26.2%
ROE
37.9%▲
2024 · 28.0%
ROA
8.5%▲
2024 · 7.3%
Debt
€3.74M▲
2024 · €2.14M
Debt ≤ 1 year
€1.94M▲
2024 · €1.60M
Debt > 1 year
€1.44M
Income taxes
€101k▲
2024 · €77k
Staff costs
€592k▼
2024 · €664k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.90M€4.82M▲
Fixed assets21/28€118k€2.16M▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€118k€2.16M▲
Land and buildings22€51k€659k▲
Plant, machinery and equipment23€38k€29k▼
Furniture and vehicles24€11k€4k▼
Other tangible fixed assets26€18k€10k▼
Assets under construction and advance payments27-€1.46M
Current assets29/58€2.78M€2.66M▼
Amounts receivable within one year40/41€1.69M€1.94M▲
Trade receivables40€505k€851k▲
Other amounts receivable41€1.19M€1.09M▼
Current investments50/53€814k€503k▼
Cash at bank and in hand54/58€236k€199k▼
Deferred charges and accrued income490/1€39k€11k▼
Equity and liabilities
Total equity and liabilities10/49€2.90M€4.82M▲
Equity10/15€758k€1.08M▲
Contributions10/11€68k€69k▲
Capital10€65k€65k▲
Issued capital100€65k€65k=
Uncalled capital101€560€0▼
Outside capital11€3k€3k=
Share premium1100/10€3k€3k=
Reserves13€690k€1.01M▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€683k€1.00M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.14M€3.74M▲
Amounts payable after more than one year17-€1.44M
Financial debts170/4-€1.44M
Amounts payable within one year42/48€1.60M€1.94M▲
Current portion of amounts payable after more than one year42-€82k
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€255k€279k▲
Suppliers440/4€255k€279k▲
Taxes, remuneration and social security45€71k€104k▲
Taxes450/3€8k€49k▲
Remuneration and social security454/9€63k€54k▼
Other amounts payable47/48€1.27M€1.47M▲
Accrued charges and deferred income492/3€540k€368k▼
Income statement
Code20242025
Non-recurring operating income76A-€36k
Remuneration, social security and pensions62€664k€592k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€267k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€1.01M€1.34M▲
Operating profit (loss)9901€278k€476k▲
Financial income75/76B€12k€51k▲
Recurring financial income75€12k€51k▲
Non-recurring financial income76B€0-
Financial charges65/66B€1k€18k▲
Recurring financial charges65€1k€18k▲
Profit (loss) for the period before taxes9903€289k€509k▲
Income taxes67/77€77k€101k▲
Profit (loss) for the period9904€212k€408k▲
Profit (loss) for the period to be appropriated9905€212k€408k▲
Appropriation of the result
Profit (loss) to be appropriated9906€212k€408k▲
Transfer from equity791/2€220k€0▼
Transfer to equity691/2€212k€318k▲
To other reserves6921€212k€318k▲
Profit to be distributed694/7€220k€90k▼
Return on contributions (dividend)694€220k€0▼
Directors or managers695-€90k
Social balance
Average headcount (FTE)90877.76.3▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €1MEq €1.08M ▲42%
5 profitable years in a row build equity to €1.08M.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial
Back to profitnet €280k
Net result €280k after one loss-making year.
31-12
Financial
Equity above €500kEq €564k ▲45%
Equity rises from €389k to €564k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-130k ▼289%
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.66
Current ratio from 1.42 to 4.66; short-term debt falls from €608k to €132k.
31-12
Financial
Equity above €500kEq €519k ▲15.3%
2 profitable years in a row build equity to €519k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berten Pilstraat 42640 MortselGround area
579 m²
Building footprint
116 m²
Volume, LiDAR
798 m³
Parcel 11512B0361/00Y003, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Apeiron-Team
since 20092.182.345.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0361/00Y003 | Flanders | 579 m² | 1 · 116 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 41,117 EUR awarded · 40,742 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | -21,296 EUR | 25,408 EUR |
| 2024 | 2 | 0 EUR | 13,100 EUR |
| 2023 | 3 | 52,234 EUR | 2,234 EUR |
| 2022 | 2 | 10,179 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Werkbaarheidscheque (stopgezet)
Federal government
2024 to 2025 · 2 entries · 508,135 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Beleid & Ondersteuning | 1 | 46,904 EUR |
| 2024 | FOD Beleid & Ondersteuning | 1 | 461,231 EUR |
Budget allocations
Economie van de toekomst en productiviteit: subsidies aan bedrijven
European Union, budget
2024 · 1 entry · 332,914 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2024 | 1 | 332,914 EUR |
Projects
101178148 - RADAR - RENEWABLE AND SAFE AROMATIC COMPOUNDS AS REPLACEMENTS FOR SUBSTANCES OF CONCERN
European research
1 project · 332,909 EUR EU contributionProgrammes
HORIZON
Projects
Renewable and safe Aromatic compounDs As Replacements for substances of concern
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 12,510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-10-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.