Wisely
ActiveSummary
Wisely has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87=
Solvency16▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.82 in 2024; short-term debt: 105.1% and cash: 33.9% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9%
Return on assets
14.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 7058 sector peers (2025).
NBB · sector comparisonPosition among 7058 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
34 d late
2024
61 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
55 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▲ 36.6%
2024 · €-30k
2019: €16k
2020: €18k▲ +10.7% vs 2019highest in 7 years
2021: €-83k▼ -558% vs 2020lowest in 7 years
2022: €-79k▲ +4.1% vs 2021
2023: €-68k▲ +14.6% vs 2022
2024: €-30k▲ +56.1% vs 2023
2025: €-19k▲ +36.6% vs 2024
2019 → 2025
Total assets
€210k▼ 20.8%
2024 · €265k
2019: €303k
2020: €464k▲ +53.2% vs 2019highest in 7 years
2021: €374k▼ -19.4% vs 2020
2022: €315k▼ -15.7% vs 2021
2023: €307k▼ -2.5% vs 2022
2024: €265k▼ -13.7% vs 2023
2025: €210k▼ -20.8% vs 2024lowest in 7 years
2019 → 2025
Net result
€31k▼ 18.6%
2024 · €38k
2019: €110khighest in 7 years
2020: €42k▼ -62.1% vs 2019
2021: €-101k▼ -341% vs 2020lowest in 7 years
2022: €3k▲ +103% vs 2021
2023: €12k▲ +239% vs 2022
2024: €38k▲ +228% vs 2023
2025: €31k▼ -18.6% vs 2024
2019 → 2025
Working capital
€-46k▲ 11.5%
2024 · €-52k
2019: €16k
2020: €20k▲ +20.8% vs 2019highest in 7 years
2021: €-78k▼ -494% vs 2020lowest in 7 years
2022: €-58k▲ +25.4% vs 2021
2023: €-78k▼ -34.0% vs 2022
2024: €-52k▲ +33.2% vs 2023
2025: €-46k▲ +11.5% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-83k-€-79k▲ 4.1%€-68k▲ 14.6%€-30k▲ 56.1%€-19k▲ 36.6%
2021: €-83klowest in 5 years
2022: €-79k▲ +4.1% vs 2021
2023: €-68k▲ +14.6% vs 2022
2024: €-30k▲ +56.1% vs 2023
2025: €-19k▲ +36.6% vs 2024highest in 5 years
Operating result€-99k-€4k€14k▲ 260%€40k▲ 191%€45k▲ 12.4%
2021: €-99klowest in 5 years
2022: €4k▲ +104% vs 2021
2023: €14k▲ +260% vs 2022
2024: €40k▲ +191% vs 2023
2025: €45k▲ +12.4% vs 2024highest in 5 years
Net result€-101k-€3k€12k▲ 239%€38k▲ 228%€31k▼ 18.6%
2021: €-101klowest in 5 years
2022: €3k▲ +103% vs 2021
2023: €12k▲ +239% vs 2022
2024: €38k▲ +228% vs 2023highest in 5 years
2025: €31k▼ -18.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€35k ▲ 2.0%
Current assets
€175k ▼ 24.2%
Key figures and ratios
EBITDA
€53k▲
2024 · €47k
Cash flow
€39k▼
2024 · €45k
Solvency
-9.0%▲
2024 · -11.2%
Current ratio
0.79▼
2024 · 0.82
Debt to equity
-12.15▼
2024 · -9.91
ROA
14.7%▲
2024 · 14.3%
Interest coverage
9.28▼
2024 · 27.37
Debt
€229k▼
2024 · €295k
Debt ≤ 1 year
€221k▼
2024 · €282k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€9k▲
2024 · €914
Staff costs
€152k▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€210k▼
Fixed assets21/28€35k€35k▲
Intangible fixed assets21€15k€16k▲
Tangible fixed assets22/27€20k€19k▼
Furniture and vehicles24€20k€19k▼
Current assets29/58€231k€175k▼
Amounts receivable within one year40/41€170k€98k▼
Trade receivables40€169k€97k▼
Other amounts receivable41€553€1k▲
Cash at bank and in hand54/58€57k€71k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€265k€210k▼
Equity10/15€-30k€-19k▲
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€10k€12k▲
Profit (loss) carried forward14€-48k€-37k▲
Amounts payable17/49€295k€229k▼
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€282k€221k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€102k€88k▼
Suppliers440/4€102k€88k▼
Taxes, remuneration and social security45€46k€37k▼
Taxes450/3€25k€15k▼
Remuneration and social security454/9€21k€21k▲
Other amounts payable47/48€131k€92k▼
