Yorg Bonami Consulting
ActiveSummary
Yorg Bonami Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €17k. Equity is growing by ~50.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100▲+5
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 7.91 against 2.87 in 2024; short-term debt: 11.6% and cash: 77.3% of total assets), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
35.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
137 d early
2024
38 d early
2023
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 69.3%
2024 · €25k
2023: €17k
2024: €25k
2023 → 2025
Total assets
€48k▲ 34.4%
2024 · €36k
2023: €34k
2024: €36k
2023 → 2025
Net result
€17k▲ 97.3%
2024 · €9k
2023: €15k
2024: €9k
2023 → 2025
Working capital
€39k▲ 95.5%
2024 · €20k
2023: €12k
2024: €20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€17k-€25k▲ 46.5%€42k▲ 69.3%
Operating result€21k-€15k▼ 26.8%€26k▲ 70.5%
Net result€15k-€9k▼ 42.8%€17k▲ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€4k ▼ 27.8%
Current assets
€44k ▲ 45.9%
Equity and liabilities €48k
Equity
€42k ▲ 69.3%
Debt
€6k ▼ 45.5%
Debt's share of the balance-sheet total falls from 30.4% to 12.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €17k
Cash flow
€19k▲
2024 · €10k
Current ratio
7.91▲
2024 · 2.87
Debt to equity
0.14▼
2024 · 0.44
ROE
40.9%▲
2024 · 35.1%
ROA
35.9%▲
2024 · 24.5%
Interest coverage
7.07▲
2024 · 4.94
Debt ≤ 1 year
€6k▼
2024 · €11k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€36k€48k▲
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€649€449▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€30k€44k▲
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€4k€500▼
Cash at bank and in hand54/58€24k€37k▲
Equity and liabilities
Total equity and liabilities10/49€36k€48k▲
Equity10/15€25k€42k▲
Contributions10/11€3k€3k=
Reserves13€22k€40k▲
Distributable reserves133€22k€40k▲
Profit (loss) carried forward14€494€21▼
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€6k▼
Trade debts44€5k€957▼
Suppliers440/4€5k€957▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€2k€289▼
Accrued charges and deferred income492/3€350€350=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€182€429▲
Gross operating margin9900€17k€28k▲
Operating profit (loss)9901€15k€26k▲
Financial income75/76B€83€240▲
Recurring financial income75€83€240▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€12k€22k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€9k€17k▲
Profit (loss) for the period to be appropriated9905€9k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€18k▲
Profit (loss) brought forward from the previous period14P€61€494▲
Transfer to equity691/2€8k€18k▲
To other reserves6921€8k€18k▲
Profit to be distributed694/7€850-
Return on contributions (dividend)694€850-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €17k ▲97.3%
Operating result €26k, net result €17k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.91
Current ratio from 2.87 to 7.91; short-term debt falls from €11k to €6k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼42.8%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerkoetstraat 252050 AntwerpenGround area
4,193 m²
Building footprint
2,486 m²
Volume, LiDAR
11,219 m³
Parcel 11813N0204/00L023, Flanders · tallest building 15.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yorg Bonami Consulting
since 20232.341.208.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00L023 | Flanders | 4,193 m² | 1 · 2,486 m² | 15.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KATSKAN
BE 0727.713.893
Sint-Jans-Molenbeek · Eq €42,324
GLMS
BE 1001.680.990
Sint-Martens-Latem · Eq €42,361
SOLID PARTNERS
BE 0735.438.063
Schilde · Eq €42,276
TARAN ENGINEERING
BE 0508.676.413
La Louvière · Eq €42,368
COOPERAX
BE 1005.161.411
Mortsel · Eq €42,380
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.