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germaine

Active
Private limited companyfounded 2020active for 6 yearsHeerweg-Noord 14, 9052 Gent, BelgiumKBO/BCE: BE 0743.756.111
Summary

germaine has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,503 and a net result of -€3,815. Equity has been stable since 2021 (±0% per year). Its solvency ranks better than 60% of 2,299 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-02-2020 Normal situation
Activity
Computing infrastructure, data processing, hosting and related activities NACE 63100
Establishment unit
2.300.291.751 9052 Gent, since 17-02-2020
Financial year end
30 June
Peppol
Reachable since 28-10-2025

Board and ownership

Board
  • De Bock BartDirector · since 17-02-2020

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€10,884
▼ 43.1%
Turnover
≈ €83,000
estimated
Loss
€3,815
Equity
€29,503
▼ 11.5%
Total assets
€44,660
▼ 37.4%
Score breakdownraises riskLoss of €3,815 (financial year 2025)lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 2.55, cash €12,453, halvedEquity €29,503 (66.1% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of micro companies in computing infrastructure and information services (NACE 63)
Financial strength · tick: 2024
Average
Solvency 91+19
equity 66.1% of total assets
Liquidity 70-6
short-term debt 33.9% · cash 27.9%
Profitability 8-82
return on assets -8.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,948 companies, NACE 63, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025highest value 04-2025: < 0.1%▼ -0.2 percentage points vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.55 (1.9 in 2024), above the usual 1.5. Short-term debt is 33.9% and cash 27.9% of total assets. 33.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 61% of them on solvency, 58% on liquidity, 16% on profitability and 30% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 2.55, cash €12,453, halved
NBB · annual accounts
lowers risk · Equity €29,503 (66.1% of total assets)
NBB · annual accounts
raises risk · Loss of €3,815 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
45 days early
2024
28 days late
2023
11 days late
2022
on the day
2021
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 2 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 83% of companies in computing infrastructure and information servicessector median €20,054 · 2,298 companies -€3,815 View

Recent changes

  1. · Gazette deed Registered office moved from Sinaai to ZwijnaardeNew seat: Heerweg-Noord 14- 9052 Zwijnaarde · Previous seat: Sinaaidorp 28 bus 1-9112 Sinaai
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as germaine: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €36,000 and €66,700, founded between 2018 and 2021.

CompanyTotal assetsGross margin
germaine Gent€44,660€10,884
STARTNET SERVICES Maasmechelen€49,057€11,132
Heylen & Heylen Brasschaat€51,390€15,151
MAXENTA Rotselaar€63,314€13,663
BETHELIGHT Braine-le-Comte€38,744€9,614
Xclusief Heist-op-den-Berg€35,973€12,743
PharmaPhoto Genk€66,699€9,856
Full comparison

Key facts about germaine

What is the company number of germaine?
The company number of germaine is 0743.756.111. The VAT number is the same number with BE in front: BE 0743.756.111.
Where is germaine based?
The registered office is at Heerweg-Noord 14, 9052 Gent.Company details
What does germaine do?
According to the KBO register, the main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100).
What is the legal form of germaine?
The legal form of germaine is Private limited company (BV).
When was germaine founded?
germaine was founded on 17-02-2020.
Is germaine still active?
Yes, germaine is an active enterprise in the KBO register.
What is the turnover of germaine?
The turnover in financial year 2025 is ≈ €83,000. This figure is estimated from the gross margin of €10,884 and 6,321 comparable companies of the same size. It probably lies between €38,000 and €200,000. It is a rough estimate.Financials
Is germaine profitable?
In financial year 2025, germaine made a loss of €3,815.
Where can I find the annual accounts of germaine?
germaine filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of germaine due?
germaine must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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