ZAILDAAR
ActiveSummary
The computed 12-month bankruptcy probability of ZAILDAAR is 4.4% (elevated). For ZAILDAAR, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €42,452 and a net result of €3,178. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 6612 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability47▼-41
Solvency77▲+22
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
51.7%
Return on assets
3.9%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-02-2025, 188 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
188 d late
2022
on the day
2021
206 d late
2020
571 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 241 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, full schema
Turnover
€420,966▼ 16.7%
2022 · €505,321
EBIT margin
1.4%▼ 8.2pp
2022 · 9.6%
Net result
€3,178▼ 92.2%
2022 · €40,691
Working capital
€42,264▲ 8.1%
2022 · €39,086
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Turnover€263,818€505,321▲ 91.5%€420,966▼ 16.7%
Operating result€23,110--€12,559€48,290€5,711▼ 88.2%
Net result€22,948within the sector's middle half--€13,259below the sector's middle half€40,691within the sector's middle half€3,178within the sector's middle half▼ 92.2%
EBIT margin-4.8%9.6%▲ 14.3pp1.4%▼ 8.2pp
Equity€11,842below the sector's middle half--€1,417below the sector's middle half€39,274below the sector's middle half€42,452below the sector's middle half▲ 8.1%
Total assets€56,830below the sector's middle half-€126,871below the sector's middle half▲ 123%€132,008below the sector's middle half▲ 4.0%€82,058below the sector's middle half▼ 37.8%
Debt€44,988-€128,288▲ 185%€92,734▼ 27.7%€39,605▼ 57.3%
Working capital€9,406within the sector's middle half-€4,345within the sector's middle half▼ 53.8%€39,086within the sector's middle half▲ 799%€42,264within the sector's middle half▲ 8.1%
Solvency20.8%within the sector's middle half--1.1%below the sector's middle half▼ 22.0pp29.8%within the sector's middle half▲ 30.9pp51.7%within the sector's middle half▲ 22.0pp
Current ratio1.29within the sector's middle half-1.04within the sector's middle half▼ 0.251.42within the sector's middle half▲ 0.382.07within the sector's middle half▲ 0.65
Return on assets (ROA)40.4%above the sector's middle half--10.5%below the sector's middle half▼ 50.8pp30.8%above the sector's middle half▲ 41.3pp3.9%within the sector's middle half▼ 27.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 88% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €82,058
Fixed assets
€188 =
Current assets
€81,870 ▼ 37.9%
Equity and liabilities €82,058
Equity
€42,452 ▲ 8.1%
Debt
€39,605 ▼ 57.3%
Debt's share of the balance-sheet total falls from 70.2% to 48.3%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
0.17▼
2022 · 0.45
Debt to equity
0.93▼
2022 · 2.36
ROE
7.5%▼
2022 · 103.6%
Debt ≤ 1 year
€39,605▼
2022 · €92,734
Income taxes
€1,877▼
2022 · €7,085
Staff costs
€39,870▲
2022 · €34,176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | €263,818 | €505,321 | €420,966 | ▼ 16.7% |
| Goods, raw materials, services and sundry goods60/61 | - | €239,316 | €409,098 | €375,395 | ▼ 8.2% |
| Remuneration, social security and pensions62 | €32,400 | €21,138 | €34,176 | €39,870 | ▲ 16.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,599 | €8,199 | €6,050 | - | - |
| Other operating charges640/8 | - | €7,015 | €7,706 | - | - |
| Non-recurring operating charges66A | - | €710 | - | - | - |
| Gross operating margin9900 | €66,109 | €24,503 | €96,222 | €45,581 | ▼ 52.6% |
| Operating profit (loss)9901 | €23,110 | -€12,559 | €48,290 | €5,711 | ▼ 88.2% |
| Financial income75/76B | - | €17 | - | €5 | - |
| Recurring financial income75 | - | €17 | - | €5 | - |
| Financial charges65/66B | €162 | €717 | €514 | €661 | ▲ 28.5% |
| Recurring financial charges65 | €162 | €717 | €514 | €661 | ▲ 28.5% |
