XAVIER CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of XAVIER CONSTRUCT is 3.0% (moderate). The 2024 annual accounts show negative equity (-€3,551) and a net result of €11,817. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9975 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 36 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €116 | €338 | €290 | €308 | ▲ 6.2% |
| Gross operating margin9900 | €9,899 | -€14,449 | -€7,458 | €13,344 | ▲ 279% |
| Operating profit (loss)9901 | €9,783 | -€14,787 | -€7,748 | €13,035 | ▲ 268% |
| Financial charges65/66B | €66 | €266 | €818 | €1,218 | ▲ 49.0% |
| Recurring financial charges65 | €66 | €266 | €818 | €1,218 | ▲ 49.0% |
| Profit (loss) for the period before taxes9903 | €9,717 | -€15,053 | -€8,566 | €11,817 | ▲ 238% |
| Income taxes67/77 | €1,967 | - | - | - | - |
| Profit (loss) for the period9904 | €7,750 | -€15,053 | -€8,566 | €11,817 | ▲ 238% |
| Profit (loss) for the period to be appropriated9905 | €7,750 | -€15,053 | -€8,566 | €11,817 | ▲ 238% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €20,558 | €13,130 | €6,343 | €36,601 | ▲ 477% |
| Current assets29/58 | €20,558 | €13,130 | €6,343 | €36,601 | ▲ 477% |
| Amounts receivable within one year40/41 | €18,521 | €12,537 | €5,753 | €36,318 | ▲ 531% |
| Trade receivables40 | €17,940 | €11,702 | €4,810 | €35,312 | ▲ 634% |
| Other amounts receivable41 | €581 | €835 | €944 | €1,006 | ▲ 6.6% |
| Cash at bank and in hand54/58 | €2,038 | €593 | €590 | €283 | ▼ 52.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €20,558 | €13,130 | €6,343 | €36,601 | ▲ 477% |
| Equity10/15 | €8,250 | -€6,802 | -€15,368 | -€3,551 | ▲ 76.9% |
| Contributions10/11 | €500 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €7,750 | -€7,302 | -€15,868 | -€4,051 | ▲ 74.5% |
| Amounts payable17/49 | €12,308 | €19,932 | €21,712 | €40,152 | ▲ 84.9% |
| Amounts payable within one year42/48 | €12,308 | €19,482 | €21,712 | €40,152 | ▲ 84.9% |
| Trade debts44 | €2,283 | €7,376 | €11,910 | €36,133 | ▲ 203% |
| Suppliers440/4 | €2,283 | €7,376 | €11,910 | €36,133 | ▲ 203% |
| Taxes, remuneration and social security45 | €8,758 | €10,967 | €8,922 | €600 | ▼ 93.3% |
| Taxes450/3 | €1,967 | €1,967 | - | €600 | - |
| Remuneration and social security454/9 | €6,792 | €9,000 | €8,922 | - | - |
| Other amounts payable47/48 | €1,267 | €1,140 | €880 | €3,419 | ▲ 289% |
| Accrued charges and deferred income492/3 | - | €450 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,750 | -€15,053 | -€8,566 | €11,817 | ▲ 238% |
| Operating cash flow (approximation) | €7,750 | -€15,053 | -€8,566 | €11,817 | ▲ 238% |
| Change in cash | - | -€1,445 | -€3 | -€308 | ▼ 10,510% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543I0388/00S005 | Flanders | 124 m² | 1 · 123 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.