FAST-CLASS
ActiveSummary
The computed 12-month bankruptcy probability of FAST-CLASS is 1.9% (moderate). The 2025 annual accounts show equity of €26,060 and a net result of €5,414. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 1918 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+11
Solvency68▲+9
Growth78▲+16
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 0.72 in 2024; short-term debt: 29.7% and cash: 31.5% of total assets), but 57.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
8.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 d early
2024
15 d early
2023
20 d early
2022
on the day
2021
on the day
2020
on the day
2019
99 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€61,388▲ 14.0%
2018 · €53,854
EBIT margin
5.0%▼ 1.7pp
2018 · 6.8%
Net result
€5,414▲ 2,712%
2024 · €193
Working capital
€11,434
2024 · -€5,673
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€21,647€5,600▼ 74.1%-€10,385€1,518€5,494▲ 262%
Net result€21,641within the sector's middle half€5,558within the sector's middle half▼ 74.3%-€10,444below the sector's middle half€193within the sector's middle half€5,414within the sector's middle half▲ 2,712%
EBIT margin
Equity€25,340within the sector's middle half▲ 585%€30,897within the sector's middle half▲ 21.9%€20,454within the sector's middle half▼ 33.8%€20,646within the sector's middle half▲ 0.9%€26,060below the sector's middle half▲ 26.2%
Total assets€62,230within the sector's middle half▲ 330%€61,640within the sector's middle half▼ 0.9%€35,811below the sector's middle half▼ 41.9%€59,851within the sector's middle half▲ 67.1%€61,233below the sector's middle half▲ 2.3%
Debt€36,890▲ 243%€30,743▼ 16.7%€15,358▼ 50.0%€39,205▲ 155%€35,172▼ 10.3%
Working capital-€6,395within the sector's middle half€8,163within the sector's middle half€6,719within the sector's middle half▼ 17.7%-€5,673within the sector's middle half€11,434within the sector's middle half
Solvency40.7%within the sector's middle half▲ 15.2pp50.1%within the sector's middle half▲ 9.4pp57.1%within the sector's middle half▲ 7.0pp34.5%within the sector's middle half▼ 22.6pp42.6%within the sector's middle half▲ 8.1pp
Current ratio0.83below the sector's middle half▼ 0.521.27within the sector's middle half▲ 0.441.44within the sector's middle half▲ 0.170.72below the sector's middle half▼ 0.721.63within the sector's middle half▲ 0.91
Return on assets (ROA)34.8%above the sector's middle half▲ 41.3pp9.0%within the sector's middle half▼ 25.8pp-29.2%below the sector's middle half▼ 38.2pp0.3%within the sector's middle half▲ 29.5pp8.8%within the sector's middle half▲ 8.5pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 262% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61,233
Fixed assets
€31,629 ▼ 30.6%
Current assets
€29,603 ▲ 107%
Equity and liabilities €61,233
Equity
€26,060 ▲ 26.2%
Debt
€35,172 ▼ 10.3%
Debt's share of the balance-sheet total falls from 65.5% to 57.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,427▲
2024 · €16,003
Cash flow
€19,347▲
2024 · €14,678
Debt to equity
1.35▼
2024 · 1.90
ROE
20.8%▲
2024 · 0.9%
Interest coverage
239.99▲
2024 · 12.08
Debt ≤ 1 year
€18,170▼
2024 · €19,962
Debt > 1 year
€17,003▼
2024 · €19,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €1,700 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,266 | €9,000 | €9,000 | €14,486 | €13,932 | ▼ 3.8% |
| Other operating charges640/8 | €1,563 | €1,944 | €2,428 | €2,063 | €5,756 | ▲ 179% |
| Non-recurring operating charges66A | - | - | - | - | €1,940 | - |
| Gross operating margin9900 | €27,476 | €16,545 | €1,042 | €19,766 | €27,122 | ▲ 37.2% |
| Operating profit (loss)9901 | €21,647 | €5,600 | -€10,385 | €1,518 | €5,494 | ▲ 262% |
| Financial income75/76B | - | €0 | €1 | €0 | €1 | ▲ 8,500% |
| Recurring financial income75 | - | €0 | €1 | €0 | €1 | ▲ 8,500% |
| Financial charges65/66B | €6 | €43 | €59 | €1,325 | €81 | ▼ 93.9% |
| Recurring financial charges65 | €6 | €43 | €59 | €1,325 | €81 | ▼ 93.9% |
| Profit (loss) for the period before taxes9903 | €21,641 | €5,558 | -€10,444 | €193 | €5,414 | ▲ 2,712% |
| Profit (loss) for the period9904 | €21,641 | €5,558 | -€10,444 | €193 | €5,414 | ▲ 2,712% |
| Profit (loss) for the period to be appropriated9905 | €21,641 | €5,558 | -€10,444 | €193 | €5,414 | ▲ 2,712% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62,230 | €61,640 | €35,811 | €59,851 | €61,233 | ▲ 2.3% |
| Fixed assets21/28 | €31,734 | €22,734 | €13,734 | €45,562 | €31,629 | ▼ 30.6% |
| Tangible fixed assets22/27 | €31,734 | €22,734 | €13,734 | €45,562 | €31,629 | ▼ 30.6% |
| Plant, machinery and equipment23 | - | - | - | €2,238 | €1,306 | ▼ 41.7% |
| Furniture and vehicles24 | €31,734 | €22,734 | €13,734 | €43,324 | €30,324 | ▼ 30.0% |
