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YMI

Active
Private limited companyfounded 20241 yr activeKapelstraat 38A, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 1016.985.810
Summary

YMI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,857 and a net result of €86,357. Its solvency ranks better than 70% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.79; short-term debt: 27.4% and cash: 55.8% of total assets), and 43.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.8%
Return on assets
55.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YMI was incorporated on 5 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€88,857
Total assets
€156,558
Net result
€86,357
Working capital
€76,935

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €156,558
Fixed assets €36,677
Current assets €119,881
Equity and liabilities €156,558
Equity €88,857
Debt €67,701
Debt finances 43.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€118,331
Cash flow
€93,188
Current ratio
2.79
Debt to equity
0.76
ROE
97.2%
ROA
55.2%
Interest coverage
124.51
Debt ≤ 1 year
€42,946
Debt > 1 year
€24,755
Income taxes
€24,392
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€156,558
Fixed assets21/28€36,677
Tangible fixed assets22/27€36,677
Plant, machinery and equipment23€1,844
Furniture and vehicles24€27,351
Other tangible fixed assets26€7,483
Current assets29/58€119,881
Amounts receivable after more than one year29€20,000
Other amounts receivable291€20,000
Amounts receivable within one year40/41€12,579
Trade receivables40€12,579
Cash at bank and in hand54/58€87,303
Equity and liabilities
Total equity and liabilities10/49€156,558
Equity10/15€88,857
Contributions10/11€2,500
Reserves13€86,357
Distributable reserves133€86,357
Amounts payable17/49€67,701
Amounts payable after more than one year17€24,755
Financial debts170/4€24,755
Amounts payable within one year42/48€42,946
Current portion of amounts payable after more than one year42€6,555
Trade debts44€4,987
Suppliers440/4€4,987
Taxes, remuneration and social security45€31,404
Taxes450/3€31,404
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,831
Other operating charges640/8€438
Gross operating margin9900€118,769
Operating profit (loss)9901€111,500
Financial income75/76B€200
Recurring financial income75€200
Financial charges65/66B€950
Recurring financial charges65€950
Profit (loss) for the period before taxes9903€110,749
Income taxes67/77€24,392
Profit (loss) for the period9904€86,357
Profit (loss) for the period to be appropriated9905€86,357
Appropriation of the result
Profit (loss) to be appropriated9906€86,357
Transfer to equity691/2€86,357
To other reserves6921€86,357

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,831
Other operating charges640/8€438
Gross operating margin9900€118,769
Operating profit (loss)9901€111,500
Financial income75/76B€200
Recurring financial income75€200
Financial charges65/66B€950
Recurring financial charges65€950
Profit (loss) for the period before taxes9903€110,749
Income taxes67/77€24,392
Profit (loss) for the period9904€86,357
Profit (loss) for the period to be appropriated9905€86,357
Line2025
Assets
Total assets20/58€156,558
Fixed assets21/28€36,677
Tangible fixed assets22/27€36,677
Plant, machinery and equipment23€1,844
Furniture and vehicles24€27,351
Other tangible fixed assets26€7,483
Current assets29/58€119,881
Amounts receivable after more than one year29€20,000
Other amounts receivable291€20,000
Amounts receivable within one year40/41€12,579
Trade receivables40€12,579
Cash at bank and in hand54/58€87,303
Equity and liabilities
Total equity and liabilities10/49€156,558
Equity10/15€88,857
Contributions10/11€2,500
Reserves13€86,357
Distributable reserves133€86,357
Amounts payable17/49€67,701
Amounts payable after more than one year17€24,755
Financial debts170/4€24,755
Amounts payable within one year42/48€42,946
Current portion of amounts payable after more than one year42€6,555
Trade debts44€4,987
Suppliers440/4€4,987
Taxes, remuneration and social security45€31,404
Taxes450/3€31,404
Line2025
Profit (loss) for the period9904€86,357
+ Depreciation and write-downs630€6,831
Operating cash flow (approximation)€93,188

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,287 m²
Building footprint
147 m²
Volume, LiDAR
799 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YMI
Kapelstraat 38, 2870 Puurs-Sint-AmandsReal estate activities
since 20242.367.948.459
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12030C0198/00A000 Flanders 1,214 m² 1 · 39 m² 11.3 m · 1 fl.
12030C0200/00G000 Flanders 1,072 m² 1 · 108 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,756 companies in sector 68310 we hold annual accounts for 6,906. 5,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities

Scores and ratios are computed by Checked and are not a credit decision.