YWMA
ActiveSummary
YWMA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €158k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency61▼-28
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 2.66 in 2024; short-term debt: 61.4% and cash: 49% of total assets), but 63.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.3%
Return on assets
34.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
14 d early
2023
44 d early
2022
42 d early
2021
8 d late
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▼ 47.8%
2024 · €318k
2018: €312k
2019: €464k▲ +48.8% vs 2018
2020: €610k▲ +31.4% vs 2019highest in 8 years
2021: €497k▼ -18.5% vs 2020
2022: €497k● 0.0% vs 2021
2023: €497k● 0.0% vs 2022
2024: €318k▼ -36.0% vs 2023
2025: €166k▼ -47.8% vs 2024lowest in 8 years
2018 → 2025
Total assets
€457k▼ 8.4%
2024 · €499k
2018: €404klowest in 8 years
2019: €545k▲ +34.7% vs 2018
2020: €716k▲ +31.5% vs 2019highest in 8 years
2021: €646k▼ -9.9% vs 2020
2022: €696k▲ +7.8% vs 2021
2023: €681k▼ -2.2% vs 2022
2024: €499k▼ -26.7% vs 2023
2025: €457k▼ -8.4% vs 2024
2018 → 2025
Net result
€158k▼ 5.3%
2024 · €167k
2018: €179khighest in 8 years
2019: €152k▼ -14.9% vs 2018
2020: €146k▼ -4.3% vs 2019
2021: €140k▼ -4.0% vs 2020lowest in 8 years
2022: €179k▲ +27.6% vs 2021
2023: €165k▼ -7.7% vs 2022
2024: €167k▲ +1.4% vs 2023
2025: €158k▼ -5.3% vs 2024
2018 → 2025
Working capital
€172k▼ 42.5%
2024 · €299k
2018: €312k
2019: €464k▲ +48.5% vs 2018
2020: €604k▲ +30.3% vs 2019highest in 8 years
2021: €428k▼ -29.1% vs 2020
2022: €447k▲ +4.3% vs 2021
2023: €465k▲ +4.1% vs 2022
2024: €299k▼ -35.6% vs 2023
2025: €172k▼ -42.5% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€497k-€497k=€497k=€318k▼ 36.0%€166k▼ 47.8%
2021: €497khighest in 5 years
2022: €497k● 0.0% vs 2021highest in 5 years
2023: €497k● 0.0% vs 2022highest in 5 years
2024: €318k▼ -36.0% vs 2023
2025: €166k▼ -47.8% vs 2024lowest in 5 years
Operating result€190k-€242k▲ 27.4%€221k▼ 8.5%€223k▲ 0.6%€214k▼ 4.0%
2021: €190klowest in 5 years
2022: €242k▲ +27.4% vs 2021highest in 5 years
2023: €221k▼ -8.5% vs 2022
2024: €223k▲ +0.6% vs 2023
2025: €214k▼ -4.0% vs 2024
Net result€140k-€179k▲ 27.6%€165k▼ 7.7%€167k▲ 1.4%€158k▼ 5.3%
2021: €140klowest in 5 years
2022: €179k▲ +27.6% vs 2021highest in 5 years
2023: €165k▼ -7.7% vs 2022
2024: €167k▲ +1.4% vs 2023
2025: €158k▼ -5.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets
€4k ▼ 76.2%
Current assets
€453k ▼ 5.7%
Equity and liabilities €457k
Equity
€166k ▼ 47.8%
Debt
€291k ▲ 61.0%
Debt's share of the balance-sheet total rises from 36.2% to 63.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€228k▼
2024 · €241k
Cash flow
€172k▼
2024 · €185k
Current ratio
1.61▼
2024 · 2.66
Debt to equity
1.75▲
2024 · 0.57
ROE
95.2%▲
2024 · 52.5%
ROA
34.6%▲
2024 · 33.5%
Interest coverage
19.06▼
2024 · 150.80
Debt ≤ 1 year
€280k▲
2024 · €181k
Income taxes
€57k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€499k€457k▼
Fixed assets21/28€19k€4k▼
Tangible fixed assets22/27€19k€4k▼
Plant, machinery and equipment23€883€214▼
Furniture and vehicles24€14k€677▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€480k€453k▼
Amounts receivable within one year40/41€44k€25k▼
Trade receivables40€44k€25k▼
Other amounts receivable41€0-
Current investments50/53€293k€202k▼
Cash at bank and in hand54/58€140k€224k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€499k€457k▼
Equity10/15€318k€166k▼
Contributions10/11€19k€19k=
Reserves13€300k€148k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€298k€146k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€181k€291k▲
Amounts payable within one year42/48€181k€280k▲
Trade debts44€28k€7k▼
Suppliers440/4€28k€7k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€15k€13k▼
Other amounts payable47/48€138k€260k▲
Accrued charges and deferred income492/3-€11k
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€242k€230k▼
Operating profit (loss)9901€223k€214k▼
Financial income75/76B€7k€14k▲
Recurring financial income75€7k€14k▲
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€228k€215k▼
Income taxes67/77€61k€57k▼
Profit (loss) for the period9904€167k€158k▼
Profit (loss) for the period to be appropriated9905€167k€158k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€158k▼
Transfer from equity791/2€179k€152k▼
Profit to be distributed694/7€346k€310k▼
Return on contributions (dividend)694€346k€310k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €18k | €18k | €18k | €14k | ▼ 22.0% |
| Other operating charges640/8 | €1k | €1k | €1k | €1k | €2k | ▲ 39.5% |
| Gross operating margin9900 | €196k | €261k | €241k | €242k | €230k | ▼ 5.2% |