| Current assets29/58 | €30,496 | €38,906 | €22,077 | €14,289 | €29,603 | ▲ 107% |
| Amounts receivable within one year40/41 | €16,886 | €27,180 | €17,152 | €6,910 | €10,291 | ▲ 48.9% |
| Trade receivables40 | €15,163 | €23,784 | €10,780 | €6,631 | €4,977 | ▼ 25.0% |
| Other amounts receivable41 | €1,723 | €3,396 | €6,372 | €279 | €5,314 | ▲ 1,808% |
| Cash at bank and in hand54/58 | €13,610 | €11,590 | €4,924 | €7,379 | €19,313 | ▲ 162% |
| Deferred charges and accrued income490/1 | - | €136 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62,230 | €61,640 | €35,811 | €59,851 | €61,233 | ▲ 2.3% |
| Equity10/15 | €25,340 | €30,897 | €20,454 | €20,646 | €26,060 | ▲ 26.2% |
| Contributions10/11 | €1,001 | €1,001 | €1,001 | €1,001 | €1,001 | = |
| Capital10 | - | €1,001 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €17,599 | - | - | - | - |
| Outside capital11 | €1,001 | - | €1,001 | €1,001 | €1,001 | = |
| Other1109/19 | €1,001 | - | €1,001 | €1,001 | €1,001 | = |
| Reserves13 | €364 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €364 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €364 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €23,974 | €28,036 | €17,593 | €17,785 | €23,199 | ▲ 30.4% |
| Amounts payable17/49 | €36,890 | €30,743 | €15,358 | €39,205 | €35,172 | ▼ 10.3% |
| Amounts payable after more than one year17 | - | - | - | €19,243 | €17,003 | ▼ 11.6% |
| Financial debts170/4 | - | - | - | €19,243 | €17,003 | ▼ 11.6% |
| Amounts payable within one year42/48 | €36,890 | €30,743 | €15,358 | €19,962 | €18,170 | ▼ 9.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,009 | €1,289 | ▼ 83.9% |
| Trade debts44 | €7,972 | €6,352 | €12,991 | €9,139 | €15,307 | ▲ 67.5% |
| Suppliers440/4 | €7,972 | €6,352 | €12,991 | €9,139 | €15,307 | ▲ 67.5% |
| Advances received on contracts in progress46 | €6,029 | €14,824 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €5,200 | - | €1,425 | €1,300 | ▼ 8.8% |
| Remuneration and social security454/9 | - | €5,200 | - | €1,425 | €1,300 | ▼ 8.8% |
| Other amounts payable47/48 | €22,889 | €4,367 | €2,367 | €1,389 | €274 | ▼ 80.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,641 | €5,558 | -€10,444 | €193 | €5,414 | ▲ 2,712% |
| + Depreciation and write-downs630 | €4,266 | €9,000 | €9,000 | €14,486 | €13,932 | ▼ 3.8% |
| Operating cash flow (approximation) | €25,907 | €14,558 | -€1,444 | €14,678 | €19,347 | ▲ 31.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€46,313 | €0 | ▲ 100% |
| Change in cash | - | -€2,020 | -€6,665 | €2,455 | €11,934 | ▲ 386% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
State Gazette act
Appointment: PACHECO BERNARDINO (director)Resignation: RIBEIRO LEÃO NETO HERCILIO (director)5 facts ▸
State Gazette act
Appointment: PACHECO BERNARDINO (director)
Resignation: RIBEIRO LEÃO NETO HERCILIO (director)5 facts ▸
- General meeting, 28-07-2026
- Director appointment, PACHECO BERNARDINO (director)
- Director resignation, RIBEIRO LEÃO NETO HERCILIO (director)
- Director in office, PACHECO BERNARDINO (director)
- Director in office, MRABTI ABDELKRIM (director)
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.72 to 1.63; short-term debt falls from €19,962 to €18,170.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €193
Net result €193 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€10,444
Net result drops to -€10,444, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21,641
Net result €21,641 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 99 days late
2019
13-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 74 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
PACHECO BERNARDINO
CurrentDirector · since 28-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 2018
Ground area
512 m²
Building footprint
140 m²
Volume, LiDAR
1,170 m³
2 parcels, Brussels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Fast class.be
since 2018unit no. 2.273.407.608
Fast class.be
since 2019unit no. 2.314.308.251
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002K0211/00H002 | Flanders | 310 m² | 1 · 73 m² | 9.7 m · 3 fl. |
| 21342B0181/00K004 | Brussels | 202 m² | 1 · 67 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| PACHECO BERNARDINO |
|
| RIBEIRO LEÃO NETO HERCILIO |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Company details
Identification
Legal formPrivate limited company
Founded21-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
52210Service activities incidental to land transportation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0690832515
Also
9925:BE0690832515
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.