S.V.V. FOX
ActiveSummary
S.V.V. FOX has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €-638. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 47% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-10
Solvency55▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.05 in 2024; short-term debt: 68.5% and cash: 1.4% of total assets), and 70% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-638
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
161 d early
2023
37 d early
2022
28 d late
2021
30 d late
2020
29 d late
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 0.8%
2024 · €83k
2018: €60k
2019: €87k
2020: €113k
2021: €118k
2022: €117k
2023: €98k
2024: €83k
2018 → 2025
Total assets
€275k▼ 4.9%
2024 · €289k
2018: €346k
2019: €311k
2020: €323k
2021: €321k
2022: €338k
2023: €302k
2024: €289k
2018 → 2025
Net result
€-638▲ 95.7%
2024 · €-15k
2018: €5k
2019: €27k
2020: €27k
2021: €4k
2022: €-481
2023: €-19k
2024: €-15k
2018 → 2025
Working capital
€-178k▲ 8.4%
2024 · €-194k
2018: €-38k
2019: €-33k
2020: €-42k
2021: €-55k
2022: €-149k
2023: €-178k
2024: €-194k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€117k▼ 0.4%€98k▼ 16.6%€83k▼ 15.1%€82k▼ 0.8%
Operating result€13k-€10k▼ 22.2%€-11k€-14k▼ 27.5%€7k
Net result€4k-€-481€-19k▼ 3,940%€-15k▲ 23.8%€-638▲ 95.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€264k ▼ 5.5%
Current assets
€10k ▲ 14.3%
Equity and liabilities €275k
Equity
€82k ▼ 0.8%
Provisions
€0 ▼ 100%
Debt
€192k ▼ 6.4%
Debt's share of the balance-sheet total falls from 71.2% to 70.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €3k
Cash flow
€15k▲
2024 · €3k
Current ratio
0.06▲
2024 · 0.05
Debt to equity
2.33▼
2024 · 2.47
ROE
-0.8%▲
2024 · -17.9%
ROA
-0.2%▲
2024 · -5.1%
Interest coverage
3.75▼
2024 · 5.74
Debt ≤ 1 year
€188k▼
2024 · €203k
Income taxes
€2k▲
2024 · €309
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€289k€275k▼
Fixed assets21/28€280k€264k▼
Tangible fixed assets22/27€280k€264k▼
Land and buildings22€269k€263k▼
Furniture and vehicles24€11k€1k▼
Current assets29/58€9k€10k▲
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€289k€275k▼
Equity10/15€83k€82k▼
Contributions10/11€12k€12k=
Reserves13€71k€70k▼
Tax-exempt reserves132€753€0▼
Distributable reserves133€70k€70k▲
Provisions and deferred taxes16€251€0▼
Deferred taxes168€251€0▼
Amounts payable17/49€205k€192k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€203k€188k▼
Current portion of amounts payable after more than one year42€7k€0▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Advances received on contracts in progress46€763€986▲
Taxes, remuneration and social security45€357€5k▲
Taxes450/3€357€5k▲
Other amounts payable47/48€190k€177k▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€3k€3k▼
Gross operating margin9900€6k€25k▲
Operating profit (loss)9901€-14k€7k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€596€6k▲
Recurring financial charges65€596€6k▲
Profit (loss) for the period before taxes9903€-15k€828▲
Transfer from deferred taxes780€319€251▼
Income taxes67/77€309€2k▲
Profit (loss) for the period9904€-15k€-638▲
Transfer from tax-exempt reserves789€956€753▼
Profit (loss) for the period to be appropriated9905€-14k€115▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€115▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€14k-
Transfer to equity691/2-€115
To other reserves6921-€115
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Highest result since 2018net €27k ▲0.4%
Net result €27k, the highest in the series.
31-12
Financial
Equity above €100kEq €113k ▲30.7%
3 profitable years in a row build equity to €113k.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Vaartje 48300 Knokke-HeistGround area
471 m²
Building footprint
131 m²
Volume, LiDAR
669 m³
Parcel 31039A0140/00M007, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.V.V. Fox
since 20022.100.567.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039A0140/00M007 | Flanders | 471 m² | 1 · 131 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AURA-SENSS
BE 0658.769.857
Schilde · Eq €82,239
YR Retail BE
BE 0773.566.585
Tournai · Eq €82,834
BELGIUM BEAUTY SUPPLIES
BE 0725.567.720
Willebroek · Eq €83,231
KAPPERS & CO.
BE 0456.786.658
Landen · Eq €83,549
COCO & CO
BE 0787.693.250
Ciney · Eq €80,898
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.