XIMMOZ
ActiveSummary
XIMMOZ has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149,284 and a net result of €7,277. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+1
Solvency80▲+5
Growth63=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 4.08 against 3.98 in 2024; short-term debt: 11.5% and cash: 12.7% of total assets), and 44.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
50 d early
2023
51 d early
2022
46 d early
2021
45 d early
2020
44 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€66,000=
2018 · €66,000
EBIT margin
15.9%▼ 0.4pp
2018 · 16.3%
Net result
€7,277▲ 17.4%
2024 · €6,199
Working capital
€95,983▲ 8.6%
2024 · €88,351
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€9,006▼ 2.5%€11,064▲ 22.9%€9,890▼ 10.6%€11,202▲ 13.3%€10,664▼ 4.8%
Net result€5,758within the sector's middle half▼ 8.0%€7,642within the sector's middle half▲ 32.7%€4,090within the sector's middle half▼ 46.5%€6,199within the sector's middle half▲ 51.6%€7,277within the sector's middle half▲ 17.4%
EBIT margin
Equity€124,076within the sector's middle half▲ 4.9%€131,718within the sector's middle half▲ 6.2%€135,808within the sector's middle half▲ 3.1%€142,007within the sector's middle half▲ 4.6%€149,284within the sector's middle half▲ 5.1%
Total assets€329,245below the sector's middle half▼ 4.3%€314,925below the sector's middle half▼ 4.3%€299,538below the sector's middle half▼ 4.9%€284,179below the sector's middle half▼ 5.1%€270,909below the sector's middle half▼ 4.7%
Debt€159,681▼ 11.3%€137,718▼ 13.8%€118,242▼ 14.1%€96,684▼ 18.2%€76,137▼ 21.3%
Working capital€67,877within the sector's middle half▲ 11.4%€76,608within the sector's middle half▲ 12.9%€84,503within the sector's middle half▲ 10.3%€88,351within the sector's middle half▲ 4.6%€95,983within the sector's middle half▲ 8.6%
Solvency37.7%within the sector's middle half▲ 3.3pp41.8%within the sector's middle half▲ 4.1pp45.3%within the sector's middle half▲ 3.5pp50.0%within the sector's middle half▲ 4.6pp55.1%within the sector's middle half▲ 5.1pp
Current ratio3.44above the sector's middle half▲ 0.183.81above the sector's middle half▲ 0.374.20above the sector's middle half▲ 0.393.98above the sector's middle half▼ 0.224.08above the sector's middle half▲ 0.10
Return on assets (ROA)1.7%within the sector's middle half▼ 0.1pp2.4%within the sector's middle half▲ 0.7pp1.4%within the sector's middle half▼ 1.1pp2.2%within the sector's middle half▲ 0.8pp2.7%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270,909
Fixed assets
€143,725 ▼ 13.5%
Current assets
€127,184 ▲ 7.8%
Equity and liabilities €270,909
Equity
€149,284 ▲ 5.1%
Provisions
€45,488 =
Debt
€76,137 ▼ 21.3%
Debt's share of the balance-sheet total falls from 34.0% to 28.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33,111▼
2024 · €33,649
Cash flow
€29,724▲
2024 · €28,646
Debt to equity
0.51▼
2024 · 0.68
ROE
4.9%▲
2024 · 4.4%
Interest coverage
9.45▲
2024 · 6.48
Debt ≤ 1 year
€31,201▲
2024 · €29,656
Debt > 1 year
€44,936▼
2024 · €67,028
Income taxes
€1,965▲
2024 · €1,714
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,447 | €22,447 | €22,447 | €22,447 | €22,447 | = |
| Other operating charges640/8 | €1,740 | €1,765 | €1,940 | €2,002 | €2,065 | ▲ 3.2% |
| Gross operating margin9900 | €33,193 | €35,276 | €34,276 | €35,651 | €35,176 | ▼ 1.3% |
| Operating profit (loss)9901 | €9,006 | €11,064 | €9,890 | €11,202 | €10,664 | ▼ 4.8% |
| Financial income75/76B | €496 | €536 | €1,077 | €1,902 | €2,081 | ▲ 9.4% |
| Recurring financial income75 | €496 | €536 | €1,077 | €1,902 | €2,081 | ▲ 9.4% |
| Financial charges65/66B | €1,978 | €1,782 | €5,735 | €5,191 | €3,503 | ▼ 32.5% |
| Recurring financial charges65 | €1,978 | €1,782 | €5,735 | €5,191 | €3,503 | ▼ 32.5% |
| Profit (loss) for the period before taxes9903 | €7,524 | €9,818 | €5,232 | €7,913 | €9,242 | ▲ 16.8% |
| Income taxes67/77 | €1,766 | €2,176 | €1,142 | €1,714 | €1,965 | ▲ 14.7% |
