AGIS Consulting
ActiveAGIS Consulting has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €3k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-15
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 12.02 against 3.27 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
34 d early
2023
23 d early
2022
68 d early
2021
67 d early
2020
29 d late
2019
43 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€302k▲ 0.6%
2024 · €301k
2018: €384k
2019: €400k
2020: €367k
2021: €388k
2022: €353k
2023: €307k
2024: €301k
2018 → 2025
Total assets
€313k▼ 10.8%
2024 · €351k
2018: €531k
2019: €497k
2020: €476k
2021: €474k
2022: €467k
2023: €410k
2024: €351k
2018 → 2025
Net result
€3k▼ 73.4%
2024 · €13k
2018: €71k
2019: €17k
2020: €2k
2021: €31k
2022: €21k
2023: €12k
2024: €13k
2018 → 2025
Working capital
€121k▲ 14.5%
2024 · €105k
2018: €234k
2019: €242k
2020: €207k
2021: €189k
2022: €154k
2023: €108k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€353k▼ 8.9%€307k▼ 13.1%€301k▼ 2.1%€302k▲ 0.6%
Operating result€47k-€33k▼ 30.8%€20k▼ 38.9%€20k▼ 0.3%€4k▼ 78.6%
Net result€31k-€21k▼ 33.2%€12k▼ 41.3%€13k▲ 4.3%€3k▼ 73.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€182k▼ 8.9%
Current assets
€132k▼ 13.3%
Equity and liabilities €313k
Equity
€302k▲ 0.6%
Debt
€11k▼ 78.4%
The debt ratio falls from 14.4% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€20k▼
2024 · €37k
Cash flow
€19k▼
2024 · €29k
Solvency
96.5%▲
2024 · 85.6%
Current ratio
12.02▲
2024 · 3.27
Quick ratio
12.01▲
2024 · 3.27
Debt / equity
0.04▼
2024 · 0.17
ROE
1.1%▼
2024 · 4.3%
ROA
1.1%▼
2024 · 3.6%
Interest coverage
62.85▲
2024 · 42.35
Debt
€11k▼
2024 · €51k
Debt ≤ 1 year
€11k▼
2024 · €46k
Income taxes
€1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€313k▼
Fixed assets21/28€199k€182k▼
Tangible fixed assets22/27€197k€181k▼
Land and buildings22€183k€177k▼
Plant, machinery and equipment23€119-
Furniture and vehicles24€13k€4k▼
Other tangible fixed assets26€443€212▼
Financial fixed assets28€2k€355▼
Current assets29/58€152k€132k▼
Stocks and contracts in progress3€112€112=
Stocks30/36€112€112=
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€9k€6k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€140k€115k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€351k€313k▼
Equity10/15€301k€302k▲
Contributions10/11€19k€19k=
Reserves13€85k€89k▲
Tax-exempt reserves132€4k€4k=
Distributable reserves133€82k€85k▲
Profit (loss) carried forward14€197k€195k▼
Amounts payable17/49€51k€11k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€46k€11k▼
Current portion of amounts payable after more than one year42€13k€2k▼
Trade debts44€238€594▲
Suppliers440/4€238€594▲
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€22k€6k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€39k€22k▼
Operating profit (loss)9901€20k€4k▼
Financial income75/76B€719€490▼
Recurring financial income75€719€490▼
Financial charges65/66B€863€317▼
Recurring financial charges65€863€317▼
Profit (loss) for the period before taxes9903€20k€4k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€13k€3k▼
Profit (loss) for the period to be appropriated9905€13k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€211k€200k▼
Profit (loss) brought forward from the previous period14P€198k€197k▼
Transfer from equity791/2€17k-
Transfer to equity691/2€13k€3k▼
To other reserves6921€13k€3k▼
Profit to be distributed694/7€19k€2k▼
Return on contributions (dividend)694€19k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 12.02
Current ratio from 3.27 to 12.02; short-term debt falls from €46k to €11k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼91.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 43 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 9.21
Current ratio from 4.37 to 9.21; short-term debt falls from €70k to €30k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eglantierlaan 32020 AntwerpenGround area
1,765 m²
Building footprint
454 m²
Volume, LiDAR
8,860 m³
Parcel 11812M0140/00G004, Flanders · tallest building 24.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Eglantierlaan 3, 2020 Antwerpen
since 19952.074.397.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0140/00G004 | Flanders | 1,765 m² | 1 · 454 m² | 24.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.