YR Retail BE
ActiveSummary
The computed 12-month bankruptcy probability of YR Retail BE is 3.7% (moderate). The 2025 annual accounts show equity of €83k and a net result of €54k. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 4157 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64=
Solvency41▲+3
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.15 in 2024; short-term debt: 83.9% and cash: 1.1% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
85 d early
2024
83 d early
2023
86 d early
2022
98 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€54k▼ 17.6%
2024 · €65k
2022: €57k
2023: €66k
2024: €65k
2022 → 2025
Working capital
€83k▼ 0.1%
2024 · €83k
2022: €132k
2023: €198k
2024: €83k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€132k-€198k▲ 49.9%€83k▼ 58.1%€83k▼ 0.1%
Operating result€93k-€78k▼ 16.3%€81k▲ 4.4%€73k▼ 9.8%
Net result€57k-€66k▲ 15.7%€65k▼ 0.7%€54k▼ 17.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €515k
Equity
€83k ▼ 0.1%
Debt
€432k ▼ 19.5%
Debt's share of the balance-sheet total falls from 86.6% to 83.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.19▲
2024 · 1.15
Debt to equity
5.22▼
2024 · 6.47
ROE
65.1%▼
2024 · 78.9%
ROA
10.5%▼
2024 · 10.6%
Debt ≤ 1 year
€432k▼
2024 · €537k
Income taxes
€22k▼
2024 · €26k
Staff costs
€1.23M▼
2024 · €1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€620k€515k▼
Current assets29/58€620k€515k▼
Amounts receivable within one year40/41€614k€509k▼
Trade receivables40€213k€129k▼
Other amounts receivable41€401k€381k▼
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€620k€515k▼
Equity10/15€83k€83k▼
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€425€334▼
Amounts payable17/49€537k€432k▼
Amounts payable within one year42/48€537k€432k▼
Trade debts44€120k€101k▼
Suppliers440/4€120k€101k▼
Taxes, remuneration and social security45€352k€277k▼
Taxes450/3€56k€51k▼
Remuneration and social security454/9€296k€226k▼
Other amounts payable47/48€65k€54k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.33M€1.23M▼
Other operating charges640/8€6k€6k▲
Operating charges capitalised as restructuring costs649€0€0=
Gross operating margin9900€1.42M€1.31M▼
Operating profit (loss)9901€81k€73k▼
Financial income75/76B€13k€5k▼
Recurring financial income75€13k€5k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€92k€76k▼
Income taxes67/77€26k€22k▼
Profit (loss) for the period9904€65k€54k▼
Profit (loss) for the period to be appropriated9905€65k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€54k▼
Profit (loss) brought forward from the previous period14P€115k€425▼
Profit to be distributed694/7€180k€54k▼
Return on contributions (dividend)694€180k€54k▼
Social balance
Average headcount (FTE)908728.324.7▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €54k ▼17.6%
Net result drops to €54k, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €66k ▲15.7%
Net result €66k, the highest in the series.
31-12
Financial
Equity above €150kEq €198k ▲49.9%
2 profitable years in a row build equity to €198k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 6 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Follet(K) 507540 TournaiGround area
20.0 ha
Building footprint
9.4 ha
Volume, LiDAR
1,133,605 m³
6 parcels, Brussels, Flanders, Wallonia · tallest building 72.8 m, ±11 floors. Linked by address, not a title deed.
6 establishment units
YVES ROCHER
since 20042.138.948.384
SCHOONHEIDSCENTRUM YVES ROCHER
since 20042.143.750.577
CENTRE DE BEAUTE YVES ROCHER
since 20072.175.994.070
CENTRE DE BEAUTE YVES ROCHER
since 20092.182.833.659
Centre de Beauté Yves Rocher
since 20142.231.545.475
YR Retail BE
since 20212.321.732.315
6 parcels
Flanders
2
(33.3%)
Wallonia
1
(16.7%)
Brussels
3
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 21562A0435/02L002 | Brussels | 3.6 ha | 1 · 972 m² | 20.6 m · 3 fl. |
| 11808H0963/00Z009 | Flanders | 3.5 ha | 1 · 1.9 ha | 72.8 m · 11 fl. |
| 57042C0786/00P002 | Wallonia | 2.1 ha | 1 · 2.4 ha | 12.6 m · 2 fl. |
| 21802B1671/00A000indicative | Brussels | 334 m² | 1 · 171 m² | 20.6 m · 5 fl. |
| 21802B0507/00E000 | Brussels | 105 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
5 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 2 endedWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 2 ended approvals
Schoonheidsspecialiste (so)
Winkelbediende (so)
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Of 2,070 companies in sector 47750 we hold annual accounts for 517. 384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:christophe.couvreur@yrnet.com
Phone:0478278106