TIBISE
ActiveTIBISE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €12k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+10
Solvency99▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.4 in 2024; short-term debt: 25.5% and cash: 26.9% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
13.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
3 d late
2021
2 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 16.2%
2024 · €57k
2018: €42k
2019: €45k
2020: €51k
2021: €43k
2022: €32k
2023: €53k
2024: €57k
2018 → 2025
Total assets
€90k▲ 4.0%
2024 · €86k
2018: €44k
2019: €51k
2020: €58k
2021: €45k
2022: €35k
2023: €109k
2024: €86k
2018 → 2025
Net result
€12k▲ 174%
2024 · €4k
2018: €395
2019: €3k
2020: €14k
2021: €-8k
2022: €-11k
2023: €36k
2024: €4k
2018 → 2025
Working capital
€28k▲ 179%
2024 · €10k
2018: €40k
2019: €43k
2020: €50k
2021: €43k
2022: €12k
2023: €344
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€32k▼ 25.2%€53k▲ 64.0%€57k▲ 8.2%€66k▲ 16.2%
Operating result€-7k-€-10k▼ 45.1%€43k€8k▼ 80.7%€18k▲ 121%
Net result€-8k-€-11k▼ 39.8%€36k€4k▼ 87.8%€12k▲ 174%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€39k▼ 23.9%
Current assets
€51k▲ 44.6%
Equity and liabilities €90k
Equity
€66k▲ 16.2%
Debt
€24k▼ 19.6%
The debt ratio falls from 34.1% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €23k
Cash flow
€26k▲
2024 · €19k
Solvency
73.6%▲
2024 · 65.9%
Current ratio
2.22▲
2024 · 1.40
Quick ratio
2.22▲
2024 · 1.40
Debt / equity
0.36▼
2024 · 0.52
ROE
18.0%▲
2024 · 7.6%
ROA
13.2%▲
2024 · 5.0%
Interest coverage
47.27▲
2024 · 21.03
Debt
€24k▼
2024 · €29k
Debt ≤ 1 year
€23k▼
2024 · €25k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€90k▲
Fixed assets21/28€51k€39k▼
Tangible fixed assets22/27€51k€39k▼
Furniture and vehicles24€51k€39k▼
Current assets29/58€35k€51k▲
Amounts receivable within one year40/41€28k€25k▼
Trade receivables40€26k€22k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€5k€24k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€86k€90k▲
Equity10/15€57k€66k▲
Contributions10/11€12k€12k=
Reserves13€45k€54k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€52k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€24k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€25k€23k▼
Current portion of amounts payable after more than one year42€10k€3k▼
Financial debts43€360€0▼
Other loans439€360€0▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€2k€739▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€871€989▲
Gross operating margin9900€23k€34k▲
Operating profit (loss)9901€8k€18k▲
Financial income75/76B-€365
Recurring financial income75-€365
Financial charges65/66B€1k€691▼
Recurring financial charges65€1k€691▼
Profit (loss) for the period before taxes9903€7k€18k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€4k€12k▲
Profit (loss) for the period to be appropriated9905€4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€12k▲
Transfer from equity791/2-€3k
Transfer to equity691/2€4k€12k▲
To other reserves6921€4k€12k▲
Profit to be distributed694/7€0€3k▲
Return on contributions (dividend)694€0€3k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Liquidity triplescurrent ratio 25.62
Current ratio from 8.01 to 25.62; short-term debt falls from €7k to €2k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ralingen 659940 EvergemGround area
1,003 m²
Building footprint
174 m²
Volume, LiDAR
731 m³
Parcel 44302E0195/00A000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ralingen 65, 9940 Evergem
since 20072.166.857.759
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302E0195/00A000 | Flanders | 1,003 m² | 1 · 174 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 405 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 405 EUR | 405 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-12-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.