Jem Projects
ActiveSummary
Jem Projects has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €659. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 1906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-2
Solvency93▲+13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.01 in 2024; short-term debt: 31.7% and cash: 4.3% of total assets), and 31.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2023
161 d late
2022
1 d early
2021
4 d early
2020
4 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 2.0%
2024 · €32k
2019: €8k
2020: €4k▼ -47.8% vs 2019lowest in 7 years
2021: €16k▲ +274% vs 2020
2022: €16k▲ +2.9% vs 2021
2023: €31k▲ +90.4% vs 2022
2024: €32k▲ +5.5% vs 2023
2025: €33k▲ +2.0% vs 2024highest in 7 years
2019 → 2025
Total assets
€48k▼ 17.8%
2024 · €59k
2019: €40klowest in 7 years
2020: €97k▲ +140% vs 2019highest in 7 years
2021: €91k▼ -5.6% vs 2020
2022: €81k▼ -11.2% vs 2021
2023: €73k▼ -10.1% vs 2022
2024: €59k▼ -19.8% vs 2023
2025: €48k▼ -17.8% vs 2024
2019 → 2025
Net result
€659▼ 61.1%
2024 · €2k
2019: €1k
2020: €-4k▼ -354% vs 2019lowest in 7 years
2021: €-977▲ +74.3% vs 2020
2022: €453▲ +146% vs 2021
2023: €15k▲ +3104% vs 2022highest in 7 years
2024: €2k▼ -88.3% vs 2023
2025: €659▼ -61.1% vs 2024
2019 → 2025
Working capital
€31k▲ 15.4%
2024 · €27k
2019: €3k
2020: €-2k▼ -160% vs 2019lowest in 7 years
2021: €3k▲ +254% vs 2020
2022: €6k▲ +124% vs 2021
2023: €22k▲ +257% vs 2022
2024: €27k▲ +18.4% vs 2023
2025: €31k▲ +15.4% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€16k▲ 2.9%€31k▲ 90.4%€32k▲ 5.5%€33k▲ 2.0%
2021: €16klowest in 5 years
2022: €16k▲ +2.9% vs 2021
2023: €31k▲ +90.4% vs 2022
2024: €32k▲ +5.5% vs 2023
2025: €33k▲ +2.0% vs 2024highest in 5 years
Operating result€-2k-€2k€21k▲ 936%€4k▼ 81.2%€3k▼ 34.5%
2021: €-2klowest in 5 years
2022: €2k▲ +223% vs 2021
2023: €21k▲ +936% vs 2022highest in 5 years
2024: €4k▼ -81.2% vs 2023
2025: €3k▼ -34.5% vs 2024
Net result€-977-€453€15k▲ 3,104%€2k▼ 88.3%€659▼ 61.1%
2021: €-977lowest in 5 years
2022: €453▲ +146% vs 2021
2023: €15k▲ +3104% vs 2022highest in 5 years
2024: €2k▼ -88.3% vs 2023
2025: €659▼ -61.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€2k ▼ 60.1%
Current assets
€46k ▼ 13.2%
Equity and liabilities €48k
Equity
€33k ▲ 2.0%
Debt
€15k ▼ 42.1%
Debt's share of the balance-sheet total falls from 45.0% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €16k
Cash flow
€4k▼
2024 · €14k
Current ratio
3.01▲
2024 · 2.01
Debt to equity
0.46▼
2024 · 0.82
ROE
2.0%▼
2024 · 5.3%
ROA
1.4%▼
2024 · 2.9%
Interest coverage
11.99▼
2024 · 22.56
Debt ≤ 1 year
€15k▼
2024 · €26k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€48k▼
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€4k€321▼
Furniture and vehicles24€4k€321▼
Financial fixed assets28€2k€2k=
Current assets29/58€53k€46k▼
Stocks and contracts in progress3€13k-
Contracts in progress37€13k-
Amounts receivable within one year40/41€38k€43k▲
Trade receivables40€29k€21k▼
Other amounts receivable41€9k€22k▲
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€611€683▲
Equity and liabilities
Total equity and liabilities10/49€59k€48k▼
Equity10/15€32k€33k▲
Contributions10/11€19k€19k=
Reserves13€14k€14k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€13k▲
Amounts payable17/49€26k€15k▼
Amounts payable within one year42/48€26k€15k▼
Current portion of amounts payable after more than one year42€10k€950▼
Trade debts44€1k€640▼
Suppliers440/4€1k€640▼
Taxes, remuneration and social security45€1k€207▼
Taxes450/3€1k€207▼
Other amounts payable47/48€14k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€3k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€8k▼
Operating profit (loss)9901€4k€3k▼
Financial income75/76B€541€683▲
Recurring financial income75€541€683▲
Financial charges65/66B€712€498▼
Recurring financial charges65€712€498▼
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€2k€659▼
Profit (loss) for the period to be appropriated9905€2k€659▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€659▼
Transfer to equity691/2€2k€659▼
To other reserves6921€2k€659▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €13k | €13k | €12k | €3k | ▼ 71.9% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 12.4% |
