EVERAERT ACTUARIES
ActiveEVERAERT ACTUARIES has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €301k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 32% of 3168 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+90
Solvency57▼-33
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.84 in 2024), and 68% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
31.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
8 d late
2022
3 d early
2021
11 d late
2020
5 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€301k▲ 4,794%
2024 · €6k
2018: €68k
2019: €230k
2020: €114k
2022: €15k
2023: €11k
2024: €6k
2018 → 2025
Working capital
€172k▼ 23.6%
2024 · €225k
2018: €1.16M
2019: €1.19M
2020: €1.19M
2022: €322k
2023: €238k
2024: €225k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€1.28M-€289k▼ 77.5%€300k▲ 3.9%€301k▲ 0.4%€302k▲ 0.5%
Operating result€167k-€33k▼ 80.3%€23k▼ 28.7%€19k▼ 19.4%€311k▲ 1,542%
Net result€114k-€15k▼ 86.8%€11k▼ 25.0%€6k▼ 45.2%€301k▲ 4,794%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,542% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €945k
Fixed assets
€181k▲ 36.4%
Current assets
€764k▲ 55.6%
Equity and liabilities €945k
Equity
€302k▲ 0.5%
Debt
€643k▲ 99.3%
The debt ratio rises from 51.7% to 68.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€346k▲
2024 · €49k
Cash flow
€337k▲
2024 · €36k
Solvency
32.0%▼
2024 · 48.3%
Current ratio
1.29▼
2024 · 1.84
Quick ratio
1.29▼
2024 · 1.84
Debt / equity
2.12▲
2024 · 1.07
ROE
99.6%▲
2024 · 2.0%
ROA
31.9%▲
2024 · 1.0%
Interest coverage
1124.02▲
2024 · 7.85
Debt
€643k▲
2024 · €322k
Debt ≤ 1 year
€592k▲
2024 · €266k
Income taxes
€10k▲
2024 · €8k
Staff costs
€741k▼
2024 · €774k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€624k€945k▲
Fixed assets21/28€133k€181k▲
Intangible fixed assets21-€5k
Tangible fixed assets22/27€131k€176k▲
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€122k€166k▲
Financial fixed assets28€2k€0▼
Current assets29/58€491k€764k▲
Amounts receivable within one year40/41€286k€351k▲
Trade receivables40€265k€350k▲
Other amounts receivable41€21k€553▼
Current investments50/53€0-
Cash at bank and in hand54/58€193k€394k▲
Deferred charges and accrued income490/1€12k€19k▲
Equity and liabilities
Total equity and liabilities10/49€624k€945k▲
Equity10/15€301k€302k▲
Contributions10/11€201k€201k=
Capital10€201k€201k=
Issued capital100€201k€201k=
Reserves13€33k€33k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Tax-exempt reserves132€13k€13k=
Profit (loss) carried forward14€67k€68k▲
Amounts payable17/49€322k€643k▲
Amounts payable within one year42/48€266k€592k▲
Financial debts43-€56
Credit institutions430/8-€56
Trade debts44€154k€161k▲
Suppliers440/4€154k€161k▲
Taxes, remuneration and social security45€107k€131k▲
Taxes450/3€25k€37k▲
Remuneration and social security454/9€82k€94k▲
Other amounts payable47/48€5k€301k▲
Accrued charges and deferred income492/3€56k€50k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€7k▲
Remuneration, social security and pensions62€774k€741k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€35k▲
Other operating charges640/8€387€400▲
Non-recurring operating charges66A€25k€559▼
Gross operating margin9900€848k€1.09M▲
Operating profit (loss)9901€19k€311k▲
Financial income75/76B€1k€766▼
Recurring financial income75€1k€766▼
Financial charges65/66B€6k€308▼
Recurring financial charges65€6k€308▼
Profit (loss) for the period before taxes9903€14k€311k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€6k€301k▲
Profit (loss) for the period to be appropriated9905€6k€301k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€368k▲
Profit (loss) brought forward from the previous period14P€66k€67k▲
Profit to be distributed694/7€5k€300k▲
Directors or managers695€5k€300k▲
Social balance
Average headcount (FTE)90874.64.3▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €301k ▲4794%
Operating result €311k, net result €301k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼45.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 1-21210 Sint-Joost-ten-NodeGround area
362 m²
Building footprint
362 m²
Volume, LiDAR
12,207 m³
Parcel 21572B0361/00Y002, Brussels · tallest building 40.6 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
ENERGY C.A.
since 20022.039.995.221
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0361/00Y002 | Brussels | 362 m² | 1 · 362 m² | 40.6 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300R8M0MRTWT1LQ11
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FUTURE RESOURCES
BE 0452.625.061
Genappe · Eq €302k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 37,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-11-1985
Fiscal year end31-12
Abbreviation NL
EverAct
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:everaertactuaries.eu
E-mail:info@everaertactuaries.eu