Income statement
Code20242025
Remuneration, social security and pensions62€131k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€181k€208k▲
Operating profit (loss)9901€40k€45k▲
Financial income75/76B€789€973▲
Recurring financial income75€789€973▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€39k€40k▲
Income taxes67/77€914€9k▲
Profit (loss) for the period9904€38k€31k▼
Profit (loss) for the period to be appropriated9905€38k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-17k▲
Profit (loss) brought forward from the previous period14P€-86k€-48k▲
Profit to be distributed694/7-€20k
Directors or managers695-€20k
Social balance
Average headcount (FTE)90872.4-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €257k | €193k | €156k | €131k | €152k | ▲ 15.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | €4k | €7k | €9k | ▲ 15.8% |
| Other operating charges640/8 | €1k | €2k | €2k | €3k | €3k | ▲ 12.3% |
| Gross operating margin9900 | €159k | €201k | €175k | €181k | €208k | ▲ 15.0% |
| Operating profit (loss)9901 | €-99k | €4k | €14k | €40k | €45k | ▲ 12.4% |
| Financial income75/76B | €150 | €813 | €238 | €789 | €973 | ▲ 23.4% |
| Recurring financial income75 | €150 | €813 | €238 | €789 | €973 | ▲ 23.4% |
| Financial charges65/66B | €1k | €900 | €2k | €2k | €6k | ▲ 233% |
| Recurring financial charges65 | €1k | €900 | €2k | €2k | €6k | ▲ 233% |
| Profit (loss) for the period before taxes9903 | €-100k | €4k | €12k | €39k | €40k | ▲ 2.8% |
| Income taxes67/77 | €466 | €293 | €182 | €914 | €9k | ▲ 891% |
| Profit (loss) for the period9904 | €-101k | €3k | €12k | €38k | €31k | ▼ 18.6% |
| Profit (loss) for the period to be appropriated9905 | €-101k | €3k | €12k | €38k | €31k | ▼ 18.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €374k | €315k | €307k | €265k | €210k | ▼ 20.8% |
| Fixed assets21/28 | €150 | €6k | €22k | €35k | €35k | ▲ 2.0% |
| Intangible fixed assets21 | - | - | €19k | €15k | €16k | ▲ 7.5% |
| Tangible fixed assets22/27 | - | €6k | €3k | €20k | €19k | ▼ 2.2% |
| Furniture and vehicles24 | - | €6k | €3k | €20k | €19k | ▼ 2.2% |
| Financial fixed assets28 | €150 | - | - | - | - | - |
| Current assets29/58 | €374k | €309k | €285k | €231k | €175k | ▼ 24.2% |
| Amounts receivable within one year40/41 | €235k | €284k | €215k | €170k | €98k | ▼ 42.1% |
| Trade receivables40 | €235k | €284k | €214k | €169k | €97k | ▼ 42.6% |
| Other amounts receivable41 | - | €463 | €690 | €553 | €1k | ▲ 111% |
| Cash at bank and in hand54/58 | €138k | €24k | €69k | €57k | €71k | ▲ 25.1% |
| Deferred charges and accrued income490/1 | €487 | €2k | €1k | €4k | €5k | ▲ 31.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €374k | €315k | €307k | €265k | €210k | ▼ 20.8% |
| Equity10/15 | €-83k | €-79k | €-68k | €-30k | €-19k | ▲ 36.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €12k | €12k | €12k | €12k | €12k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €0 | ▼ 100% |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €0 | ▼ 100% |
| Distributable reserves133 | €10k | €10k | €10k | €10k | €12k | ▲ 18.6% |
| Profit (loss) carried forward14 | €-101k | €-97k | €-86k | €-48k | €-37k | ▲ 22.8% |
| Amounts payable17/49 | €457k | €395k | €375k | €295k | €229k | ▼ 22.4% |
| Amounts payable after more than one year17 | - | - | - | €12k | €8k | ▼ 34.0% |
| Financial debts170/4 | - | - | - | €12k | €8k | ▼ 34.0% |
| Amounts payable within one year42/48 | €452k | €367k | €363k | €282k | €221k | ▼ 21.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4k | €4k | ▲ 4.1% |
| Trade debts44 | €160k | €111k | €109k | €102k | €88k | ▼ 13.5% |
| