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Twenty Two

Active
Private limited companyfounded 199036 yrs activeBeringersteenweg 70, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0441.456.995

Twenty Two has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €4k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 76% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42=
Solvency91▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 19.2% and cash: 0.1% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.2%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
32 d early
2021
33 d early
2020
2 d early
2019
44 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€142k▲ 2.9%
2024 · €138k
2018: €117k 2019: €124k 2020: €129k 2021: €130k 2022: €132k 2023: €134k 2024: €138k
2018 → 2025
Total assets
€214k▲ 0.1%
2024 · €214k
2018: €222k 2019: €223k 2020: €224k 2021: €221k 2022: €216k 2023: €214k 2024: €214k
2018 → 2025
Net result
€4k▲ 13.5%
2024 · €3k
2018: €6k 2019: €7k 2020: €4k 2021: €2k 2022: €2k 2023: €2k 2024: €3k
2018 → 2025
Working capital
€-40k▼ 11.0%
2024 · €-36k
2018: €-12k 2019: €-15k 2020: €-14k 2021: €-19k 2022: €-23k 2023: €-30k 2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€130k-€132k▲ 1.6%€134k▲ 1.4%€138k▲ 2.6%€142k▲ 2.9%
Operating result€3k-€4k▲ 19.5%€3k▼ 12.6%€5k▲ 61.4%€6k▲ 9.0%
Net result€2k-€2k▲ 34.5%€2k▼ 11.3%€3k▲ 81.9%€4k▲ 13.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2k€4k€6kOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €4k€4kNet result 2022: €2k€2kOperating result 2023: €3k€3kNet result 2023: €2k€2kOperating result 2024: €5k€5kNet result 2024: €3k€3kOperating result 2025: €6k€6kNet result 2025: €4k€4k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets €213k=
Current assets €949▲ 16.6%
Equity and liabilities €214k
Equity €142k▲ 2.9%
Debt €72k▼ 5.0%
The debt ratio falls from 35.6% to 33.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
66.2%
2024 · 64.4%
Current ratio
0.02
2024 · 0.02
Quick ratio
0.02
2024 · 0.02
Debt / equity
0.51
2024 · 0.55
ROE
2.8%
2024 · 2.5%
ROA
1.8%
2024 · 1.6%
Debt
€72k
2024 · €76k
Debt ≤ 1 year
€41k
2024 · €37k
Debt > 1 year
€17k
2024 · €25k
Income taxes
€1k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€214k€214k
Fixed assets21/28€213k€213k=
Tangible fixed assets22/27€213k€213k=
Land and buildings22€213k€213k=
Current assets29/58€814€949
Cash at bank and in hand54/58€206€319
Deferred charges and accrued income490/1€608€630
Equity and liabilities
Total equity and liabilities10/49€214k€214k
Equity10/15€138k€142k
Contributions10/11€23k€25k
Reserves13€115k€117k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€113k€117k
Amounts payable17/49€76k€72k
Amounts payable after more than one year17€25k€17k
Financial debts170/4€8k-
Other amounts payable178/9€17k€17k=
Amounts payable within one year42/48€37k€41k
Current portion of amounts payable after more than one year42€9k€8k
Trade debts44€1k€4k
Suppliers440/4€1k€4k
Taxes, remuneration and social security45€2k€1k
Taxes450/3€2k€1k
Other amounts payable47/48€24k€28k
Accrued charges and deferred income492/3€14k€14k=
Income statement Code20242025
Other operating charges640/8€2k€2k
Gross operating margin9900€8k€8k
Operating profit (loss)9901€5k€6k
Financial charges65/66B€504€378
Recurring financial charges65€504€378
Profit (loss) for the period before taxes9903€5k€5k
Income taxes67/77€1k€1k
Profit (loss) for the period9904€3k€4k
Profit (loss) for the period to be appropriated9905€3k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k
Transfer to equity691/2€3k€4k
To other reserves6921€3k€4k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €2k ▼62.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €7k ▲23.2%
Net result €7k, the highest in the series.
09-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1999
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beringersteenweg 703550 Heusden-Zolder
Ground area
910 m²
Building footprint
133 m²
Volume, LiDAR
584 m³
Parcel 71502C0107/00A003, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLICK
Beringersteenweg 70, 3550 Heusden-ZolderNACE 6024103
since 19992.049.631.378
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502C0107/00A003indicative Flanders 910 m² 1 · 133 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,047 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-09-1990
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.