ZACAR
ActiveThe file of ZACAR contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.
Summary
For ZACAR, at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is 13.0% (high). The 2023 annual accounts show equity of €25,869 and a net result of -€1,167. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 6114 sector peers (fiscal year 2023).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability65▲+26
Solvency91▲+5
Growth52▼-26
Track record77
Bankruptcy probability, 12 months
13.0%
High
0%0.5%1.5%4%10%≥ 25%
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Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
66.4%
Return on assets
-3%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 22-10-2024, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
83 d late
2022
123 d late
2021
53 d late
2020
101 d late
2019
283 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 129 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2023, micro schema
Equity
€25,869▼ 4.3%
2022 · €27,036
Total assets
€38,964▼ 12.3%
2022 · €44,431
Net result
-€1,167
2022 · €7,081
Working capital
€9,238▲ 87.6%
2022 · €4,923
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€260-€4,822€184▼ 96.2%-€3,472-€1,127▲ 67.5%
Net result-€260-€3,018within the sector's middle half€13,197within the sector's middle half▲ 337%€7,081within the sector's middle half▼ 46.3%-€1,167within the sector's middle half
Equity€3,740-€6,758below the sector's middle half▲ 80.7%€19,955within the sector's middle half▲ 195%€27,036within the sector's middle half▲ 35.5%€25,869within the sector's middle half▼ 4.3%
Total assets€3,740-€11,871below the sector's middle half▲ 217%€25,055below the sector's middle half▲ 111%€44,431within the sector's middle half▲ 77.3%€38,964below the sector's middle half▼ 12.3%
Debt€5,113€5,099▼ 0.3%€17,395▲ 241%€13,096▼ 24.7%
Working capital€6,209within the sector's middle half€19,220within the sector's middle half▲ 210%€4,923within the sector's middle half▼ 74.4%€9,238within the sector's middle half▲ 87.6%
Solvency56.9%within the sector's middle half79.6%above the sector's middle half▲ 22.7pp60.8%within the sector's middle half▼ 18.8pp66.4%above the sector's middle half▲ 5.5pp
Current ratio2.34within the sector's middle half5.23above the sector's middle half▲ 2.891.28within the sector's middle half▼ 3.941.71within the sector's middle half▲ 0.42
Return on assets (ROA)25.4%above the sector's middle half52.7%above the sector's middle half▲ 27.2pp15.9%within the sector's middle half▼ 36.7pp-3.0%below the sector's middle half▼ 18.9pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,127 in 2023 against €3,472 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €37,924
Fixed assets
€15,591 ▼ 26.4%
Current assets
€22,334 ▲ 0.5%
Equity and liabilities €38,964
Equity
€25,869 ▼ 4.3%
Debt
€13,096 ▼ 24.7%
Debt's share of the balance-sheet total falls from 39.2% to 33.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,452▲
2022 · -€2,077
Cash flow
€4,411▼
2022 · €8,475
Debt to equity
0.51▼
2022 · 0.64
ROE
-4.5%▼
2022 · 26.2%
Interest coverage
20.59▲
2022 · -14.83
Debt ≤ 1 year
€13,096▼
2022 · €17,299
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €12,162 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €260 | - | - | €1,395 | €5,579 | ▲ 300% |
| Other operating charges640/8 | - | - | €1,129 | €1,017 | €1,362 | ▲ 33.9% |
| Gross operating margin9900 | - | €5,060 | €1,313 | €11,102 | €5,813 | ▼ 47.6% |
| Operating profit (loss)9901 | -€260 | €4,822 | €184 | -€3,472 | -€1,127 | ▲ 67.5% |
| Financial income75/76B | - | - | €13,963 | €11,907 | €176 | ▼ 98.5% |
| Recurring financial income75 | - | - | €13,963 | €11,907 | €176 | ▼ 98.5% |
| Non-recurring financial income76B | - | - | €13,963 | €11,907 | - | - |
| Financial charges65/66B | - | - | €126 | €140 | €216 | ▲ 54.4% |
| Recurring financial charges65 | - | €148 | €126 | €140 | €216 | ▲ 54.4% |
| Profit (loss) for the period before taxes9903 | -€260 | €4,674 | €14,021 | €8,295 | -€1,167 | ▼ 114% |
| Income taxes67/77 | - | €1,656 | €825 | €1,214 | - | - |
| Profit (loss) for the period9904 | -€260 | €3,018 | €13,197 | €7,081 | -€1,167 | ▼ 116% |
| Profit (loss) for the period to be appropriated9905 | -€260 | €3,018 | €13,197 | €7,081 | -€1,167 | ▼ 116% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,740 | €11,871 | €25,055 | €44,431 | €38,964 | ▼ 12.3% |