| Operating profit (loss)9901 | €190k | €242k | €221k | €223k | €214k | ▼ 4.0% |
| Financial income75/76B | €222 | €618 | €4k | €7k | €14k | ▲ 106% |
| Recurring financial income75 | €222 | €618 | €4k | €7k | €14k | ▲ 106% |
| Financial charges65/66B | €1k | €115 | €147 | €2k | €12k | ▲ 649% |
| Recurring financial charges65 | €1k | €115 | €147 | €2k | €12k | ▲ 649% |
| Profit (loss) for the period before taxes9903 | €189k | €242k | €225k | €228k | €215k | ▼ 5.4% |
| Income taxes67/77 | €49k | €64k | €60k | €61k | €57k | ▼ 5.6% |
| Profit (loss) for the period9904 | €140k | €179k | €165k | €167k | €158k | ▼ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €140k | €179k | €165k | €167k | €158k | ▼ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €646k | €696k | €681k | €499k | €457k | ▼ 8.4% |
| Fixed assets21/28 | €69k | €50k | €32k | €19k | €4k | ▼ 76.2% |
| Tangible fixed assets22/27 | €69k | €50k | €32k | €19k | €4k | ▼ 76.2% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €883 | €214 | ▼ 75.7% |
| Furniture and vehicles24 | €66k | €48k | €30k | €14k | €677 | ▼ 95.2% |
| Other tangible fixed assets26 | - | - | - | €4k | €4k | ▼ 5.3% |
| Current assets29/58 | €577k | €646k | €649k | €480k | €453k | ▼ 5.7% |
| Amounts receivable after more than one year29 | €24k | €0 | - | - | - | - |
| Trade receivables290 | €24k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €20k | €24k | €28k | €44k | €25k | ▼ 43.4% |
| Trade receivables40 | €19k | €14k | €14k | €44k | €25k | ▼ 43.4% |
| Other amounts receivable41 | €968 | €11k | €14k | €0 | - | - |
| Current investments50/53 | - | - | €452k | €293k | €202k | ▼ 31.1% |
| Cash at bank and in hand54/58 | €529k | €620k | €167k | €140k | €224k | ▲ 60.3% |
| Deferred charges and accrued income490/1 | €3k | €1k | €3k | €3k | €2k | ▼ 44.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €646k | €696k | €681k | €499k | €457k | ▼ 8.4% |
| Equity10/15 | €497k | €497k | €497k | €318k | €166k | ▼ 47.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €478k | €478k | €478k | €300k | €148k | ▼ 50.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €477k | €477k | €477k | €298k | €146k | ▼ 51.1% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €149k | €199k | €184k | €181k | €291k | ▲ 61.0% |
| Amounts payable within one year42/48 | €149k | €199k | €184k | €181k | €280k | ▲ 55.1% |
| Trade debts44 | €739 | €2k | €3k | €28k | €7k | ▼ 74.2% |
| Suppliers440/4 | €739 | €2k | €3k | €28k | €7k | ▼ 74.2% |
| Taxes, remuneration and social security45 | €8k | €18k | €17k | €15k | €13k | ▼ 11.8% |
| Taxes450/3 | €8k | €17k | €17k | €15k | €13k | ▼ 11.8% |
| Remuneration and social security454/9 | - | €1k | €0 | - | - | - |
| Other amounts payable47/48 | €140k | €179k | €165k | €138k | €260k | ▲ 88.7% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | €11k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €140k | €179k | €165k | €167k | €158k | ▼ 5.3% |
| + Depreciation and write-downs630 | €5k | €18k | €18k | €18k | €14k | ▼ 22.0% |
| Operating cash flow (approximation) | €145k | €197k | €183k | €185k | €172k | ▼ 7.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-5k | €0 | ▲ 100% |
| Change in cash | - | €91k | €-454k | €-27k | €84k | ▲ 410% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Weakest financial yearnet €140k ▼4%
Net result drops to €140k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €500kEq €610k ▲31.4%
3 profitable years in a row build equity to €610k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
268 m²
Building footprint
103 m²
Volume, LiDAR
1,028 m³
Parcel 11810K1907/00D003, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YWMA
since 20162.257.292.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1907/00D003 | Flanders | 268 m² | 1 · 103 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAPETON
BE 0808.799.262
Antwerpen · Eq €166,121
Lucfire
BE 0785.570.534
Vorst · Eq €166,065
FINAL CONSULTING
BE 0547.702.877
Grez-Doiceau · Eq €166,152
POLY MOBILITY SERVICES GROUP
BE 0537.356.442
Visé · Eq €166,027
aimes & c°
BE 0860.214.212
Waterloo · Eq €166,377
Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
46190Agents in non-specialised wholesale trade
55100Hotels and similar accommodation
55204Guest rooms (bed and breakfast)
64210Activities of holding companies
70200Business and other management consultancy
79110Travel agency activities
85599Other education
90391Promotion and organisation of arts and performing arts events
96999Other personal services
96220Beauty care and other beauty treatments
Scores and ratios are computed by Checked and are not a credit decision.