X-TRA TIME
ActiveSummary
The computed 12-month bankruptcy probability of X-TRA TIME is 1.5% (moderate). The 2025 annual accounts show equity of €5k and a net result of €-5k. Equity is shrinking by ~41% per year across the filed fiscal years. Its solvency ranks better than 25% of 1046 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-24
Solvency27▼-19
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.2%
Return on assets
-2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 1046 sector peers (2025).
NBB · sector comparisonPosition among 1046 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
99 d early
2024
3 d early
2023
29 d late
2022
30 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 88.6%
2024 · €44k
2021: €46k
2022: €22k
2023: €9k
2024: €44k
2021 → 2025
Total assets
€225k▲ 8.8%
2024 · €207k
2021: €203k
2022: €196k
2023: €177k
2024: €207k
2021 → 2025
Net result
€-5k
2024 · €35k
2021: €41k
2022: €-23k
2023: €-13k
2024: €35k
2021 → 2025
Working capital
€-21k
2024 · €14k
2021: €45k
2022: €17k
2023: €-21k
2024: €14k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€22k▼ 50.9%€9k▼ 59.6%€44k▲ 382%€5k▼ 88.6%
Operating result€54k-€-23k€-11k▲ 50.2%€48k€-1k
Net result€41k-€-23k€-13k▲ 42.5%€35k€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €48k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€26k ▼ 20.0%
Current assets
€200k ▲ 14.0%
Equity and liabilities €225k
Equity
€5k ▼ 88.6%
Debt
€220k ▲ 34.9%
Debt's share of the balance-sheet total rises from 78.9% to 97.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €54k
Cash flow
€2k▼
2024 · €41k
Current ratio
0.91▼
2024 · 1.08
Debt to equity
44.08▲
2024 · 3.73
ROE
-92.2%▼
2024 · 79.3%
ROA
-2.0%▼
2024 · 16.8%
Interest coverage
7.19▼
2024 · 58.59
Debt ≤ 1 year
€220k▲
2024 · €162k
Income taxes
€3k▼
2024 · €12k
Staff costs
€1.30M▲
2024 · €1.13M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€207k€225k▲
Fixed assets21/28€32k€26k▼
Tangible fixed assets22/27€7k€533▼
Furniture and vehicles24€7k€533▼
Financial fixed assets28€25k€25k=
Current assets29/58€175k€200k▲
Amounts receivable within one year40/41€23k€15k▼
Other amounts receivable41€23k€15k▼
Cash at bank and in hand54/58€89k€139k▲
Deferred charges and accrued income490/1€63k€45k▼
Equity and liabilities
Total equity and liabilities10/49€207k€225k▲
Equity10/15€44k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€39k-
Amounts payable17/49€163k€220k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€162k€220k▲
Current portion of amounts payable after more than one year42€13k€8k▼
Trade debts44€3k€19k▲
Suppliers440/4€3k€19k▲
Taxes, remuneration and social security45€141k€163k▲
Taxes450/3-€5k
Remuneration and social security454/9€141k€158k▲
Other amounts payable47/48€5k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.13M€1.30M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€749€768▲
Gross operating margin9900€1.18M€1.30M▲
Operating profit (loss)9901€48k€-1k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€921€731▼
Recurring financial charges65€921€731▼
Profit (loss) for the period before taxes9903€47k€-2k▼
Income taxes67/77€12k€3k▼
Profit (loss) for the period9904€35k€-5k▼
Profit (loss) for the period to be appropriated9905€35k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€34k▼
Profit (loss) brought forward from the previous period14P€4k€39k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
Social balance
Average headcount (FTE)908734.236.2▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-23k ▼157%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamontweg 523680 MaaseikGround area
1,004 m²
Building footprint
139 m²
Volume, LiDAR
671 m³
Parcel 72021B0364/00B000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
X-TRA TIME
since 20212.312.804.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021B0364/00B000 | Flanders | 1,004 m² | 1 · 139 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 3,368,736 EUR awarded · 3,365,841 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 946,404 EUR | 946,090 EUR |
| 2024 | 2 | 849,862 EUR | 851,363 EUR |
| 2023 | 2 | 811,386 EUR | 808,806 EUR |
| 2022 | 2 | 761,084 EUR | 759,582 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@x-tratime.be