Laboli is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.08M and a net result of €26k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 8013 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 27-05-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
16 d early
2023
3 d early
2022
21 d early
2021
21 d early
2020
13 d early
2019
124 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▲ 2.5%
2024 · €1.05M
2018: €840k
2019: €864k
2020: €912k
2021: €927k
2022: €974k
2023: €1.04M
2024: €1.05M
2018 → 2025
Net result
€26k▲ 91.9%
2024 · €14k
2018: €30k
2019: €24k
2020: €48k
2021: €15k
2022: €47k
2023: €63k
2024: €14k
2018 → 2025
Total assets
€2.17M▲ 1.3%
2024 · €2.14M
2018: €1.89M
2019: €1.89M
2020: €1.90M
2021: €2.13M
2022: €2.11M
2023: €2.13M
2024: €2.14M
2018 → 2025
Solvency
49.6%▲ 0.6pp
2024 · 49.0%
2018: 44.5%
2019: 45.7%
2020: 48.0%
2021: 43.5%
2022: 46.1%
2023: 48.7%
2024: 49.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€927k-€974k▲ 5.0%€1.04M▲ 6.5%€1.05M▲ 1.3%€1.08M▲ 2.5%
Operating result€59k-€108k▲ 83.3%€134k▲ 23.5%€84k▼ 37.3%€98k▲ 17.3%
Net result€15k-€47k▲ 205%€63k▲ 35.6%€14k▼ 78.3%€26k▲ 91.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.87M▼ 3.5%
Current assets
€301k▲ 46.4%
Equity and liabilities €2.17M
Equity
€1.08M▲ 2.5%
Debt
€1.09M▲ 0.1%
The debt ratio falls from 51.0% to 50.4%. Equity and debt are higher.
Key figures and ratios
Solvency
49.6%▲
2024 · 49.0%
ROE
2.4%▲
2024 · 1.3%
ROA
1.2%▲
2024 · 0.6%
Debt
€1.09M▲
2024 · €1.09M
Debt ≤ 1 year
€396k▲
2024 · €370k
Debt > 1 year
€632k▼
2024 · €654k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.14M€2.17M▲
Fixed assets21/28€1.94M€1.87M▼
Tangible fixed assets22/27€1.94M€1.87M▼
Land and buildings22€1.94M€1.85M▼
Assets under construction and advance payments27-€20k
Current assets29/58€206k€301k▲
Amounts receivable within one year40/41€5k€50▼
Other amounts receivable41€5k€50▼
Current investments50/53€61k€61k=
Cash at bank and in hand54/58€136k€236k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.14M€2.17M▲
Equity10/15€1.05M€1.08M▲
Contributions10/11€772k€772k=
Reserves13€278k€305k▲
Non-distributable reserves130/1€49k€49k=
Reserves not available under the articles1311€49k€49k=
Distributable reserves133€229k€255k▲
Amounts payable17/49€1.09M€1.09M▲
Amounts payable after more than one year17€654k€632k▼
Financial debts170/4€148k€122k▼
Other amounts payable178/9€506k€510k▲
Amounts payable within one year42/48€370k€396k▲
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€12k-
Suppliers440/4€12k-
Advances received on contracts in progress46-€25k
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€325k€337k▲
Accrued charges and deferred income492/3€67k€65k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€88k▼
Other operating charges640/8€21k€22k▲
Gross operating margin9900€223k€208k▼
Operating profit (loss)9901€84k€98k▲
Financial income75/76B€559€745▲
Recurring financial income75€559€745▲
Financial charges65/66B€66k€63k▼
Recurring financial charges65€66k€63k▼
Profit (loss) for the period before taxes9903€19k€36k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€14k€26k▲
Profit (loss) for the period to be appropriated9905€14k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€26k▲
Transfer to equity691/2€14k€26k▲
To other reserves6921€14k€26k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Weakest financial yearnet €14k ▼78.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Highest result since 2018net €63k ▲35.6%
Operating result €134k, net result €63k, both a record.
31-10
Financial
Equity above €1MEq €1.04M ▲6.5%
6 profitable years in a row build equity to €1.04M.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voshoekstraat 38820 TorhoutGround area
3,423 m²
Building footprint
267 m²
Volume, LiDAR
1,538 m³
Parcel 31523H0308/00A000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LABOLI BVBA
since 20112.196.282.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523H0308/00A000 | Flanders | 3,423 m² | 1 · 267 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 12,510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-01-2011
Fiscal year end31-10
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.