YOTSUME
ActiveYOTSUME has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320k and a net result of €12k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 14.02 against 21.3 in 2024), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
3.5%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
7 d late
2022
16 d late
2021
10 d late
2020
27 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€320k▲ 3.9%
2024 · €308k
2019: €127k
2020: €134k
2021: €177k
2022: €238k
2023: €296k
2024: €308k
2019 → 2025
Total assets
€342k▲ 6.4%
2024 · €322k
2019: €227k
2020: €207k
2021: €276k
2022: €256k
2023: €313k
2024: €322k
2019 → 2025
Net result
€12k▼ 12.7%
2024 · €14k
2019: €40k
2020: €618
2021: €45k
2022: €62k
2023: €59k
2024: €14k
2019 → 2025
Working capital
€297k▲ 3.2%
2024 · €288k
2019: €86k
2020: €103k
2021: €159k
2022: €223k
2023: €276k
2024: €288k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€238k▲ 34.2%€296k▲ 24.3%€308k▲ 4.1%€320k▲ 3.9%
Operating result€62k-€81k▲ 30.7%€77k▼ 5.0%€19k▼ 74.8%€20k▲ 2.3%
Net result€45k-€62k▲ 39.5%€59k▼ 4.3%€14k▼ 77.2%€12k▼ 12.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€23k▲ 13.9%
Current assets
€319k▲ 5.9%
Equity and liabilities €342k
Equity
€320k▲ 3.9%
Debt
€23k▲ 60.8%
The debt ratio rises from 4.4% to 6.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€25k▲
2024 · €23k
Cash flow
€17k▼
2024 · €17k
Solvency
93.3%▼
2024 · 95.6%
Current ratio
14.02▼
2024 · 21.30
Quick ratio
14.02▼
2024 · 21.30
Debt / equity
0.07▲
2024 · 0.05
ROE
3.7%▼
2024 · 4.4%
ROA
3.5%▼
2024 · 4.2%
Interest coverage
1186.24▲
2024 · 474.18
Debt
€23k▲
2024 · €14k
Debt ≤ 1 year
€23k▲
2024 · €14k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€342k▲
Fixed assets21/28€20k€23k▲
Tangible fixed assets22/27€20k€23k▲
Furniture and vehicles24€20k€23k▲
Current assets29/58€302k€319k▲
Amounts receivable within one year40/41€47k€37k▼
Trade receivables40€33k€33k▲
Other amounts receivable41€14k€4k▼
Cash at bank and in hand54/58€255k€282k▲
Equity and liabilities
Total equity and liabilities10/49€322k€342k▲
Equity10/15€308k€320k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€287k€299k▲
Amounts payable17/49€14k€23k▲
Amounts payable within one year42/48€14k€23k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Other amounts payable47/48€2k€463▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Gross operating margin9900€23k€25k▲
Operating profit (loss)9901€19k€20k▲
Financial charges65/66B€49€21▼
Recurring financial charges65€49€21▼
Profit (loss) for the period before taxes9903€19k€20k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€289k€299k▲
Profit (loss) brought forward from the previous period14P€275k€287k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
31-03
Financial
Highest result since 2019net €62k ▲39.5%
Operating result €81k, net result €62k, both a record.
31-03
Financial
Liquidity times 5current ratio 13.23
Current ratio from 2.61 to 13.23; short-term debt falls from €99k to €18k.
31-03
Financial
Equity above €200kEq €238k ▲34.2%
4 profitable years in a row build equity to €238k.
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
31-03
Financial
Equity above €150kEq €177k ▲32%
3 profitable years in a row build equity to €177k.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
31-03
Financial
Weakest financial yearnet €618 ▼98.5%
Net result drops to €618, the lowest in the series; recovery starts the following year.
2019
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijfselrui 282000 AntwerpenGround area
1,290 m²
Building footprint
1,304 m²
Volume, LiDAR
16,423 m³
Parcel 11802B0333/00F000, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YOTSUME
since 20142.236.699.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0333/00F000 | Flanders | 1,290 m² | 1 · 1,304 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BY CONSULT
BE 0656.489.565
Herselt · Eq €320k
Vörtgang
BE 0568.507.397
Turnhout · Eq €320k
Luxomattic
BE 0644.505.810
Antwerpen · Eq €319k
TREBOL ENGINEERING
BE 0661.701.732
Merchtem · Eq €319k
ALTHIS
BE 0770.869.391
Zaventem · Eq €320k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2014
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.