Losses
-€35,389 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
S.V.V. FOX
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €157,877 (2015)
€24,773▲ 294%
lowest -€20,909 (2006)
-€638▲ €14,186
peak €117,785 (2021)
€82,397▼ 0.8%
€192,248▼ 6.4%
peak 3.8 FTE (2011)
-not published
Board3 names since 2019
1 directorVOSKES
Owners
100%VOSKES
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Gross margin from €6,295 to €24,773Loss of €6381 director appointed, 1 resignation 06-02Cash from €1,131 to €3,720
Key points
from the 2025 annual accountsChecked score
81
Excellent
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025highest value
04-2025: 1.3%● unchanged vs 03-2025highest value
05-2025: 1.3%● unchanged vs 04-2025highest value
06-2025: 1.3%● unchanged vs 05-2025highest value
07-2025: 1.3%● unchanged vs 06-2025highest value
08-2025: 1.3%● unchanged vs 07-2025highest value
09-2025: 1.3%● unchanged vs 08-2025highest value
10-2025: 1.3%● unchanged vs 09-2025highest value
11-2025: 1.3%● unchanged vs 10-2025highest value
12-2025: 1.3%● unchanged vs 11-2025highest value
01-2026: 0.6%▼ -0.7 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.6 percentage points vs 07-2026
09-2026: 0.4%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Liquidity: current ratio 0.06, cash €3,720
lowers risk
Founded in 2002
Size: total assets €274,644
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 46% of them on solvency, 14% on liquidity, 36% on profitability and 37% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as S.V.V. FOX has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of S.V.V. FOX itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for S.V.V. FOX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.06 (0.05 in 2024), below 1. Short-term debt is 68.5% and cash 1.4% of total assets. 70% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€638
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
161 days early
2023
37 days early
2022
28 days late
2021
30 days late
2020
29 days late
2019
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 57 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0477312056
1 director appointed, 1 resignation
Resignation: Anne Devos · Appointment: BV Voskes · Permanent representative: Mik Deraeve · General meeting of 22-01-2025 · Gazette deed
Registered office moved to Knokke-Heist
New registered office: ’t Vaartje 4, 8300 Knokke-Heist · Reappointment: Anne DEVOS (statutory director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 14-12-2023 · Gazette deed
Resignation: DÉRAEVE EVA (manager)
General meeting of 10-09-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.V.V. FOX Knokke-Heist | €274,644 | €24,773 | 30.0% | - |
| Belle & Beauté Langemark-Poelkapelle | €282,224 | €22,757 | -29.6% | - |
| LE PARFUMEUR DE PARIS Alken | €398,080 | €19,026 | 79.3% | - |
| CKS CENTRE BLEU AZUR Tournai | €348,309 | €43,946 | 31.1% | - |
| LAMBOSHOP Kortenaken | €267,822 | €11,331 | 98.8% | - |
| UP TO DATE AFRO SHOP Antwerp | €169,943 | €36,458 | 78.7% | - |
| BERLINDA Ghent | €303,117 | €22,771 | 29.1% | - |
These companies have the same main activity as S.V.V. FOX: retail sale of cosmetics and toilet articles (NACE 47750). They are comparable in size and age: total assets between €170,000 and €398,000, founded between 1990 and 2005.
Official details
Source: KBO- Status
- Active since 09-04-2002Normal situation
- Activity
- Retail sale of cosmetics and toilet articlesNACE 47750and 1 other
- Joint committee
- 314Hairdressing and beauty care · annual accounts 2022
- Establishment unit
- 2.100.567.2668300 Knokke-Heist, since 08-05-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on S.V.V. FOX
S.V.V. FOX files the micro format. That format states no turnover. The gross margin fell from €52,385 in 2006 to €24,773 in 2025.
VOSKES holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.V.V. FOX
- What is the company number of S.V.V. FOX?
- The company number of S.V.V. FOX is 0477.312.056. The VAT number is the same number with BE in front: BE 0477.312.056.
- Where is S.V.V. FOX based?
- The registered office is at 't Vaartje 4, 8300 Knokke-Heist.Company details
- What does S.V.V. FOX do?
- According to the KBO register, the main activity is retail sale of cosmetics and toilet articles (NACE 47750).
- What is the legal form of S.V.V. FOX?
- S.V.V. FOX is a private limited company (BV).
- When was S.V.V. FOX founded?
- S.V.V. FOX was founded on 09-04-2002.
- Is S.V.V. FOX still active?
- Yes, S.V.V. FOX is an active enterprise in the KBO register.
- How many employees does S.V.V. FOX have?
- S.V.V. FOX had an average of 1.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does S.V.V. FOX fall under?
- In its 2022 annual accounts, S.V.V. FOX states joint committee 314 (Hairdressing and beauty care).
- What is the turnover of S.V.V. FOX?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €24,773 and 118 comparable companies (NACE 477). It probably lies between €95,000 and €550,000. It is a rough estimate.
- Is S.V.V. FOX profitable?
- In financial year 2025, S.V.V. FOX made a loss of €638.
- Where can I find the annual accounts of S.V.V. FOX?
- S.V.V. FOX filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S.V.V. FOX due?
- S.V.V. FOX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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