Xclusief
ActiveSummary
Xclusief has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €10k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+99
Solvency88▲+5
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 1.85 in 2024; short-term debt: 36.9% and cash: 68.1% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
26.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
62 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 72.9%
2024 · €13k
2023: €16k
2024: €13k
2023 → 2025
Total assets
€36k▲ 57.9%
2024 · €23k
2023: €24k
2024: €23k
2023 → 2025
Net result
€10k
2024 · €-3k
2023: €467
2024: €-3k
2023 → 2025
Working capital
€20k▲ 139%
2024 · €8k
2023: €11k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€13k▼ 19.9%€23k▲ 72.9%
Operating result€508-€-3k€10k
Net result€467-€-3k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€3k ▼ 37.7%
Current assets
€33k ▲ 84.2%
Equity and liabilities €36k
Equity
€23k ▲ 72.9%
Debt
€13k ▲ 37.5%
Debt's share of the balance-sheet total falls from 42.3% to 36.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €-2k
Cash flow
€11k▲
2024 · €-2k
Current ratio
2.48▲
2024 · 1.85
Debt to equity
0.58▼
2024 · 0.73
ROE
42.1%▲
2024 · -24.8%
ROA
26.6%▲
2024 · -14.3%
Interest coverage
93.26▲
2024 · -22.46
Debt ≤ 1 year
€13k▲
2024 · €10k
Income taxes
€790
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€36k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€2k€987▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€18k€33k▲
Amounts receivable within one year40/41€1k€8k▲
Trade receivables40-€8k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€17k€25k▲
Equity and liabilities
Total equity and liabilities10/49€23k€36k▲
Equity10/15€13k€23k▲
Contributions10/11€19k€19k=
Reserves13€2k€4k▲
Distributable reserves133€2k€4k▲
Profit (loss) carried forward14€-7k-
Amounts payable17/49€10k€13k▲
Amounts payable within one year42/48€10k€13k▲
Trade debts44€85€63▼
Suppliers440/4€85€63▼
Taxes, remuneration and social security45€47€1k▲
Taxes450/3€47€1k▲
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€-1k€13k▲
Operating profit (loss)9901€-3k€10k▲
Financial income75/76B€83€123▲
Recurring financial income75€83€123▲
Financial charges65/66B€70€131▲
Recurring financial charges65€70€131▲
Profit (loss) for the period before taxes9903€-3k€10k▲
Income taxes67/77-€790
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€2k▲
Profit (loss) brought forward from the previous period14P€-4k€-7k▼
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼797%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Braamstraat 382220 Heist-op-den-BergGround area
1,040 m²
Building footprint
186 m²
Volume, LiDAR
586 m³
Parcel 12322H0517/00K000, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Xclusief
since 20182.273.013.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322H0517/00K000 | Flanders | 1,040 m² | 1 · 185 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WORKING SOFT
BE 0475.480.241
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Percept
BE 0833.203.769
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DEMESSFITNESS
BE 0810.888.029
Zaventem · Eq €22,549
Of 2,725 companies in sector 63100 we hold annual accounts for 1,271. 783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
18130Pre-press and pre-media services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.