YNA
ActiveThe computed 12-month bankruptcy probability of YNA is 2.0% (moderate). The 2025 annual accounts show equity of €8k and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 13044 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
2
/ 100
Critical▼ -94 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency17▼-83
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 4.11 in 2024), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.8%
Return on assets
-55.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
89 d late
2019
110 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 80.0%
2024 · €39k
2018: €43k
2019: €44k
2020: €18k
2021: €10k
2022: €-5k
2023: €17k
2024: €39k
2018 → 2025
Total assets
€56k▼ 0.1%
2024 · €56k
2018: €67k
2019: €68k
2020: €57k
2021: €52k
2022: €41k
2023: €41k
2024: €56k
2018 → 2025
Net result
€-31k
2024 · €22k
2018: €3k
2019: €719
2020: €-26k
2021: €-8k
2022: €-14k
2023: €21k
2024: €22k
2018 → 2025
Working capital
€-8k
2024 · €36k
2018: €-10k
2019: €763
2020: €4k
2021: €3k
2022: €-4k
2023: €20k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€-5k€17k€39k▲ 129%€8k▼ 80.0%
Operating result€-10k-€-15k▼ 42.5%€22k€24k▲ 9.2%€-31k
Net result€-8k-€-14k▼ 70.3%€21k€22k▲ 2.3%€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €24k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€18k▲ 97.6%
Current assets
€38k▼ 18.9%
Equity and liabilities €56k
Equity
€8k▼ 80.0%
Debt
€49k▲ 178%
The debt ratio rises from 31.0% to 86.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-30k▼
2024 · €27k
Cash flow
€-30k▼
2024 · €25k
Solvency
13.8%▼
2024 · 69.0%
Current ratio
0.83▼
2024 · 4.11
Quick ratio
0.12▼
2024 · 0.75
Debt / equity
6.25▲
2024 · 0.45
ROE
-400.8%▼
2024 · 56.4%
ROA
-55.2%▼
2024 · 38.9%
Interest coverage
-51.10▼
2024 · 218.02
Debt
€49k▲
2024 · €18k
Debt ≤ 1 year
€46k▲
2024 · €12k
Debt > 1 year
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€56k▼
Fixed assets21/28€9k€18k▲
Tangible fixed assets22/27€463€9k▲
Plant, machinery and equipment23€116-
Furniture and vehicles24-€8k
Other tangible fixed assets26€347€2k▲
Financial fixed assets28€9k€9k▼
Current assets29/58€47k€38k▼
Stocks and contracts in progress3€39k€33k▼
Stocks30/36€39k€33k▼
Amounts receivable within one year40/41€394€2k▲
Trade receivables40€4€113▲
Other amounts receivable41€390€1k▲
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€1k€935▼
Equity and liabilities
Total equity and liabilities10/49€56k€56k▼
Equity10/15€39k€8k▼
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€76€-31k▼
Amounts payable17/49€18k€49k▲
Amounts payable after more than one year17€5k€3k▼
Financial debts170/4€5k€3k▼
Amounts payable within one year42/48€12k€46k▲
Trade debts44€335€14k▲
Suppliers440/4€335€14k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€9k€30k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€744▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€30k€-28k▼
Operating profit (loss)9901€24k€-31k▼
Financial income75/76B€26€29▲
Recurring financial income75€26€29▲
Financial charges65/66B€122€584▲
Recurring financial charges65€122€584▲
Profit (loss) for the period before taxes9903€24k€-31k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€22k€-31k▼
Profit (loss) for the period to be appropriated9905€22k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-31k▼
Profit (loss) brought forward from the previous period14P€-6k€76▲
Transfer to equity691/2€16k-
To other reserves6921€16k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-31k ▼242%
Net result drops to €-31k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €22k ▲2.3%
Operating result €24k, net result €22k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.20
Current ratio from 0.85 to 3.20; short-term debt falls from €25k to €9k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 110 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Axelsson Britt
CurrentDirector · since 13-02-2025
13-02-2025
Axelsson Britt: Appointed as Director
05-12-2024
Vandewiele Nadia: Resigned as Director
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lippenslaan 1128300 Knokke-HeistGround area
221 m²
Building footprint
239 m²
Volume, LiDAR
1,478 m³
Parcel 31332F0060/00A000, Flanders · tallest building 19.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Check-In
since 20122.205.226.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0060/00A000 | Flanders | 221 m² | 1 · 239 m² | 19.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.205.226.803
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BE 0891.430.295
Gent · Eq €8k
PEDILUVE
BE 0724.496.067
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M & S - Flex
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 6,211 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.