PZAZZ
ActivePZAZZ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+77
Solvency19▲+6
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.73 in 2024), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
2.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 16906 sector peers (2025).
NBB · sector comparisonPosition among 16906 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
31 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 18.2%
2024 · €28k
2018: €564k
2019: €830k
2020: €864k
2021: €924k
2022: €875k
2023: €51k
2024: €28k
2018 → 2025
Total assets
€221k▼ 4.0%
2024 · €230k
2018: €719k
2019: €1.03M
2020: €979k
2021: €1.17M
2022: €1.12M
2023: €267k
2024: €230k
2018 → 2025
Net result
€5k
2024 · €-23k
2018: €306k
2019: €17k
2020: €34k
2021: €59k
2022: €-49k
2023: €-824k
2024: €-23k
2018 → 2025
Working capital
€-4k▲ 57.0%
2024 · €-9k
2018: €-42k
2019: €-10k
2020: €16k
2021: €57k
2022: €3k
2023: €10k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€924k-€875k▼ 5.3%€51k▼ 94.2%€28k▼ 44.8%€33k▲ 18.2%
Operating result€45k-€-44k€-68k▼ 52.4%€-19k▲ 71.5%€8k
Net result€59k-€-49k€-824k▼ 1,594%€-23k▲ 97.2%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€192k▼ 6.8%
Current assets
€29k▲ 19.6%
Equity and liabilities €221k
Equity
€33k▲ 18.2%
Debt
€188k▼ 7.1%
The debt ratio falls from 87.7% to 84.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €-1k
Cash flow
€22k▲
2024 · €-5k
Solvency
15.1%▲
2024 · 12.3%
Current ratio
0.88▲
2024 · 0.73
Quick ratio
0.88▲
2024 · 0.73
Debt / equity
5.63▼
2024 · 7.16
ROE
15.4%▲
2024 · -81.1%
ROA
2.3%▲
2024 · -9.9%
Interest coverage
8.12▲
2024 · -0.42
Debt
€188k▼
2024 · €202k
Debt ≤ 1 year
€33k▼
2024 · €34k
Debt > 1 year
€154k▼
2024 · €168k
Income taxes
€268▼
2024 · €279
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€221k▼
Fixed assets21/28€206k€192k▼
Tangible fixed assets22/27€206k€191k▼
Land and buildings22€187k€176k▼
Furniture and vehicles24€19k€16k▼
Other tangible fixed assets26€85-
Financial fixed assets28€150€270▲
Current assets29/58€25k€29k▲
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€937€691▼
Cash at bank and in hand54/58€17k€17k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€230k€221k▼
Equity10/15€28k€33k▲
Contributions10/11€19k€19k=
Reserves13€857k€857k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€853k€853k=
Profit (loss) carried forward14€-847k€-842k▲
Amounts payable17/49€202k€188k▼
Amounts payable after more than one year17€168k€154k▼
Financial debts170/4€168k€154k▼
Amounts payable within one year42/48€34k€33k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43€24€17▼
Credit institutions430/8€24€17▼
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€264€3k▲
Taxes450/3€264€3k▲
Other amounts payable47/48€17k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€5k€29k▲
Operating profit (loss)9901€-19k€8k▲
Financial income75/76B€132€90▼
Recurring financial income75€132€90▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-23k€5k▲
Income taxes67/77€279€268▼
Profit (loss) for the period9904€-23k€5k▲
Profit (loss) for the period to be appropriated9905€-23k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-847k€-842k▲
Profit (loss) brought forward from the previous period14P€-824k€-847k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-824k
Net result drops to €-824k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.70
Current ratio from 1.14 to 2.70; short-term debt falls from €112k to €34k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepenstraat 149000 GentGround area
224 m²
Building footprint
153 m²
Volume, LiDAR
1,219 m³
Parcel 44815F0893/00_000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Iepenstraat 14, 9000 Gent
since 20112.196.230.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F0893/00_000 | Flanders | 224 m² | 1 · 153 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DATAFRAME ONE (df1)
BE 0786.911.213
Brussel · Eq €33k
zanatic
BE 0672.854.356
Oupeye · Eq €33k
ZENTREX
BE 0790.246.033
Buggenhout · Eq €33k
Cyneco
BE 0782.712.893
Boechout · Eq €33k
CoGNoX
BE 1004.290.191
Pajottegem · Eq €33k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2010
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
74209Other photographic activities
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.