ZEST CONSULTING BE
ActiveZEST CONSULTING BE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €-28k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-95
Solvency83▼-17
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 10.84 in 2023; short-term debt: 42.1% and cash: 42.1% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.9%
Return on assets
-23.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
23 d early
2022
7 d early
2021
7 d early
2020
59 d early
2019
56 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▼ 28.8%
2023 · €98k
2019: €31k
2020: €46k
2021: €53k
2022: €53k
2023: €98k
2019 → 2024
Total assets
€121k▲ 17.5%
2023 · €103k
2019: €83k
2020: €70k
2021: €75k
2022: €63k
2023: €103k
2019 → 2024
Net result
€-28k
2023 · €46k
2019: €-5k
2020: €15k
2021: €7k
2022: €-488
2023: €46k
2019 → 2024
Working capital
€18k▼ 61.6%
2023 · €46k
2019: €-35k
2020: €-14k
2021: €-8k
2022: €-6k
2023: €46k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€46k-€53k▲ 15.4%€53k▼ 0.9%€98k▲ 87.3%€70k▼ 28.8%
Operating result€20k-€11k▼ 46.3%€-20€55k€22k▼ 59.0%
Net result€15k-€7k▼ 53.4%€-488€46k€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€52k▼ 0.1%
Current assets
€69k▲ 35.7%
Equity and liabilities €121k
Equity
€70k▼ 28.8%
Debt
€51k▲ 994%
The debt ratio rises from 4.5% to 42.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2023 · €70k
Cash flow
€-20k▼
2023 · €61k
Solvency
57.9%▼
2023 · 95.5%
Current ratio
1.35▼
2023 · 10.84
Quick ratio
1.35▼
2023 · 10.84
Debt / equity
0.73▲
2023 · 0.05
ROE
-40.4%▼
2023 · 46.6%
ROA
-23.4%▼
2023 · 44.5%
Interest coverage
0.61▼
2023 · 24.81
Debt
€51k▲
2023 · €5k
Debt ≤ 1 year
€51k▲
2023 · €5k
Income taxes
€254▼
2023 · €19k
Staff costs
€536▲
2023 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€103k€121k▲
Fixed assets21/28€53k€52k▼
Tangible fixed assets22/27€52k€52k▼
Furniture and vehicles24€9k€13k▲
Other tangible fixed assets26€44k€40k▼
Financial fixed assets28€25€25=
Current assets29/58€51k€69k▲
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€26k€51k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€103k€121k▲
Equity10/15€98k€70k▼
Contributions10/11€14k€14k=
Reserves13€52k€52k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€32k€4k▼
Amounts payable17/49€5k€51k▲
Amounts payable within one year42/48€5k€51k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€0€341▲
Taxes450/3€0€341▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€46k▲
Income statement
Code20232024
Remuneration, social security and pensions62€423€536▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€8k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€73k€33k▼
Operating profit (loss)9901€55k€22k▼
Financial income75/76B€13k€34▼
Recurring financial income75€251€34▼
Non-recurring financial income76B€12k€0▼
Financial charges65/66B€3k€50k▲
Recurring financial charges65€3k€50k▲
Profit (loss) for the period before taxes9903€64k€-28k▼
Income taxes67/77€19k€254▼
Profit (loss) for the period9904€46k€-28k▼
Profit (loss) for the period to be appropriated9905€46k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€4k▼
Profit (loss) brought forward from the previous period14P€31k€32k▲
Transfer to equity691/2€45k€0▼
To other reserves6921€45k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-28k ▼162%
Net result drops to €-28k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial
Liquidity times 24current ratio 10.84
Current ratio from 0.46 to 10.84; short-term debt falls from €11k to €5k.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
23-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ange-du-Paradis, Meux 85081 La BruyèreGround area
2,579 m²
Building footprint
79 m²
Parcel 92088C0594/00P010, Wallonia. Linked by address, not a title deed.
1 establishment unit
Quality and Food Consulting
since 20092.177.242.402
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92088C0594/00P010 | Wallonia | 2,579 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845009C8609CF01D594
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:081/43.57.02
Fax:081/43.57.02