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Complete company report
Generated 28-06-2026
Active BE 0726.988.868Private limited company

ZACAR

· 7 yrs active
Sector: Land transport (49310)
Conclusion Checked

The file of ZACAR contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 12.3% (high). The 2023 annual accounts show equity of €26k and a net result of €-1k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 438 sector peers (fiscal year 2023).

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €26k
Net result €-1k
Better than sector 87%
Active 7 yrs
Snowflake analysis 5 axes · computed by Checked
Health73Profitability0Solvency93Growth52Stability77
59 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 73
Profitability 0
Solvency 93
Growth 52
Stability 77
Bankruptcy probability (12 mo) Checked model v1 · free
12.3% High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Recent warning signals +Young company +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
23 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
· 1 administrative flag (+3)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette — no current open procedure.
Administrative Flags 1 events
Address struck
Health barometer FY 2023 · computed
73 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 22-10-2024 with the NBB · fiscal year 2023 · micro
€-5k€0€5k€10k€15kOperating result 2019: €-260€-260Net result 2019: €-260€-260Operating result 2021: €184€184Net result 2021: €13k€13kOperating result 2023: €-1k€-1kNet result 2023: €-1k€-1k201920212023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.
growing Equity: growth of ~27.7%/year over 3 fiscal years — indicative, assuming unchanged policy.
€0€20k€40k2024: €31k (€29k – €33k)2025: €37k (€35k – €39k)2026: €42k (€40k – €45k)2019: €4k2021: €20k2023: €26k201920212023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 49 — Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 66.4% 24.6%
better than 87% of 438 sector peers
Net result €-1k €4k
better than 30% of 432 sector peers
Equity €26k €11k
better than 71% of 443 sector peers
Gross operating margin €6k €20k
better than 27% of 429 sector peers
Total assets €39k €53k
better than 40% of 438 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€4k
— 19–23
Net profit
€-1k
— 19–23
Cash flow
€4k
— 19–23
Total assets
€39k
+55.5% 19–23
Equity
€26k
+29.6% 19–23
Working capital
€9k
-51.9% 19–23
Income taxes
€825
— 19–23
Debt
€13k
+156.8% 19–23
Debt ≤ 1y
€13k
+188.1% 19–23
Current ratio
1.71
-67.4% 19–23
Quick ratio
1.71
-67.4% 19–23
Solvency
66.4%
-16.6% 19–23
Debt / equity
0.51
+98.1% 19–23
ROE
-4.5%
— 19–23
ROA
-3.0%
— 19–23
Interest coverage
20.59
— 19–23
Figures by fiscal year
Fiscal year2023
Revenue—
EBITDA€4k
Net profit€-1k
Cash flow€4k
Staff costs—
Income taxes—
Dividends—
Total assets€39k
Equity€26k
Debt€13k
of which ≤ 1y€13k
of which > 1y—
Working capital€9k
Employees (FTE)—
Ratios (computed)
2023
Current ratio1.71
Quick ratio1.71
Working capital ratio23.7%
Solvency66.4%
Debt / equity0.51
Long-term debt ratio—
Interest coverage20.59
Gross margin—
Net margin—
ROA-3.0%
ROE-4.5%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet — Assets
TOTAL ASSETS 20/58€39k
Fixed assets 21/28€16k
Formation expenses 20€1k
Tangible fixed assets 22/27€15k
Financial fixed assets 28€250
Current assets 29/58€22k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€20k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€39k
Equity 10/15€26k
Contributions / capital 10/11€4k
Reserves 13€505
Accumulated profits (losses) 14€21k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€6k
Operating result 9901€-1k
Financial income 75€176
Financial charges 65€216
Result before taxes 9903€-1k
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator MAARTEN BENTEIN
EDMOND TOLLENAERE- STRAAT 56-76 B23, 1020 BRUSSEL 2- maart
 06-05-2025 → present Belgian State Gazette
Legal Structure
NACE primary Land transport(49310)
Legal form Private limited company(610)
Incorporation22-05-2019
StatusActive
Postal code—
First BS signal 12-05-2025
Latest BS signal 29-07-2025
Company structure — linked entities1 linked entities
ZACARBE 0726.988.868MAARTEN BENTEINReceiver
Mandates
Establishment units 1 location
ZACAR
Joseph Mertensstraat 1, 1082 Sint-Agatha-BerchemPersonenvervoer over de weg volgens dienstregeling
since 20202.297.200.223
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0505/00E000 Flanders 8,312 m² 1 · 1,330 m² —
21003A0149/00N000 Brussels 1,542 m² 1 · 604 m² 22.0 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
15-12-2025
KBO administration Address strikeout main
15-12-2025
KBO administration Address strikeout main
29-07-2025
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Brussel · ZACAR BV BERGENSESTEENWEG 421/13, 1600 SINT-PIETERS-LEEUW · event 18-07-2025
12-05-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · ZACAR BV BERGENSE- STEENWEG 421/13, 1600 SINT-PIETERS-LEEUW · event 06-05-2025
2024
27-12-2024
State Gazette act Capital & shares
27-12-2024
State Gazette act Director changes
22-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
14-03-2023
State Gazette act Capital & shares
14-03-2023
State Gazette act Director changes
2022
22-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
09-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
10-05-2021
NBB filing Annual accounts filed
fiscal year 2019 · micro
