MAMZIN
ActiveSummary
The computed 12-month bankruptcy probability of MAMZIN is 2.6% (moderate). The 2025 annual accounts show equity of €59,863 and a net result of €24,859. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 77% of 18537 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+59
Solvency91▲+30
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.55 in 2024; short-term debt: 33.9% and cash: 15.8% of total assets), and 33.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.1%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
12 d late
2023
26 d early
2022
18 d late
2021
9 d late
2020
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€596,888▲ 1.0%
2024 · €590,886
EBIT margin
5.6%▲ 4.9pp
2024 · 0.7%
Net result
€24,859▲ 1,909%
2024 · €1,238
Working capital
€58,363▲ 66.7%
2024 · €35,004
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€972,060▲ 306%€935,241▼ 3.8%€590,886€596,888▲ 1.0%
Operating result€7,250▼ 51.7%€7,955▲ 9.7%€13,015▲ 63.6%€4,365▼ 66.5%€33,714▲ 672%
Net result€5,102within the sector's middle half▼ 55.0%€6,148within the sector's middle half▲ 20.5%€6,174within the sector's middle half▲ 0.4%€1,238within the sector's middle half▼ 80.0%€24,859above the sector's middle half▲ 1,909%
EBIT margin0.7%▼ 5.5pp0.9%▲ 0.1pp0.7%5.6%▲ 4.9pp
Equity€21,444within the sector's middle half▲ 31.2%€27,592within the sector's middle half▲ 28.7%€33,766within the sector's middle half▲ 22.4%€35,004within the sector's middle half▲ 3.7%€59,863within the sector's middle half▲ 71.0%
Total assets€75,432within the sector's middle half▲ 144%€62,700within the sector's middle half▼ 16.9%€87,213within the sector's middle half▲ 39.1%€98,128within the sector's middle half▲ 12.5%€90,592within the sector's middle half▼ 7.7%
Debt€53,988▲ 269%€35,108▼ 35.0%€53,447▲ 52.2%€63,125▲ 18.1%€30,729▼ 51.3%
Working capital€21,444▲ 31.2%€27,592▲ 28.7%€33,766▲ 22.4%€35,004▲ 3.7%€58,363▲ 66.7%
Solvency28.4%within the sector's middle half▼ 24.4pp44.0%within the sector's middle half▲ 15.6pp38.7%within the sector's middle half▼ 5.3pp35.7%within the sector's middle half▼ 3.0pp66.1%above the sector's middle half▲ 30.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 672% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,592
Fixed assets
€1,500
Current assets
€89,092
Equity and liabilities €90,592
Equity
€59,863 ▲ 71.0%
Debt
€30,729 ▼ 51.3%
Debt's share of the balance-sheet total falls from 64.3% to 33.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.90▲
2024 · 1.55
Quick ratio
2.36▲
2024 · 1.13
Debt to equity
0.51▼
2024 · 1.80
ROE
41.5%▲
2024 · 3.5%
ROA
27.4%▲
2024 · 1.3%
Debt ≤ 1 year
€30,729▼
2024 · €63,125
Income taxes
€8,286▲
2024 · €6,111
Staff costs
€20,526▲
2024 · €11,767
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €972,060 | €935,241 | - | €590,886 | €596,888 | ▲ 1.0% |
| Goods, raw materials, services and sundry goods60/61 | €889,638 | €908,546 | - | €590,311 | €573,461 | ▼ 2.9% |
| Remuneration, social security and pensions62 | €82,580 | €25,478 | €11,045 | €11,767 | €20,526 | ▲ 74.4% |
| Other operating charges640/8 | €578 | €744 | €474 | €2,399 | €2,739 | ▲ 14.2% |
| Gross operating margin9900 | €90,408 | €34,177 | €24,535 | €18,530 | €56,978 | ▲ 207% |
| Operating profit (loss)9901 | €7,250 | €7,955 | €13,015 | €4,365 | €33,714 | ▲ 672% |
| Financial income75/76B | - | €70 | €1,516 | €3,412 | - | - |
| Recurring financial income75 | - | €70 | €1,516 | €3,412 | - | - |
| Financial charges65/66B | €872 | €341 | €439 | €428 | €568 | ▲ 32.6% |
| Recurring financial charges65 | €872 | €341 | €439 | €428 | €568 | ▲ 32.6% |
| Profit (loss) for the period before taxes9903 | €6,377 | €7,685 | €14,092 | €7,349 | €33,146 | ▲ 351% |
| Income taxes67/77 | €1,275 | €1,537 | €7,918 | €6,111 | €8,286 | ▲ 35.6% |
| Profit (loss) for the period9904 | €5,102 | €6,148 | €6,174 | €1,238 | €24,859 | ▲ 1,909% |
| Profit (loss) for the period to be appropriated9905 | €5,102 | €6,148 | €6,174 | €1,238 | €24,859 | ▲ 1,909% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,432 | €62,700 | €87,213 | €98,128 | €90,592 | ▼ 7.7% |
| Fixed assets21/28 | - | - | - | - | €1,500 | - |
| Financial fixed assets28 | - | - | - | - | €1,500 | - |
| Current assets29/58 | €75,432 | €62,700 | €87,213 | €98,128 | €89,092 | ▼ 9.2% |
| Stocks and contracts in progress3 | €20,293 | €17,065 | €28,374 | €26,500 | €16,632 | ▼ 37.2% |
| Stocks30/36 | €20,293 | €17,065 | €28,374 | €26,500 | €16,632 | ▼ 37.2% |
| Amounts receivable within one year40/41 | - | €18,790 | €58,416 | €65,978 | €57,900 | ▼ 12.2% |
| Trade receivables40 | - | €10,000 | - | - | €1,100 | - |
| Other amounts receivable41 | - | €8,790 | €58,416 | €65,978 | €56,800 | ▼ 13.9% |
| Cash at bank and in hand54/58 | €55,140 | €26,760 | €66 | €4,669 | €14,278 | ▲ 206% |
| Deferred charges and accrued income490/1 | - | €85 | €356 | €981 | €282 | ▼ 71.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,432 | €62,700 | €87,213 | €98,128 | €90,592 | ▼ 7.7% |
| Equity10/15 | €21,444 | €27,592 | €33,766 | €35,004 | €59,863 | ▲ 71.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €16,444 | €22,592 | €28,766 | €30,004 | €54,863 | ▲ 82.9% |
| Amounts payable17/49 | €53,988 | €35,108 | €53,447 | €63,125 | €30,729 | ▼ 51.3% |
| Amounts payable within one year42/48 | €53,988 | €35,108 | €53,447 | €63,125 | €30,729 | ▼ 51.3% |
| Financial debts43 | - | €3,630 | €6,578 | €6,578 | €4,399 | ▼ 33.1% |
| Credit institutions430/8 | - | €3,630 | €6,578 | €6,578 | €4,399 | ▼ 33.1% |
| Trade debts44 | €39,423 | €27,940 | €40,727 | €48,884 | €14,518 | ▼ 70.3% |
| Suppliers440/4 | €39,423 | €27,940 | €40,727 | €48,884 | €14,518 | ▼ 70.3% |
| Taxes, remuneration and social security45 | €14,565 | €3,538 | €6,142 | €5,664 | €11,812 | ▲ 109% |
| Taxes450/3 | €10,448 | €3,538 | €4,538 | €3,069 | €10,378 | ▲ 238% |
| Remuneration and social security454/9 | €4,117 | - | €1,604 | €2,594 | €1,434 | ▼ 44.7% |
| Other amounts payable47/48 | - | - | - | €2,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,102 | €6,148 | €6,174 | €1,238 | €24,859 | ▲ 1,909% |
| Operating cash flow (approximation) | €5,102 | €6,148 | €6,174 | €1,238 | €24,859 | ▲ 1,909% |
| Change in cash | - | -€28,380 | -€26,694 | €4,603 | €9,609 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €24,859 ▲1,909%
Operating result €33,714, net result €24,859, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €1,238 ▼80%
Net result drops to €1,238, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Ground area
314 m²
Building footprint
183 m²
Volume, LiDAR
1,063 m³
Parcel 21616A0133/00Y000, Brussels · tallest building 14.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BET FIRST
since 20202.299.145.369
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0133/00Y000 | Brussels | 314 m² | 1 · 183 m² | 14.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.299.145.369
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,853. 4,662 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730918259
Also
9925:BE0730918259
Registered
19-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.