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Ycofin

Active
Private limited companyfounded 2008active for 17 yearsBerkenlaan 12, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0808.091.756
Summary

Ycofin has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,067 and a net result of €22,183. Equity has been growing by about 7.8% per year since 2018. Its solvency ranks better than 89% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-12-2008 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.174.767.615 9100 Sint-Niklaas, since 12-12-2008
Financial year end
31 December
Peppol
Reachable since 12-01-2026

Board and ownership

Last known board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€37,170
▲ 65.8%
Turnover
≈ €110,000
estimated
Profit
€22,183
▲ 63.4%
Equity
€70,067
▲ 46.3%
Total assets
€78,012
▲ 37.7%
Score breakdownlowers riskLiquidity: current ratio 11.59, cash €50,431Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €70,067 (89.8% of total assets)Size: total assets €78,012Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.8% of total assets
Liquidity 100+2
short-term debt 7.4% · cash 64.6%
Profitability 100+1
return on assets 28.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,544 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.59 (7.06 in 2024), above the usual 1.5. Short-term debt is 7.4% and cash 64.6% of total assets. 10.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 84% on profitability and 79% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 11.59, cash €50,431
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €70,067 (89.8% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €78,012
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
30 days early
2023
30 days early
2022
30 days early
2021
20 days early
2020
31 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in head offices and management consultancysector median 55.5% · 39,293 companies 89.8% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: 5 profitable years in a rowprofit 2025: €22,183 5 years View

Recent changes

  1. · Gazette deed Change of role: Colleman Yves, from manager to directorDirector discharge: Colleman Yves (manager)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Ycofin: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €72,100 and €99,000, founded between 2007 and 2011.

CompanyTotal assetsGross margin
Ycofin Sint-Niklaas€78,012€37,170
TIBISE Evergem€89,913€33,646
ELBA CONSULTING Gent€84,156€42,412
BISMUT Horebeke€98,965€37,554
SECURITY DYNAMICS Kortrijk€73,704€38,227
KHANBE Ukkel€75,482€37,065
ZEST CONSULTING BE La Bruyère€72,136€33,631
Full comparison

Key facts about Ycofin

What is the company number of Ycofin?
The company number of Ycofin is 0808.091.756. The VAT number is the same number with BE in front: BE 0808.091.756.
Where is Ycofin based?
The registered office is at Berkenlaan 12, 9100 Sint-Niklaas.Company details
What does Ycofin do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Ycofin?
The legal form of Ycofin is Private limited company (BV).
When was Ycofin founded?
Ycofin was founded on 01-12-2008.
Is Ycofin still active?
Yes, Ycofin is an active enterprise in the KBO register.
What is the turnover of Ycofin?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €37,170 and 146 comparable companies (NACE 70200). It probably lies between €63,000 and €150,000.Financials
Is Ycofin profitable?
In financial year 2025, Ycofin made a profit of €22,183.
Where can I find the annual accounts of Ycofin?
Ycofin filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ycofin due?
Ycofin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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