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CAMSES

Active
Private limited companyfounded 2020active for 6 yearsKoninginneplein 26, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0743.721.764
Summary

CAMSES has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,912 and a net result of €14,231. Equity has been growing by about 37% per year since 2020. Its solvency ranks better than 64% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 17-02-2020 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment units
2.300.402.510 1030 Schaarbeek, since 17-02-2020
2.310.307.792 1030 Schaarbeek, since 04-12-2020
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board
  • Camsari EsraDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€49,970
▼ 10.6%
Turnover
≈ €580,000
estimated
Profit
€14,231
▼ 36.2%
Equity
€46,912
▼ 30.7%
Total assets
€95,050
▲ 13.1%
Staff
≈ 0.9 FTE
estimated
Filed on 31-03-2026, 122 days before the deadline
Score breakdownraises riskFounded in 2020Size: total assets €95,050Sector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 31-03-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 74-26
equity 49.4% of total assets
Liquidity 45-5
short-term debt 26.3% · cash 4.3%
Profitability 87-13
return on assets 15.0%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.6%▼ -0.1 percentage points vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.2 percentage points vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.3%▼ -0.6 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.2%▼ -0.1 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%▼ -0.2 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026lowest value 08-2026: 1.1%● unchanged vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value 11-2026: 1.1%● unchanged vs 10-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.17 (4.82 in 2024), above the usual 1.5. Short-term debt is 26.3% and cash 4.3% of total assets. However, 50.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 64% of them on solvency, 44% on liquidity, 82% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €95,050
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 31-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
122 days early
2024
45 days early
2023
93 days early
2022
123 days early
2021
26 days early
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 63 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as CAMSES: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €77,300 and €124,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
CAMSES Schaarbeek€95,050€49,970
KANIA AFRO Schaarbeek€95,140€58,194
3 BRO Anderlecht€90,185€48,393
MARKHOR Vorst€99,238€61,011
MAMZIN Ukkel€90,592€56,978
Monticelli & C° Sint-Gillis (bij-Brussel)€123,933€48,173
H&M FOOD COMPANY Brussel€77,305€58,190
Full comparison

Key facts about CAMSES

What is the company number of CAMSES?
The company number of CAMSES is 0743.721.764. The VAT number is the same number with BE in front: BE 0743.721.764.
Where is CAMSES based?
The registered office is at Koninginneplein 26, 1030 Schaarbeek.Company details
What does CAMSES do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of CAMSES?
The legal form of CAMSES is Private limited company (BV).
When was CAMSES founded?
CAMSES was founded on 17-02-2020.
Is CAMSES still active?
Yes, CAMSES is an active enterprise in the KBO register.
How many employees does CAMSES have?
CAMSES had an average of 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of CAMSES?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €49,970 and 170 comparable companies (NACE 47110). It probably lies between €390,000 and €880,000.
Is CAMSES profitable?
In financial year 2025, CAMSES made a profit of €14,231.
Where can I find the annual accounts of CAMSES?
CAMSES filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAMSES due?
CAMSES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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