| Profit (loss) for the period9904 | €5,758 | €7,642 | €4,090 | €6,199 | €7,277 | ▲ 17.4% |
| Profit (loss) for the period to be appropriated9905 | €5,758 | €7,642 | €4,090 | €6,199 | €7,277 | ▲ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €329,245 | €314,925 | €299,538 | €284,179 | €270,909 | ▼ 4.7% |
| Fixed assets21/28 | €233,514 | €211,067 | €188,620 | €166,173 | €143,725 | ▼ 13.5% |
| Tangible fixed assets22/27 | €233,514 | €211,067 | €188,620 | €166,173 | €143,725 | ▼ 13.5% |
| Land and buildings22 | €233,514 | €211,067 | €188,620 | €166,173 | €143,725 | ▼ 13.5% |
| Current assets29/58 | €95,731 | €103,858 | €110,919 | €118,007 | €127,184 | ▲ 7.8% |
| Amounts receivable within one year40/41 | €6,204 | €12,496 | €23,736 | €30,678 | €38,445 | ▲ 25.3% |
| Other amounts receivable41 | €6,204 | €12,496 | €23,736 | €30,678 | €38,445 | ▲ 25.3% |
| Current investments50/53 | €45,005 | €45,005 | €30,061 | €27,161 | €22,274 | ▼ 18.0% |
| Cash at bank and in hand54/58 | €24,036 | €25,822 | €18,200 | €39,041 | €34,314 | ▼ 12.1% |
| Deferred charges and accrued income490/1 | €20,486 | €20,536 | €38,922 | €21,125 | €32,150 | ▲ 52.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €329,245 | €314,925 | €299,538 | €284,179 | €270,909 | ▼ 4.7% |
| Equity10/15 | €124,076 | €131,718 | €135,808 | €142,007 | €149,284 | ▲ 5.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €105,476 | €113,118 | €117,208 | €123,407 | €130,684 | ▲ 5.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €103,616 | €111,258 | €117,208 | €123,407 | €130,684 | ▲ 5.9% |
| Provisions and deferred taxes16 | €45,488 | €45,488 | €45,488 | €45,488 | €45,488 | = |
| Provisions for liabilities and charges160/5 | €45,488 | €45,488 | €45,488 | €45,488 | €45,488 | = |
| Pensions and similar obligations160 | €45,488 | €45,488 | €45,488 | €45,488 | €45,488 | = |
| Amounts payable17/49 | €159,681 | €137,718 | €118,242 | €96,684 | €76,137 | ▼ 21.3% |
| Amounts payable after more than one year17 | €131,826 | €110,468 | €91,826 | €67,028 | €44,936 | ▼ 33.0% |
| Financial debts170/4 | €131,826 | €110,468 | €91,826 | €67,028 | €44,936 | ▼ 33.0% |
| Amounts payable within one year42/48 | €27,855 | €27,250 | €26,416 | €29,656 | €31,201 | ▲ 5.2% |
| Current portion of amounts payable after more than one year42 | €21,119 | €21,358 | €20,463 | €24,798 | €25,243 | ▲ 1.8% |
| Trade debts44 | €3,071 | €1,952 | €2,695 | €2,146 | €2,489 | ▲ 16.0% |
| Suppliers440/4 | €3,071 | €1,952 | €2,695 | €2,146 | €2,489 | ▲ 16.0% |
| Taxes, remuneration and social security45 | €3,665 | €3,940 | €3,259 | €2,712 | €3,468 | ▲ 27.9% |
| Taxes450/3 | €3,665 | €3,940 | €3,259 | €2,712 | €3,468 | ▲ 27.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,758 | €7,642 | €4,090 | €6,199 | €7,277 | ▲ 17.4% |
| + Depreciation and write-downs630 | €22,447 | €22,447 | €22,447 | €22,447 | €22,447 | = |
| Operating cash flow (approximation) | €28,205 | €30,089 | €26,537 | €28,646 | €29,724 | ▲ 3.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,785 | -€7,622 | €20,842 | -€4,727 | ▼ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €4,090 ▼46.5%
Net result drops to €4,090, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €7,642 ▲32.7%
Net result €7,642, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2009
Ground area
1,467 m²
Building footprint
248 m²
Volume, LiDAR
1,231 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XIMMOZ
since 20092.177.888.936
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0109/00N000 | Flanders | 852 m² | 1 · 128 m² | 6.1 m · 2 fl. |
| 24483D0376/00H000 | Flanders | 615 m² | 1 · 121 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in this sector we hold annual accounts for 6,910. 5,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded09-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811266725
Also
9925:BE0811266725
Registered
07-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.