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SIO SOLUTIONS

Active
Private limited companyfounded 2021active for 5 years't Kintstraat 56, 1745 Opwijk, BelgiumKBO/BCE: BE 0763.994.764
Summary

The computed 12-month bankruptcy probability of SIO SOLUTIONS is 1.8% (moderate). The 2025 annual accounts show equity of €27,077 and a net result of €4,936, of which €2,496 non-recurring income. Equity has been growing by about 87% per year since 2021. Its solvency ranks better than 82% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-02-2021 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.314.969.534 1745 Opwijk, since 24-02-2021
Financial year end
31 December
Peppol
Reachable since 20-06-2025

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€10,690
▼ 51.0%
Turnover
≈ €130,000
estimated
Profit
€4,936
▼ 65.8%
Equity
€27,077
▲ 22.3%
Total assets
€36,691
▲ 6.6%
  • 2025 accounts filed 46 days after the deadline
Score breakdownraises riskSize: total assets €36,691Last filed accounts filed 46 days late; 2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.78, cash €9,987Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 74% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 99+10
equity 73.8% of total assets
Liquidity 74-10
short-term debt 26.2% · cash 27.2%
Profitability 86-14
return on assets 13.5%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 1.8% 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025lowest value 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.4 percentage points vs 07-2025 09-2025: 2.7%▲ +0.3 percentage points vs 08-2025 10-2025: 3.5%▲ +0.8 percentage points vs 09-2025 11-2025: 3.5%● unchanged vs 10-2025 12-2025: 4.2%▲ +0.7 percentage points vs 11-2025 01-2026: 6.0%▲ +1.8 percentage points vs 12-2025 02-2026: 6.0%● unchanged vs 01-2026 03-2026: 6.2%▲ +0.2 percentage points vs 02-2026 04-2026: 5.6%▼ -0.6 percentage points vs 03-2026 05-2026: 5.6%● unchanged vs 04-2026 06-2026: 5.5%▼ -0.1 percentage points vs 05-2026 07-2026: 5.5%● unchanged vs 06-2026 08-2026: 7.2%▲ +1.7 percentage points vs 07-2026 09-2026: 7.8%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 1.8%▼ -6.0 percentage points vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.78 (2.64 in 2024), above the usual 1.5. Short-term debt is 26.2% and cash 27.2% of total assets. 26.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 78% on liquidity, 69% on profitability and 66% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €36,691
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.78, cash €9,987
NBB · annual accounts
raises risk · Last filed accounts filed 46 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
46 days late
2024
399 days late
2023
21 days late
2022
52 days late
2021
79 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 88 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (4 of the last 5 accounts filed within 125 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 82% of companies in construction of buildingssector median 43.0% · 9,399 companies 73.8% View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as SIO SOLUTIONS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €32,900 and €42,800, founded between 2020 and 2021.

CompanyTotal assetsGross margin
SIO SOLUTIONS Opwijk€36,691€10,690
DM RENOV Wemmel€35,098€10,430
FLEX COMPANY Grimbergen€34,640€11,678
DE PUE LUC Beersel€32,871€10,441
BV&MD Wezembeek-Oppem€32,922€12,013
ACM PROJECT Machelen (Brab.)€42,832€10,776
XAVIER CONSTRUCT Overijse€36,601€13,344
Full comparison

Key facts about SIO SOLUTIONS

What is the company number of SIO SOLUTIONS?
The company number of SIO SOLUTIONS is 0763.994.764. The VAT number is the same number with BE in front: BE 0763.994.764.
Where is SIO SOLUTIONS based?
The registered office is at 't Kintstraat 56, 1745 Opwijk.Company details
What does SIO SOLUTIONS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SIO SOLUTIONS?
The legal form of SIO SOLUTIONS is Private limited company (BV).
When was SIO SOLUTIONS founded?
SIO SOLUTIONS was founded on 24-02-2021.
Is SIO SOLUTIONS still active?
Yes, SIO SOLUTIONS is an active enterprise in the KBO register.
What is the turnover of SIO SOLUTIONS?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €10,690 and 266 comparable companies (NACE 41001). It probably lies between €68,000 and €230,000. It is a rough estimate.Financials
Is SIO SOLUTIONS profitable?
In financial year 2025, SIO SOLUTIONS made a profit of €4,936.
Where can I find the annual accounts of SIO SOLUTIONS?
SIO SOLUTIONS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SIO SOLUTIONS due?
SIO SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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