| Profit (loss) for the period before taxes9903 | €22,948 | -€13,259 | €47,776 | €5,055 | ▼ 89.4% |
| Income taxes67/77 | - | - | €7,085 | €1,877 | ▼ 73.5% |
| Profit (loss) for the period9904 | €22,948 | -€13,259 | €40,691 | €3,178 | ▼ 92.2% |
| Profit (loss) for the period to be appropriated9905 | €22,948 | -€13,259 | €40,691 | €3,178 | ▼ 92.2% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €56,830 | €126,871 | €132,008 | €82,058 | ▼ 37.8% |
| Fixed assets21/28 | €14,437 | €6,238 | €188 | €188 | = |
| Tangible fixed assets22/27 | €14,248 | €6,050 | - | - | - |
| Plant, machinery and equipment23 | €12,100 | €6,050 | - | - | - |
| Furniture and vehicles24 | €2,149 | - | - | - | - |
| Financial fixed assets28 | €188 | €188 | €188 | €188 | = |
| Current assets29/58 | €42,393 | €120,633 | €131,820 | €81,870 | ▼ 37.9% |
| Stocks and contracts in progress3 | €42,393 | €83,791 | €89,833 | €75,287 | ▼ 16.2% |
| Stocks30/36 | €42,393 | €83,791 | €89,833 | €75,287 | ▼ 16.2% |
| Amounts receivable within one year40/41 | - | €36,049 | €32,725 | €3,821 | ▼ 88.3% |
| Trade receivables40 | - | €36,049 | €12,113 | €3,821 | ▼ 68.5% |
| Other amounts receivable41 | - | - | €20,612 | - | - |
| Cash at bank and in hand54/58 | - | €793 | €9,262 | €2,762 | ▼ 70.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €56,830 | €126,871 | €132,008 | €82,058 | ▼ 37.8% |
| Equity10/15 | €11,842 | -€1,417 | €39,274 | €42,452 | ▲ 8.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | - |
| Issued capital100 | - | - | - | €18,600 | - |
| Reserves13 | €353 | €353 | €18,369 | €22,643 | ▲ 23.3% |
| Non-distributable reserves130/1 | €353 | €353 | €1,016 | €1,290 | ▲ 27.0% |
| Reserves not available under the articles1311 | €353 | €353 | €1,016 | €1,290 | ▲ 27.0% |
| Distributable reserves133 | - | - | €17,353 | €21,353 | ▲ 23.1% |
| Profit (loss) carried forward14 | -€7,111 | -€20,369 | €2,305 | €1,209 | ▼ 47.5% |
| Amounts payable17/49 | €44,988 | €128,288 | €92,734 | €39,605 | ▼ 57.3% |
| Amounts payable within one year42/48 | €32,988 | €116,288 | €92,734 | €39,605 | ▼ 57.3% |
| Trade debts44 | - | €83,935 | €49,660 | €3,061 | ▼ 93.8% |
| Suppliers440/4 | - | €83,935 | €49,660 | €3,061 | ▼ 93.8% |
| Taxes, remuneration and social security45 | €16,210 | €16,664 | €27,385 | €32,400 | ▲ 18.3% |
| Taxes450/3 | €16,210 | €16,664 | €27,385 | €32,400 | ▲ 18.3% |
| Other amounts payable47/48 | €16,778 | €15,689 | €15,689 | €4,145 | ▼ 73.6% |
| Accrued charges and deferred income492/3 | €12,000 | €12,000 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,948 | -€13,259 | €40,691 | €3,178 | ▼ 92.2% |
| + Depreciation and write-downs630 | €10,599 | €8,199 | €6,050 | - | - |
| Operating cash flow (approximation) | €33,547 | -€5,060 | €46,741 | €3,178 | ▼ 93.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | - | €8,469 | -€6,500 | ▼ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 188 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 206 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 571 days late
2022
31-12
Financial
Back to profitnet €40,691
Net result €40,691 after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet -€13,259
Net result drops to -€13,259, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Ground area
431 m²
Building footprint
498 m²
Volume, LiDAR
10,414 m³
2 parcels, Brussels · tallest building 33.6 m, ±10 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Zaildaar
since 20192.316.221.230
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0064/00F004 | Brussels | 250 m² | 1 · 375 m² | 33.6 m · 10 fl. |
| 21816C0058/00A005 | Brussels | 181 m² | 1 · 123 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.316.221.230
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 4,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0729971916
Also
9925:BE0729971916
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.