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M & S - Flex

Open bankruptcy
Private limited companyfounded 2022Ooststatiestraat 98, 2550 Kontich, BelgiumKBO/BCE: BE 0781.494.851
Summary

A bankruptcy procedure is open for M & S - Flex according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €7,762 and a net result of -€2,238.

M & S - FlexOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Antwerp division
Declared bankrupt
12 March 2026
Supervising judge
Juri De Groote
Official Gazette
18-03-2026 (pdf) ↗search the document for 2026/111256

Deadlines

Provisional date payments stopped
12 March 2026A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 2 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 11 April 2026art. XX.104 and XX.155 CEL
First verification report
passed on 8 May 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
12 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • ANNé DavidFrankrijklei 5 Bus 0401, 2000 Antwerpen 1d.anne@affluo.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Two signals.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

M & S - Flex was incorporated on 2 February 2022 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2022.2 On 12 March 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022
  3. 3Belgian State Gazette, 18-03-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity
€7,762
Total assets
€178,821
Net result
-€2,238
Working capital
-€19,374

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €177,975
Fixed assets €111,447
Current assets €66,527
Equity and liabilities €178,821
Equity €7,762
Debt €171,058
Debt finances 95.7% of the balance-sheet total.
Key figures and ratios
2022 value
EBITDA
€9,593
Cash flow
€5,881
Current ratio
0.77
Debt to equity
22.04
ROE
-28.8%
ROA
-1.3%
Interest coverage
2.45
Debt ≤ 1 year
€85,901
Debt > 1 year
€85,158
Staff costs
€66,293
Annual accounts
Filed annual accounts As filed with the NBB · 2022 · 42 lines
Balance sheet Code2022
Assets
Total assets20/58€178,821
Formation expenses20€846
Fixed assets21/28€111,447
Intangible fixed assets21€56,351
Tangible fixed assets22/27€53,497
Furniture and vehicles24€53,497
Financial fixed assets28€1,600
Current assets29/58€66,527
Amounts receivable within one year40/41€26,014
Trade receivables40€16,496
Other amounts receivable41€9,519
Cash at bank and in hand54/58€40,196
Deferred charges and accrued income490/1€317
Equity and liabilities
Total equity and liabilities10/49€178,821
Equity10/15€7,762
Contributions10/11€10,000
Profit (loss) carried forward14-€2,238
Amounts payable17/49€171,058
Amounts payable after more than one year17€85,158
Financial debts170/4€85,158
Amounts payable within one year42/48€85,901
Current portion of amounts payable after more than one year42€28,319
Financial debts43€4,957
Credit institutions430/8€4,957
Trade debts44€32,053
Suppliers440/4€32,053
Taxes, remuneration and social security45€3,114
Remuneration and social security454/9€3,114
Other amounts payable47/48€17,458
Income statement Code2022
Remuneration, social security and pensions62€66,293
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,119
Other operating charges640/8€1,647
Gross operating margin9900€77,532
Operating profit (loss)9901€1,474
Financial income75/76B€206
Recurring financial income75€206
Financial charges65/66B€3,917
Recurring financial charges65€3,917
Profit (loss) for the period before taxes9903-€2,238
Profit (loss) for the period9904-€2,238
Profit (loss) for the period to be appropriated9905-€2,238
Appropriation of the result
Profit (loss) to be appropriated9906-€2,238

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022
Remuneration, social security and pensions62€66,293
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,119
Other operating charges640/8€1,647
Gross operating margin9900€77,532
Operating profit (loss)9901€1,474
Financial income75/76B€206
Recurring financial income75€206
Financial charges65/66B€3,917
Recurring financial charges65€3,917
Profit (loss) for the period before taxes9903-€2,238
Profit (loss) for the period9904-€2,238
Profit (loss) for the period to be appropriated9905-€2,238
Line2022
Assets
Total assets20/58€178,821
Formation expenses20€846
Fixed assets21/28€111,447
Intangible fixed assets21€56,351
Tangible fixed assets22/27€53,497
Furniture and vehicles24€53,497
Financial fixed assets28€1,600
Current assets29/58€66,527
Amounts receivable within one year40/41€26,014
Trade receivables40€16,496
Other amounts receivable41€9,519
Cash at bank and in hand54/58€40,196
Deferred charges and accrued income490/1€317
Equity and liabilities
Total equity and liabilities10/49€178,821
Equity10/15€7,762
Contributions10/11€10,000
Profit (loss) carried forward14-€2,238
Amounts payable17/49€171,058
Amounts payable after more than one year17€85,158
Financial debts170/4€85,158
Amounts payable within one year42/48€85,901
Current portion of amounts payable after more than one year42€28,319
Financial debts43€4,957
Credit institutions430/8€4,957
Trade debts44€32,053
Suppliers440/4€32,053
Taxes, remuneration and social security45€3,114
Remuneration and social security454/9€3,114
Other amounts payable47/48€17,458
Line2022
Profit (loss) for the period9904-€2,238
+ Depreciation and write-downs630€8,119
Operating cash flow (approximation)€5,881

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-03
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 12-03-2026
2024
13-08
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 08-08-2024
10-07
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 04-07-2024
2023
31-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
SignalNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
206 m²
Building footprint
115 m²
Volume, LiDAR
788 m³
Parcel 11602C0191/00S003, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M & S - Flex
Ooststatiestraat 98, 2550 KontichLimited-service restaurants
since 20222.331.507.143
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602C0191/00S003 Flanders 206 m² 1 · 115 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates
Role Name Tenure
Curator DAVID ANNé
FRANKRIJKLEI 5 BUS 0401, 2000 ANTWERPEN 1
12-03-2026 → present
Curator VALèRE VEREECKE
COCKERILLKAAI 18, 2000 ANTWERPEN 1
04-07-2024 → 08-08-2024

Subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Kontich2.331.507.143
1 permission
Toelating · Eetgelegenheid · since 13-06-2022

Similar companies · same sector, comparable size

Of 21,835 companies in sector 56112 we hold annual accounts for 9,777. 6,287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781494851
Also 9925:BE0781494851
Registered 09-07-2026

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.