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Complete company report
Generated 05-08-2026
Active BE 0761.970.335Private limited company

X-TRA TIME

Hamontweg 52 ·3680 Maaseik, Belgium· 5 yrs active
Sector: Personal services (96910)
Conclusion Checked

The computed 12-month bankruptcy probability of X-TRA TIME is 1.5% (moderate). The 2025 annual accounts show equity of €5k and a net result of €-5k. Equity is shrinking by ~41% per year across the filed fiscal years. Its solvency ranks better than 15% of 30 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €5k
Net result €-5k
Staff (FTE) 36.2
Better than sector 15%
Snowflake analysis 5 axes · computed by Checked
Health25Profitability0Solvency10Growth32Stability94
32 / 100

Fragile profile, watch profitability in particular.

Health 25
Profitability 0
Solvency 10
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
25 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 23-04-2026 with the NBB · fiscal year 2025 · verkort
€-40k€-20k€0€20k€40k€60kOperating result 2021: €54k€54kNet result 2021: €41k€41kOperating result 2022: €-23k€-23kNet result 2022: €-23k€-23kOperating result 2023: €-11k€-11kNet result 2023: €-13k€-13kOperating result 2024: €48k€48kNet result 2024: €35k€35kOperating result 2025: €-1k€-1kNet result 2025: €-5k€-5k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~41%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k2026: €3k (€0 - €11k)2027: €2k (€0 - €15k)2028: €1k (€0 - €19k)2021: €46k2022: €22k2023: €9k2024: €44k2025: €5k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 96, Personal services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 2.2% 35.5%
better than 15% of 30 sector peers
Net result €-5k €9k
better than 21% of 30 sector peers
Equity €5k €53k
better than 16% of 30 sector peers
Gross operating margin €1.30M €158k
better than 86% of 30 sector peers
Total assets €225k €269k
better than 45% of 30 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€5k
-90.3% -77% vs sector
Net profit
€-5k
- far below sector median
Cash flow
€2k
-95.7% -89% vs sector
Total assets
€225k
+8.8% +168% vs sector
Equity
€5k
-88.6% -74% vs sector
Working capital
€-21k
- far below sector median
Employees (FTE)
36
+5.8% +225% vs sector
Staff costs
€1.30M
+15.3% +298% vs sector
Income taxes
€3k
-77.0% -58% vs sector
Dividends
€34k
- +163% vs sector
Debt
€220k
+34.9% +290% vs sector
Debt ≤ 1y
€220k
+36.3% far above sector median
Debt > 1y
€2k
-79.8% -99% vs sector
Current ratio
0.91
-16.3% +37% vs sector
Quick ratio
0.91
-16.3% +37% vs sector
Solvency
2.2%
-89.5% -91% vs sector
Debt / equity
44.08
+1081.6% far above sector median
ROE
-92.2%
- far below sector median
ROA
-2.0%
- far below sector median
Interest coverage
7.19
-87.7% -93% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€5k
Net profit€-5k
Cash flow€2k
Staff costs€1.30M
Income taxes€3k
Dividends€34k
Total assets€225k
Equity€5k
Debt€220k
of which ≤ 1y€220k
of which > 1y-
Working capital€-21k
Employees (FTE)36.2
Ratios (computed)
2025
Current ratio0.91
Quick ratio0.91
Working capital ratio-9.1%
Solvency2.2%
Debt / equity44.08
Long-term debt ratio-
Interest coverage7.19
Gross margin-
Net margin-
ROA-2.0%
ROE-92.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€225k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€533
Financial fixed assets 28€25k
Current assets 29/58€200k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€139k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€225k
Equity 10/15€5k
Contributions / capital 10/11€5k
Amounts payable 17/49€220k
Amounts payable within one year 42/48€220k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€1.30M
Operating result 9901€-1k
Financial income 75€5
Financial charges 65€731
Result before taxes 9903€-2k
Income taxes 67/77€3k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Personal services(96910)
Legal form Private limited company(610)
Incorporation24-01-2021
StatusActive
Postal code3680
Establishment units 1 location
X-TRA TIME
Hamontweg 52, 3680 MaaseikKlaarmaken, thuisbezorgen en eventueel serveren van maaltijden en bereide schotels
since 20212.312.804.157
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72021B0364/00B000 Flanders 1,004 m² 1 · 139 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
23-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
28-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
13-11-2023
State Gazette act Director changes
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
13-11-2023 2 directors appointed Director changes
  • Baillien Laura, Bestuurder
  • Baillien Joseph, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Baillien Laura",
        "address": "Drietak23, 3640 Kinrooi",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": "2023-10-26",
      "evidence_quote": "Mevrouw Baillien Laura, wonende te Drietak23, 3640 Kinrooi, wordt benoemd als bestuurder met ingang vanaf 26 oktober 2023. Haar mandaat zal bezoldigd zijn.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Baillien Joseph",
        "address": "Hamontweg 52, 3680 Maaseik",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-10-26",
      "evidence_quote": "De heer Baillien Joseph, wonende te Hamontweg 52, 3680 Maaseik, wordt benoemd als bestuurder met ingang vanaf 26 oktober 2023. Zijn mandaat zal onbezoldigd zijn.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-13",
    "filing_date": "2023-11-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-10-26",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0761.970.335",
    "name_full": "X-TRA TIME",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Baillien Joseph",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Huishoudelijke persoonlijke dienstverlening96910
Primary activity highlighted.
Names & trade names
Legal nameNL X-TRA TIME
Registered office
Hamontweg 52
3680 Maaseik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative