zanatic
Activezanatic has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €68k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency62▲+19
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.24 in 2024), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
68.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
64 d early
2024
on the day
2023
23 d late
2022
24 d late
2021
31 d late
2020
25 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€99k=
2024 · €99k
2018: €72k
2019: €90k
2020: €141k
2021: €95k
2022: €93k
2023: €58k
2024: €99k
2018 → 2025
Net result
€68k▼ 17.7%
2024 · €82k
2018: €27k
2019: €-823
2020: €35k
2021: €21k
2022: €23k
2023: €31k
2024: €82k
2018 → 2025
Working capital
€28k▲ 56.0%
2024 · €18k
2018: €40k
2019: €32k
2020: €79k
2021: €9k
2022: €37k
2023: €18k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€50k▲ 84.6%€22k▼ 55.0%€25k▲ 9.4%€33k▲ 35.8%
Operating result€28k-€32k▲ 13.6%€41k▲ 29.0%€105k▲ 157%€89k▼ 15.1%
Net result€21k-€23k▲ 11.3%€31k▲ 37.5%€82k▲ 161%€68k▼ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€5k▼ 21.1%
Current assets
€94k▲ 1.5%
Equity and liabilities €99k
Equity
€33k▲ 35.8%
Debt
€66k▼ 11.8%
The debt ratio falls from 75.2% to 66.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €110k
Cash flow
€71k▼
2024 · €88k
Solvency
33.6%▲
2024 · 24.8%
Current ratio
1.43▲
2024 · 1.24
Quick ratio
1.43▲
2024 · 1.24
Debt / equity
1.97▼
2024 · 3.04
ROE
202.9%▼
2024 · 334.6%
ROA
68.2%▼
2024 · 82.9%
Interest coverage
32.26▼
2024 · 52.15
Debt
€66k▼
2024 · €75k
Debt ≤ 1 year
€66k▼
2024 · €75k
Income taxes
€18k▼
2024 · €22k
Staff costs
€23k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€99k=
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€93k€94k▲
Amounts receivable within one year40/41€60k€54k▼
Trade receivables40€59k€53k▼
Other amounts receivable41€1,000€2k▲
Cash at bank and in hand54/58€32k€40k▲
Equity and liabilities
Total equity and liabilities10/49€99k€99k=
Equity10/15€25k€33k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4k€13k▲
Amounts payable17/49€75k€66k▼
Amounts payable within one year42/48€75k€66k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€27k€18k▼
Taxes450/3€21k€16k▼
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€35k€42k▲
Accrued charges and deferred income492/3€10-
Income statement
Code20242025
Remuneration, social security and pensions62€23k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€832€71▼
Non-recurring operating charges66A€5-
Gross operating margin9900€134k€115k▼
Operating profit (loss)9901€105k€89k▼
Financial income75/76B€2k€22▼
Recurring financial income75€2k€22▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€104k€86k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€82k€68k▼
Profit (loss) for the period to be appropriated9905€82k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€72k▼
Profit (loss) brought forward from the previous period14P€2k€4k▲
Profit to be distributed694/7€80k€59k▼
Return on contributions (dividend)694€80k€59k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €82k ▲161%
Operating result €105k, net result €82k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-823 ▼103%
Net result drops to €-823, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-12-2023
Resigned as Manager
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Panorama 454680 OupeyeGround area
554 m²
Building footprint
69 m²
Volume, LiDAR
547 m³
Parcel 62079A0749/00H009, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Panorama 45, 4680 Oupeye
since 20172.262.831.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62079A0749/00H009 | Wallonia | 554 m² | 1 · 69 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 14,475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.