LUKSECO
ActiveSummary
LUKSECO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €21k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-12
Solvency87▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.74 in 2024; short-term debt: 37.2% and cash: 41.9% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 9.7%
2024 · €148k
2018: €74k
2019: €80k
2020: €73k
2021: €97k
2022: €96k
2023: €117k
2024: €148k
2018 → 2025
Total assets
€260k▲ 11.2%
2024 · €234k
2018: €87k
2019: €105k
2020: €104k
2021: €117k
2022: €141k
2023: €172k
2024: €234k
2018 → 2025
Net result
€21k▼ 48.0%
2024 · €41k
2018: €5k
2019: €5k
2020: €-7k
2021: €25k
2022: €-897
2023: €35k
2024: €41k
2018 → 2025
Working capital
€73k▲ 17.5%
2024 · €62k
2018: €74k
2019: €75k
2020: €68k
2021: €94k
2022: €93k
2023: €116k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€96k▼ 0.9%€117k▲ 20.8%€148k▲ 26.8%€162k▲ 9.7%
Operating result€35k-€-2k€45k€56k▲ 23.9%€30k▼ 45.5%
Net result€25k-€-897€35k€41k▲ 17.5%€21k▼ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€90k ▲ 4.0%
Current assets
€170k ▲ 15.5%
Equity and liabilities €260k
Equity
€162k ▲ 9.7%
Debt
€98k ▲ 13.8%
Debt's share of the balance-sheet total rises from 36.8% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €56k
Cash flow
€23k▼
2024 · €42k
Current ratio
1.76▲
2024 · 1.74
Debt to equity
0.60▲
2024 · 0.58
ROE
13.2%▼
2024 · 27.9%
ROA
8.2%▼
2024 · 17.6%
Interest coverage
101.06▲
2024 · 55.73
Debt ≤ 1 year
€97k▲
2024 · €85k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€234k€260k▲
Fixed assets21/28€87k€90k▲
Tangible fixed assets22/27€1k€5k▲
Furniture and vehicles24€1k€5k▲
Financial fixed assets28€85k€85k=
Current assets29/58€147k€170k▲
Amounts receivable within one year40/41€86k€61k▼
Trade receivables40€85k€52k▼
Other amounts receivable41€937€8k▲
Cash at bank and in hand54/58€61k€109k▲
Deferred charges and accrued income490/1€297€691▲
Equity and liabilities
Total equity and liabilities10/49€234k€260k▲
Equity10/15€148k€162k▲
Contributions10/11€19k€19k=
Reserves13€129k€144k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€127k€142k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€86k€98k▲
Amounts payable within one year42/48€85k€97k▲
Financial debts43€216€129▼
Credit institutions430/8€216€129▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€66k€76k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€722€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€58k€33k▼
Operating profit (loss)9901€56k€30k▼
Financial income75/76B€741€521▼
Recurring financial income75€741€521▼
Financial charges65/66B€1k€315▼
Recurring financial charges65€1k€315▼
Profit (loss) for the period before taxes9903€55k€30k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€41k€21k▼
Profit (loss) for the period to be appropriated9905€41k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€21k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€31k€21k▼
To other reserves6921€31k€21k▼
Profit to be distributed694/7€10k€0▼
Directors or managers695€10k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €162k ▲9.7%
3 profitable years in a row build equity to €162k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €41k ▲17.5%
Operating result €56k, net result €41k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial
Equity above €100kEq €117k ▲20.8%
Equity rises from €96k to €117k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼227%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Show earlier events
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Barre 21325 Chaumont-GistouxGround area
1,307 m²
Building footprint
103 m²
Volume, LiDAR
711 m³
Parcel 25018D0475/00R000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUKSECO
since 20082.169.880.694
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018D0475/00R000 | Wallonia | 1,307 m² | 1 · 103 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D & D IMMOSERV
BE 0464.760.058
Sint-Genesius-Rode · Eq €162,201
BELGIAN GROUND
BE 0748.903.148
Asse · Eq €162,224
LASTING SOLID ASSETS
BE 0693.844.364
Aalst · Eq €162,224
Eddyssimmo
BE 0778.935.437
Elsene · Eq €162,012
DUCOSA
BE 0643.510.965
Kortrijk · Eq €162,339
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68121Development of residential building projects
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
71122Land surveying
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:obourcart@me.com
Phone:0495/572889