YORGO
ActiveSummary
The computed 12-month bankruptcy probability of YORGO is 1.9% (moderate). The 2025 annual accounts show equity of €43k and a net result of €3k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-10
Solvency94▲+21
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.81 against 2.39 in 2024; short-term debt: 13.7% and cash: 25% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
4.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-03-2026, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 d early
2024
on the day
2023
on the day
2022
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 7.7%
2024 · €40k
2022: €22k
2023: €29k
2024: €40k
2022 → 2025
Total assets
€62k▼ 25.4%
2024 · €83k
2022: €35k
2023: €72k
2024: €83k
2022 → 2025
Net result
€3k▼ 71.1%
2024 · €11k
2022: €19k
2023: €7k
2024: €11k
2022 → 2025
Working capital
€41k▲ 12.4%
2024 · €36k
2022: €22k
2023: €23k
2024: €36k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€29k▲ 29.9%€40k▲ 36.4%€43k▲ 7.7%
Operating result€25k-€9k▼ 62.2%€16k▲ 68.6%€5k▼ 66.5%
Net result€19k-€7k▼ 65.4%€11k▲ 58.1%€3k▼ 71.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€13k ▼ 38.7%
Current assets
€50k ▼ 21.0%
Equity and liabilities €62k
Equity
€43k ▲ 7.7%
Debt
€19k ▼ 55.6%
Debt's share of the balance-sheet total falls from 52.3% to 31.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €24k
Cash flow
€11k▼
2024 · €18k
Current ratio
5.81▲
2024 · 2.39
Debt to equity
0.45▼
2024 · 1.10
ROE
7.2%▼
2024 · 26.7%
ROA
4.9%▼
2024 · 12.7%
Interest coverage
10.57▲
2024 · 9.98
Debt ≤ 1 year
€9k▼
2024 · €26k
Debt > 1 year
€11k▼
2024 · €17k
Income taxes
€983▼
2024 · €3k
Staff costs
€134▼
2024 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€62k▼
Fixed assets21/28€20k€13k▼
Tangible fixed assets22/27€20k€13k▼
Furniture and vehicles24€20k€13k▼
Current assets29/58€63k€50k▼
Amounts receivable within one year40/41€34k€34k▲
Trade receivables40€10k€4k▼
Other amounts receivable41€23k€30k▲
Cash at bank and in hand54/58€29k€16k▼
Equity and liabilities
Total equity and liabilities10/49€83k€62k▼
Equity10/15€40k€43k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€37k€40k▲
Amounts payable17/49€43k€19k▼
Amounts payable after more than one year17€17k€11k▼
Financial debts170/4€17k€11k▼
Amounts payable within one year42/48€26k€9k▼
Current portion of amounts payable after more than one year42€7k€7k=
Trade debts44€16k€466▼
Suppliers440/4€1k€466▼
Bills of exchange payable441€15k-
Taxes, remuneration and social security45€3k€983▼
Taxes450/3€3k€983▼
Income statement
Code20242025
Remuneration, social security and pensions62€183€134▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€250€1k▲
Gross operating margin9900€24k€14k▼
Operating profit (loss)9901€16k€5k▼
Financial income75/76B€17€967▲
Recurring financial income75€17€967▲
Non-recurring financial income76B-€967
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B-€967
Profit (loss) for the period before taxes9903€13k€4k▼
Income taxes67/77€3k€983▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€40k▲
Profit (loss) brought forward from the previous period14P€26k€37k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €3k ▼71.1%
Net result drops to €3k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 5.81
Current ratio from 2.39 to 5.81; short-term debt falls from €26k to €9k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herseltsesteenweg 173200 AarschotGround area
292 m²
Building footprint
165 m²
Volume, LiDAR
1,042 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YORGO SRL
since 20212.315.852.234
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662F0069/00S002 | Flanders | 160 m² | 1 · 87 m² | 10.8 m · 3 fl. |
| 24001A0381/00E005 | Flanders | 132 m² | 1 · 78 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vrancken Steven
BE 0836.555.615
Nijlen · Eq €42,705
BAGNO HOME CONSTRUCT
BE 0830.726.113
Walcourt · Eq €42,693
RGVH Invest
BE 0736.961.656
Thuin · Eq €42,692
V HABI HOME
BE 0841.873.490
Brussel · Eq €42,692
AMENO
BE 0762.499.083
Tienen · Eq €42,742
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.