| Formation expenses20 | €1,040 | €1,040 | €1,040 | €1,040 | €1,040 | = |
| Fixed assets21/28 | - | - | €250 | €21,169 | €15,591 | ▼ 26.4% |
| Tangible fixed assets22/27 | - | - | - | €20,919 | €15,341 | ▼ 26.7% |
| Furniture and vehicles24 | - | - | - | €20,919 | €15,341 | ▼ 26.7% |
| Financial fixed assets28 | - | - | €250 | €250 | €250 | = |
| Current assets29/58 | €2,700 | €10,831 | €23,765 | €22,222 | €22,334 | ▲ 0.5% |
| Amounts receivable within one year40/41 | - | €482 | €1,323 | €666 | €2,687 | ▲ 304% |
| Trade receivables40 | - | - | - | - | €1,889 | - |
| Other amounts receivable41 | - | - | €1,323 | €666 | €799 | ▲ 20.0% |
| Cash at bank and in hand54/58 | €2,700 | €10,133 | €22,442 | €21,556 | €19,646 | ▼ 8.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,740 | €11,871 | €25,055 | €44,431 | €38,964 | ▼ 12.3% |
| Equity10/15 | €3,740 | €6,758 | €19,955 | €27,036 | €25,869 | ▼ 4.3% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Capital10 | - | - | €4,000 | €4,000 | - | - |
| Issued capital100 | - | - | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | - | €14,600 | €14,600 | - | - |
| Outside capital11 | - | - | - | - | €4,000 | - |
| Other1109/19 | - | - | - | - | €4,000 | - |
| Reserves13 | - | €151 | €151 | €505 | €505 | = |
| Non-distributable reserves130/1 | - | - | €151 | €505 | - | - |
| Legal reserve130 | - | - | €151 | €505 | - | - |
| Distributable reserves133 | - | - | - | - | €505 | - |
| Profit (loss) carried forward14 | -€260 | €2,607 | €15,804 | €22,531 | €21,364 | ▼ 5.2% |
| Amounts payable17/49 | - | €5,113 | €5,099 | €17,395 | €13,096 | ▼ 24.7% |
| Amounts payable within one year42/48 | - | €4,622 | €4,545 | €17,299 | €13,096 | ▼ 24.3% |
| Trade debts44 | - | €2,617 | €1,381 | €3,855 | €1,162 | ▼ 69.8% |
| Suppliers440/4 | - | - | €1,381 | €3,855 | €1,162 | ▼ 69.8% |
| Taxes, remuneration and social security45 | - | - | €3,164 | €3,444 | €7,046 | ▲ 105% |
| Taxes450/3 | - | - | €2,651 | €2,625 | €6,552 | ▲ 150% |
| Remuneration and social security454/9 | - | - | €513 | €818 | €494 | ▼ 39.6% |
| Other amounts payable47/48 | - | - | - | €10,000 | €4,888 | ▼ 51.1% |
| Accrued charges and deferred income492/3 | - | - | €554 | €97 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€260 | €3,018 | €13,197 | €7,081 | -€1,167 | ▼ 116% |
| + Depreciation and write-downs630 | €260 | - | - | €1,395 | €5,579 | ▲ 300% |
| Operating cash flow (approximation) | €0 | €3,018 | €13,197 | €8,475 | €4,411 | ▼ 48.0% |
| Investment in fixed assets (approximation) | - | - | - | -€22,314 | €0 | ▲ 100% |
| Change in cash | - | €7,433 | €12,309 | -€886 | -€1,910 | ▼ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-12
KBO administration
Address struck
29-07
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · event 18-07-2025
12-05
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 06-05-2025
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Weakest financial yearnet -€1,167
Net result drops to -€1,167, the lowest in the series.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
31-12
Financial
Highest result since 2019net €13,197 ▲337%
Net result €13,197, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.23
Current ratio from 2.34 to 5.23; short-term debt falls from €4,622 to €4,545.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
10-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 283 days late
2020
31-12
Financial
Back to profitnet €3,018
Net result €3,018 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Ground area
9,853 m²
Building footprint
1,934 m²
Volume, LiDAR
11,620 m³
2 parcels, Brussels, Flanders · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
300
companies at this address
See who is registered here
1 establishment unit
ZACAR
since 20202.297.200.223
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 21003A0149/00N000 | Brussels | 1,542 m² | 1 · 604 m² | 22.0 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MAARTEN BENTEIN EDMOND TOLLENAERE-
STRAAT 56-76 B23, 1020 BRUSSEL 2- maart |
06-05-2025 → 18-07-2025 |
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Of 963 companies in sector 49310 we hold annual accounts for 488. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.