XMP IMMO
ActiveXMP IMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €5k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 65.37 against 15.17 in 2024), and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
1.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
13 d late
2023
on the day
2022
28 d late
2021
2 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€259k▲ 1.9%
2024 · €254k
2018: €208k
2019: €219k
2020: €229k
2021: €235k
2022: €241k
2023: €248k
2024: €254k
2018 → 2025
Total assets
€259k▲ 1.5%
2024 · €255k
2018: €252k
2019: €251k
2020: €238k
2021: €245k
2022: €249k
2023: €256k
2024: €255k
2018 → 2025
Net result
€5k▼ 11.1%
2024 · €5k
2018: €11k
2019: €11k
2020: €10k
2021: €6k
2022: €6k
2023: €7k
2024: €5k
2018 → 2025
Working capital
€27k▲ 22.3%
2024 · €22k
2018: €-29k
2019: €-17k
2020: €-7k
2021: €3k
2022: €9k
2023: €16k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€241k▲ 2.7%€248k▲ 2.9%€254k▲ 2.2%€259k▲ 1.9%
Operating result€9k-€9k▼ 0.4%€10k▲ 12.2%€8k▼ 14.3%€7k▼ 19.5%
Net result€6k-€6k▲ 3.2%€7k▲ 12.6%€5k▼ 22.9%€5k▼ 11.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€232k=
Current assets
€27k▲ 16.0%
Equity and liabilities €259k
Equity
€259k▲ 1.9%
Debt
€412▼ 73.1%
The debt ratio falls from 0.6% to 0.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
99.8%▲
2024 · 99.4%
Current ratio
65.37▲
2024 · 15.17
Quick ratio
65.37▲
2024 · 15.17
Debt / equity
0.00▼
2024 · 0.01
ROE
1.9%▼
2024 · 2.1%
ROA
1.9%▼
2024 · 2.1%
Debt
€412▼
2024 · €2k
Debt ≤ 1 year
€412▼
2024 · €2k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€259k▲
Fixed assets21/28€232k€232k=
Tangible fixed assets22/27€232k€232k=
Land and buildings22€232k€232k=
Financial fixed assets28€0€0=
Current assets29/58€23k€27k▲
Amounts receivable within one year40/41€20k€25k▲
Trade receivables40€19k-
Other amounts receivable41€832€25k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€884€927▲
Equity and liabilities
Total equity and liabilities10/49€255k€259k▲
Equity10/15€254k€259k▲
Contributions10/11€145k€145k=
Capital10€145k€145k=
Issued capital100€145k€145k=
Revaluation surpluses12€200k€200k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-97k€-92k▲
Amounts payable17/49€2k€412▼
Amounts payable within one year42/48€2k€412▼
Other amounts payable47/48€2k€412▼
Income statement
Code20242025
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€8k€7k▼
Financial charges65/66B€1k€234▼
Recurring financial charges65€1k€234▼
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-92k▲
Profit (loss) brought forward from the previous period14P€-103k€-97k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼11.1%
Net result drops to €5k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 65.37
Current ratio from 15.17 to 65.37; short-term debt falls from €2k to €412.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Liquidity times 5current ratio 15.17
Current ratio from 3.02 to 15.17; short-term debt falls from €8k to €2k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 1.26
Current ratio from 0.24 to 1.26.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €11k ▲3.9%
Operating result €17k, net result €11k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-06-2025
Resigned as Verwalter
Location & real-estate footprint
Registered office, Eupen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter-Becker-Strasse 444700 EupenSimilar companies · same sector, comparable size
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IMMO SABINE
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-03-1987
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.