YIL
ActiveYIL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678k and a net result of €-45k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-38
Solvency84▲+4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.27 in 2024; short-term debt: 30.1% and cash: 9.9% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
105 d early
2023
29 d early
2022
68 d early
2021
67 d early
2020
18 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€678k▼ 10.0%
2024 · €753k
2018: €1.00M
2019: €994k
2020: €1.01M
2021: €682k
2022: €653k
2023: €671k
2024: €753k
2018 → 2025
Total assets
€1.15M▼ 16.0%
2024 · €1.37M
2018: €2.33M
2019: €2.36M
2020: €2.58M
2021: €919k
2022: €1.01M
2023: €1.24M
2024: €1.37M
2018 → 2025
Net result
€-45k
2024 · €83k
2018: €-26k
2019: €-10k
2020: €11k
2021: €-20k
2022: €-29k
2023: €18k
2024: €83k
2018 → 2025
Working capital
€537k▼ 14.0%
2024 · €625k
2018: €2.25M
2019: €983k
2020: €987k
2021: €597k
2022: €524k
2023: €548k
2024: €625k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€682k-€653k▼ 4.2%€671k▲ 2.7%€753k▲ 12.3%€678k▼ 10.0%
Operating result€-4k-€-25k▼ 583%€-19k▲ 21.1%€107k€-42k
Net result€-20k-€-29k▼ 42.3%€18k€83k▲ 363%€-45k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €107k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€269k▲ 5.7%
Current assets
€885k▼ 20.9%
Equity and liabilities €1.15M
Equity
€678k▼ 10.0%
Debt
€476k▼ 23.2%
The debt ratio falls from 45.1% to 41.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €131k
Cash flow
€-22k▼
2024 · €106k
Solvency
58.8%▲
2024 · 54.9%
Current ratio
2.55▲
2024 · 2.27
Quick ratio
1.44▼
2024 · 1.50
Debt / equity
0.70▼
2024 · 0.82
ROE
-6.6%▼
2024 · 11.0%
ROA
-3.9%▼
2024 · 6.0%
Interest coverage
-0.49▼
2024 · 3.10
Debt
€476k▼
2024 · €620k
Debt ≤ 1 year
€347k▼
2024 · €493k
Debt > 1 year
€125k=
2024 · €125k
Income taxes
€-133▼
2024 · €6k
Staff costs
€18k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.15M▼
Fixed assets21/28€255k€269k▲
Tangible fixed assets22/27€235k€249k▲
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€167k€183k▲
Other tangible fixed assets26€65k€65k=
Financial fixed assets28€20k€20k=
Current assets29/58€1.12M€885k▼
Amounts receivable after more than one year29€128k€128k=
Other amounts receivable291€128k€128k=
Stocks and contracts in progress3€376k€383k▲
Stocks30/36€376k€383k▲
Amounts receivable within one year40/41€466k€258k▼
Trade receivables40€134k€52k▼
Other amounts receivable41€332k€206k▼
Cash at bank and in hand54/58€146k€114k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.15M▼
Equity10/15€753k€678k▼
Contributions10/11€131k€131k=
Reserves13€622k€547k▼
Distributable reserves133€622k€547k▼
Amounts payable17/49€620k€476k▼
Amounts payable after more than one year17€125k€125k=
Financial debts170/4€125k€125k=
Amounts payable within one year42/48€493k€347k▼
Current portion of amounts payable after more than one year42€130k-
Financial debts43€234k€234k=
Credit institutions430/8€234k€234k=
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Taxes, remuneration and social security45€18k€2k▼
Taxes450/3€14k€2k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€100k€101k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€30k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€163k€1k▼
Operating profit (loss)9901€107k€-42k▼
Financial income75/76B€28k€36k▲
Recurring financial income75€28k€36k▲
Financial charges65/66B€47k€39k▼
Recurring financial charges65€42k€39k▼
Non-recurring financial charges66B€4k-
Profit (loss) for the period before taxes9903€88k€-45k▼
Income taxes67/77€6k€-133▼
Profit (loss) for the period9904€83k€-45k▼
Profit (loss) for the period to be appropriated9905€83k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€-45k▼
Transfer from equity791/2-€75k
Transfer to equity691/2€83k-
To other reserves6921€83k-
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
Social balance
Average headcount (FTE)90870.60.4▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-45k ▼155%
Net result drops to €-45k, the lowest in the series.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €83k ▲363%
Operating result €107k, net result €83k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.52
Current ratio from 1.63 to 3.52; short-term debt falls from €1.57M to €237k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Equity above €1MEq €1.01M ▲1.1%
Equity rises from €994k to €1.01M.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boektsestraat 501820 SteenokkerzeelGround area
9,574 m²
Building footprint
309 m²
Volume, LiDAR
1,451 m³
Parcel 23065A0121/00R000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Boektsestraat 50, 1820 Steenokkerzeel
since 20122.211.088.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23065A0121/00R000 | Flanders | 9,574 m² | 1 · 308 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 12,000 EUR awarded · 12,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 12,000 EUR |
| 2022 | 1 | 12,000 EUR | 0 EUR |
Schemes
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
Recognitions · licences · registrations
Legal Entity Identifier
875500L6085FZVRQZY50
Similar companies · same sector, comparable size
IMMOBILIERE COMTE DE FLANDRE
BE 0435.675.795
Brussel · Eq €678k
ED Invest
BE 0721.966.446
Elsene · Eq €678k
PLE
BE 0849.182.936
Duffel · Eq €677k
DEERAM
BE 0441.611.702
Nazareth-De Pinte · Eq €680k
SOENIMMO
BE 0894.139.466
Zulte · Eq €677k
Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2012
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
68110Buying and selling of own real estate
68121Development of residential building projects
68122Development of non-residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46480Wholesale trade
47789Other retail sale of new goods
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.