NAVEZ RE
ActiveNAVEZ RE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €-682. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 75% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+2
Solvency98▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.05 in 2024; short-term debt: 27.5% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
23 d early
2022
60 d late
2021
71 d late
2020
68 d late
2019
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-682▲ 73.7%
2024 · €-3k
2018: €20k
2019: €10k
2020: €4k
2021: €4k
2022: €1k
2023: €-6k
2024: €-3k
2018 → 2025
Working capital
€-56k▼ 24.0%
2024 · €-45k
2018: €-39k
2019: €-49k
2020: €-48k
2021: €-48k
2022: €-47k
2023: €-52k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€174k▲ 0.6%€168k▼ 3.4%€166k▼ 1.5%€165k▼ 0.4%
Operating result€10k-€2k▼ 81.0%€-5k€-3k▲ 39.1%€276
Net result€4k-€1k▼ 74.2%€-6k€-3k▲ 56.1%€-682▲ 73.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €276 after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€221k=
Current assets
€6k▲ 180%
Equity and liabilities €228k
Equity
€165k▼ 0.4%
Debt
€63k▲ 8.2%
The debt ratio rises from 25.8% to 27.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
72.5%▼
2024 · 74.2%
Current ratio
0.10▲
2024 · 0.05
Quick ratio
0.10▲
2024 · 0.05
Debt / equity
0.38▲
2024 · 0.35
ROE
-0.4%▲
2024 · -1.6%
ROA
-0.3%▲
2024 · -1.2%
Debt
€63k▲
2024 · €58k
Debt ≤ 1 year
€63k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€228k▲
Fixed assets21/28€221k€221k=
Tangible fixed assets22/27€221k€221k=
Land and buildings22€221k€221k=
Current assets29/58€2k€6k▲
Amounts receivable within one year40/41€2k€6k▲
Other amounts receivable41€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€224k€228k▲
Equity10/15€166k€165k▼
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€84k€83k▼
Amounts payable17/49€58k€63k▲
Amounts payable within one year42/48€48k€63k▲
Trade debts44-€16k
Suppliers440/4-€16k
Other amounts payable47/48€48k€47k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€12k-
Other operating charges640/8€5k€6k▲
Gross operating margin9900€2k€6k▲
Operating profit (loss)9901€-3k€276▲
Financial income75/76B€639-
Recurring financial income75€639-
Financial charges65/66B-€958
Recurring financial charges65-€958
Profit (loss) for the period before taxes9903€-3k€-682▲
Profit (loss) for the period9904€-3k€-682▲
Profit (loss) for the period to be appropriated9905€-3k€-682▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€83k▼
Profit (loss) brought forward from the previous period14P€87k€84k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼632%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 71 days late
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 68 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 111 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 48 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keerstraat 49420 Erpe-MereGround area
7.3 ha
Building footprint
3,966 m²
Volume, LiDAR
33,329 m³
2 parcels, Brussels, Flanders · tallest building 30.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Slotlaan 117, 1200 Sint-Lambrechts-Woluwe
since 19892.045.225.402
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41054A0011/00G000 | Flanders | 7.3 ha | 1 · 3,669 m² | 14.2 m · 3 fl. |
| 21673D0141/00C011 | Brussels | 555 m² | 1 · 296 m² | 30.1 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,016 companies in sector 68203 we hold annual accounts for 5,983. 4,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-07-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.