YOUR STYLE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of YOUR STYLE is 0.9% (low). The 2025 annual accounts show equity of €23k and a net result of €-8k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 180 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 83% of 180 peers (2025). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	09-07-2026	22 d early	2026-00270962
31-12-2023	31-07-2024	28-09-2024	59 d late	2024-00482260
31-12-2022	31-07-2023	28-09-2024	425 d late	2024-00486193
31-12-2021	31-07-2022	09-11-2022	101 d late	2022-20518740
31-12-2020	31-07-2021	30-04-2022	273 d late	2022-20019778
31-12-2019	31-07-2020	28-11-2020	120 d late	2020-74600432
31-12-2018	31-07-2019	30-08-2019	30 d late	2019-61800052
31-12-2017	31-07-2018	18-09-2018	49 d late	2018-63400271
31-12-2016	31-07-2017	16-11-2017	108 d late	2017-69900232
31-12-2015	31-07-2016	25-11-2016	117 d late	2016-68600478

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate region +Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€8k+8.7%

EBIT margin32.0%+207.6pp

Net result€-8k

Working capital€23k-13.8%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 09-07-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~6.3%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.2%	28.5%	better than 83% of 180 sector peers
Net result	€-8k	€9k	better than 13% of 180 sector peers
Equity	€23k	€23k	better than 50% of 180 sector peers
Gross operating margin	€-9k	€36k	better than 5% of 180 sector peers
Total assets	€36k	€96k	better than 24% of 180 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P83

Improving position over 2020-2025 · n=180-769

Net result P13

Weakening position over 2020-2025 · n=180-770

Equity P50

Stable position over 2020-2025 · n=180-772

Gross operating margin P5

Stable position over 2020-2025 · n=180-766

Describes the position versus peers, not a forecast.

Revenue

€8k

+8.7% 18-25

EBITDA

€3k

- 18-25

Net profit

€-8k

- 18-25

Cash flow

€6k

- 18-25

Total assets

€36k

-23.5% 18-25

Equity

€23k

-13.4% 18-25

Working capital

€23k

-13.8% 18-25

Staff costs

€349

-96.5% 18-25

Show 13 other metrics

Income taxes

€99

-92.6% 18-25

Debt

€12k

-37.2% 18-25

Debt ≤ 1y

€12k

-37.2% 18-25

Debt > 1y

€2k

- 18-25

Current ratio

2.82

+21.2% 18-25

Quick ratio

2.82

+21.2% 18-25

Solvency

65.2%

+13.1% 18-25

Debt / equity

0.53

-27.4% 18-25

ROE

-32.5%

- 18-25

ROA

-21.2%

- 18-25

Net margin

60.7%

- 18-25

EBITDA margin

41.1%

- 18-25

Interest coverage

84.49

- 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€-8k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€36k
Equity	€23k
Debt	€12k
of which ≤ 1y	€12k
of which > 1y	-
Working capital	€23k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.82
Quick ratio	2.82
Working capital ratio	63.3%
Solvency	65.2%
Debt / equity	0.53
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-21.2%
ROE	-32.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €675 · 1.9% Current assets €35k · 98.1%

Equity & liabilities

Equity €23k · 65.2% Debt €12k · 34.8%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€36k
Fixed assets	21/28	€675
Financial fixed assets	28	€675
Current assets	29/58	€35k
Amounts receivable within one year	40/41	€35k
Cash & bank	54/58	€451
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€36k
Equity	10/15	€23k
Contributions / capital	10/11	€6k
Reserves	13	€2k
Accumulated profits (losses)	14	€15k
Amounts payable	17/49	€12k
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€-9k
Operating result	9901	€-10k
Financial income	75	€2k
Financial charges	65	€45
Result before taxes	9903	€-8k
Net result for the period	9904	€-8k
Result to be appropriated	9905	€-8k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

62 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

under verification

5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Directors derived from a single State Gazette act, under verification

All 4 current directors first appear in the same act (24143902). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

HAZAZUP AMALIA-MARIA
Associé
State Gazette act 24143902 (07-10-2024)

Current
01-10-2024 → present
HAZAZUP EUGENIA
Director
State Gazette act 24143902 (07-10-2024)

Current
01-10-2024 → present
HAZAZUP RUXANDRA-MARIA
Associé
State Gazette act 24143902 (07-10-2024)

Current
01-10-2024 → present
MALINESCU COSTIN
Director
State Gazette act 24143902 (07-10-2024)

Current
01-10-2024 → present

Former directors (1)

STERIE SILVIA
Director
State Gazette act 24143902 (07-10-2024)

Former
- → 01-10-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Reparatie en onderhoud van consumentenartikelen, neg(95290)
Legal form	Private limited company(610)
Incorporation	18-03-2011
Status	Active
Postal code	1150

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

YOUR STYLE

Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik

since 20122.208.901.123

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1,367 m²

Buildings2

Building footprint1,168 m²

Volume (LiDAR)13,230 m³

Tallest building13.0 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)