VAB IMMO
ActiveSummary
VAB IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €105k. Its solvency ranks better than 73% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 2.58; short-term debt: 38.8% and cash: 92.1% of total assets), and 38.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
59.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€107k
Total assets
€175k
Net result
€105k
Working capital
€107k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €175k
Equity
€107k
Debt
€68k
Debt finances 38.8% of the balance-sheet total.
Key figures and ratios
Current ratio
2.58
Debt to equity
0.63
ROE
98.0%
ROA
59.9%
Debt ≤ 1 year
€68k
Income taxes
€31k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€175k
Current assets29/58€175k
Amounts receivable within one year40/41€14k
Other amounts receivable41€14k
Current investments50/53€0
Cash at bank and in hand54/58€161k
Equity and liabilities
Total equity and liabilities10/49€175k
Equity10/15€107k
Contributions10/11€3k
Profit (loss) carried forward14€104k
Amounts payable17/49€68k
Amounts payable within one year42/48€68k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€65k
Taxes450/3€65k
Other amounts payable47/48€833
Income statement
Code2025
Non-recurring operating income76A€4k
Other operating charges640/8€2k
Gross operating margin9900€138k
Operating profit (loss)9901€135k
Financial income75/76B€30
Recurring financial income75€30
Non-recurring financial income76B€30
Profit (loss) for the period before taxes9903€135k
Income taxes67/77€31k
Profit (loss) for the period9904€105k
Profit (loss) for the period to be appropriated9905€105k
Appropriation of the result
Profit (loss) to be appropriated9906€105k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Non-recurring operating income76A | €4k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €138k |
| Operating profit (loss)9901 | €135k |
| Financial income75/76B | €30 |
| Recurring financial income75 | €30 |
| Non-recurring financial income76B | €30 |
| Profit (loss) for the period before taxes9903 | €135k |
| Income taxes67/77 | €31k |
| Profit (loss) for the period9904 | €105k |
| Profit (loss) for the period to be appropriated9905 | €105k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €175k | |
| Current assets29/58 | €175k | |
| Amounts receivable within one year40/41 | €14k | |
| Other amounts receivable41 | €14k | |
| Current investments50/53 | €0 | |
| Cash at bank and in hand54/58 | €161k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €175k | |
| Equity10/15 | €107k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €104k | |
| Amounts payable17/49 | €68k | |
| Amounts payable within one year42/48 | €68k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €65k | |
| Taxes450/3 | €65k | |
| Other amounts payable47/48 | €833 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €105k |
| Operating cash flow (approximation) | €105k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Ground area
2,492 m²
Building footprint
84 m²
Volume, LiDAR
589 m³
Parcel 57078E0044/00K000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAB Immo
since 20242.365.804.858
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57078E0044/00K000 | Wallonia | 2,492 m² | 1 · 84 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
E-mail
b.vanhoutte@thomas-piron.eu
Phone
+32472609894
Scores and ratios are computed by Checked and are not a credit decision.