| Gross operating margin9900 | €13k | €17k | €36k | €18k | €8k | ▼ 56.7% |
| Operating profit (loss)9901 | €-2k | €2k | €21k | €4k | €3k | ▼ 34.5% |
| Financial income75/76B | - | €12 | €1 | €541 | €683 | ▲ 26.4% |
| Recurring financial income75 | - | €12 | €1 | €541 | €683 | ▲ 26.4% |
| Financial charges65/66B | - | €1k | €776 | €712 | €498 | ▼ 30.0% |
| Recurring financial charges65 | €1k | €1k | €776 | €712 | €498 | ▼ 30.0% |
| Profit (loss) for the period before taxes9903 | €-3k | €810 | €20k | €4k | €3k | ▼ 26.5% |
| Income taxes67/77 | €-2k | €357 | €5k | €2k | €2k | ▲ 2.3% |
| Profit (loss) for the period9904 | €-977 | €453 | €15k | €2k | €659 | ▼ 61.1% |
| Profit (loss) for the period to be appropriated9905 | €-977 | €453 | €15k | €2k | €659 | ▼ 61.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91k | €81k | €73k | €59k | €48k | ▼ 17.8% |
| Fixed assets21/28 | €44k | €31k | €18k | €6k | €2k | ▼ 60.1% |
| Tangible fixed assets22/27 | €42k | €29k | €16k | €4k | €321 | ▼ 91.4% |
| Plant, machinery and equipment23 | - | €2k | €657 | - | - | - |
| Furniture and vehicles24 | - | €27k | €15k | €4k | €321 | ▼ 91.4% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €47k | €51k | €55k | €53k | €46k | ▼ 13.2% |
| Stocks and contracts in progress3 | - | €16k | - | €13k | - | - |
| Contracts in progress37 | - | €16k | - | €13k | - | - |
| Amounts receivable within one year40/41 | €785 | €29k | €43k | €38k | €43k | ▲ 13.2% |
| Trade receivables40 | - | €29k | €32k | €29k | €21k | ▼ 29.6% |
| Other amounts receivable41 | - | - | €11k | €9k | €22k | ▲ 160% |
| Cash at bank and in hand54/58 | €8k | €5k | €12k | €1k | €2k | ▲ 76.3% |
| Deferred charges and accrued income490/1 | - | - | - | €611 | €683 | ▲ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91k | €81k | €73k | €59k | €48k | ▼ 17.8% |
| Equity10/15 | €16k | €16k | €31k | €32k | €33k | ▲ 2.0% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €12k | €14k | €14k | ▲ 4.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | €10k | €12k | €13k | ▲ 5.6% |
| Profit (loss) carried forward14 | €-5k | €-4k | - | - | - | - |
| Amounts payable17/49 | €76k | €65k | €42k | €26k | €15k | ▼ 42.1% |
| Amounts payable after more than one year17 | €31k | €21k | €10k | - | - | - |
| Financial debts170/4 | - | €21k | €10k | - | - | - |
| Amounts payable within one year42/48 | €45k | €44k | €33k | €26k | €15k | ▼ 42.1% |
| Current portion of amounts payable after more than one year42 | - | €11k | €11k | €10k | €950 | ▼ 90.1% |
| Trade debts44 | €7k | €1k | €2k | €1k | €640 | ▼ 56.6% |
| Suppliers440/4 | - | €1k | €2k | €1k | €640 | ▼ 56.6% |
| Taxes, remuneration and social security45 | - | €3k | €5k | €1k | €207 | ▼ 86.1% |
| Taxes450/3 | - | €3k | €5k | €1k | €207 | ▼ 86.1% |
| Other amounts payable47/48 | - | €29k | €14k | €14k | €13k | ▼ 2.2% |
| Accrued charges and deferred income492/3 | - | - | €144 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-977 | €453 | €15k | €2k | €659 | ▼ 61.1% |
| + Depreciation and write-downs630 | €13k | €13k | €13k | €12k | €3k | ▼ 71.9% |
| Operating cash flow (approximation) | €12k | €14k | €27k | €14k | €4k | ▼ 70.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-2k | €6k | €-11k | €896 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 161 days late
2023
30-06
Financial
Highest result since 2019net €15k ▲3,104%
Operating result €21k, net result €15k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €453
Net result €453 after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
359 m²
Building footprint
166 m²
Volume, LiDAR
1,621 m³
Parcel 11051B0364/00M002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Jem Projects
since 20172.283.003.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0364/00M002 | Flanders | 359 m² | 1 · 166 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,723 companies in sector 63100 we hold annual accounts for 1,270. 849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2017
Fiscal year end30-06
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.