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LOCK INVEST

Active
Private limited companyfounded 2007active for 19 yearsVeeweidestraat 56, 3960 Bree, BelgiumKBO/BCE: BE 0893.208.860

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LOCK INVEST has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.6m and a net result of €10,875. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 95% of 318 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 19-10-2007 Normal situation
Registered office
22 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Buying and selling of own real estate NACE 68110and 2 others
Establishment unit
2.191.693.026 3960 Bree, since 19-10-2007
Financial year end
31 March
Peppol
Reachable since 09-10-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
-€26,217
Profit
€10,875
▼ 94.9%
Equity
€1.6m
▲ 0.7%
Total assets
€1.6m
▼ 0.6%
Employees on 31-03-2026
0
▼ 100%
Turnover not published (abbreviated or micro format)
Filed on 13-10-2026, 18 days before the deadline
Score breakdownlowers riskEquity €1.6m (99.2% of total assets)Size: 0.9 FTE, total assets €1.6mFounded in 2007Figures for financial year 2026 (filed on 15-10-2026)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Average
Solvency 100=
equity 99.2% of total assets
Liquidity 58-13
short-term debt 0.8% · cash 6.2%
Profitability 20-65
return on assets 0.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €150,000 on 30-day terms is acceptable
Short-term debt is 0.8% and cash 6.2% of total assets. 0.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 69% on liquidity, 20% on profitability and 48% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Equity €1.6m (99.2% of total assets)
NBB · annual accounts
lowers risk · Size: 0.9 FTE, total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2026 (filed on 15-10-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 13-10-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
18 days early
2025
31 days early
2024
3 days early
2023
5 days early
2022
3 days early
2021
4 days early
2020
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2026from €212,594 to €10,875 ▼ 94.9% View
  • Positive: Higher solvency than 95% of companies in real estatesector median 38.8% · 318 companies 99.2% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €10,875 8 years View

Comparable companies

These companies have the same main activity as LOCK INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €530,000 and €4m, founded between 2003 and 2014.

CompanyTotal assetsGross margin
LOCK INVEST Bree€1.6m-€0.03m
SAFFELBERG DIRECTOR & MANAGEMENT SERVICES Pajottegem€2.2m-€0.01m
IDEX INTERNATIONAL Antwerpen€2.3m-€0.05m
YIL Steenokkerzeel€1.2m€0.001m
MG Mobi Gent€2.4m-€0.06m
GOVIMMO Hasselt€0.5m€0.001m
IMMO-SPHERE Enghien€4.0m-€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Articles and registers

Key facts about LOCK INVEST

What is the company number of LOCK INVEST?
The company number of LOCK INVEST is 0893.208.860. The VAT number is the same number with BE in front: BE 0893.208.860.
Where is LOCK INVEST based?
The registered office is at Veeweidestraat 56, 3960 Bree.Company details
What does LOCK INVEST do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of LOCK INVEST?
The legal form of LOCK INVEST is Private limited company (BV).
When was LOCK INVEST founded?
LOCK INVEST was founded on 19-10-2007.
Is LOCK INVEST still active?
Yes, LOCK INVEST is an active enterprise in the KBO register.
How many employees does LOCK INVEST have?
LOCK INVEST had an average of 0.9 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of LOCK INVEST?
The annual accounts for financial year 2026 state no turnover. The abbreviated or micro format does not require it.
Is LOCK INVEST profitable?
In financial year 2026, LOCK INVEST made a profit of €10,875.
Where can I find the annual accounts of LOCK INVEST?
LOCK INVEST filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of LOCK INVEST due?
LOCK INVEST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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