Lifecycle & Insolvency Signals 3 events
15-12-2025
KBO administration Address strikeout main
 · Publications in State Gazette ↗
29-07-2025
Bankruptcy Bankruptcy reversal
Date: 18-07-2025 · Ondernemingsrechtbank Brussel · ZACAR BV BERGENSESTEENWEG 421/13, 1600 SINT-PIETERS-LEEUW · Publications in State Gazette ↗
12-05-2025
Bankruptcy Opening
Date: 06-05-2025 · Ondernemingsrechtbank Brussel · ZACAR BV BERGENSE- STEENWEG 421/13, 1600 SINT-PIETERS-LEEUW · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-12 · Bankruptcy · Opening2025-07-29 · Bankruptcy · Bankruptcy reversal2025-12-15 · KBO administration · Address strikeout main
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 4 acts
Capital history · 2
27-12-2024
Capital change
14-03-2023
Capital change
All acts · 4 updated 1 year ago
2024
27-12-2024 Transaction in capital or shares Capital & shares
Technical details 
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      "kind": "share_transfer",
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      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Chakri Abdelilah",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-27",
    "filing_date": "2024-12-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-12-17",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-02-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0726.988.868",
    "name_full": "ZACAR",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Chakri Abdelilah",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Bouicha Abdelmounaim",
      "role": "aandeelhouder",
      "n_shares": 0,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
27-12-2024 Bouicha Abdelmounaim resigns as director Director changes
  • Bouicha Abdelmounaim — Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bouicha Abdelmounaim",
        "address": "Burgemeester Jean Neyberghlaan 41 bus AV2D te 1090 Jette",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-01",
      "evidence_quote": "Het ontslag van de bestuurder dhr. Bouicha Abdelmounaim wonende op Burgemeester Jean Neyberghlaan 41 bus AV2D te 1090 Jette wordt met de ingang van 1 Februari 2024 aanvaard.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Chakri Abdelilah",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-01",
      "evidence_quote": "Zijn aandelen worden overgedragen aan de huidige beheerder dhr Chakri Abdelilah.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Chakri Abdelilah",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-01",
      "evidence_quote": "Nieuwe aandelen zijn vanaf 1 Februari 2024 als volgt: Dhr Chakri Abdelilah - 100 aandelen",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bouicha Abdelmounaim",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-01",
      "evidence_quote": "Dhr Bouicha Abdelmounaim- 0 aandelen",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-27",
    "filing_date": "2024-12-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0726.988.868",
    "name_full": "ZACAR",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Chakri Abdelilah",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
14-03-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "BOUICHA Abdelmounaim",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Sint-Pieters-Leeuw",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-14",
    "filing_date": "2023-03-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-02-28",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0726.988.868",
    "name_full": "ZACAR",
    "legal_form": "Besloten vennotschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": 80.0,
      "kind": "person",
      "name": "CHAKRI Abdelilah",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": 20.0,
      "kind": "person",
      "name": "BOUICHA Abdelmounaim",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
14-03-2023 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BOUICHA Abdelmounaim",
        "address": "1090 Jette, Burgemeester Jean Neyberghlaan 41/12",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-28",
      "evidence_quote": "De vergadering aanvaardt de benoeming van de heer BOUICHA Abdelmounaim als bestuurder aanvaardt deze vandaag.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CHAKRI Abdelilah",
        "address": "1080Molenbeek-Saint-Jean, rue Vanderstraeten 15",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
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      "effective_date": null,
      "evidence_quote": "De beslissingen worden unaniem aanvaard door de vergadering.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Sint-Pieters-Leeuw",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-14",
    "filing_date": "2023-03-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-02-28",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0726.988.868",
    "name_full": "ZACAR",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "CHAKRI Abdelilah",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Exploitatie van taxi's49320Personenvervoer over de weg zonder dienstregeling49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Overig personenvervoer te land, n.e.g.49390
Primary activity highlighted.
Names & trade names
Legal nameFR ZACAR
Registration history
  1. 15-12-2025 Address strikeout main
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative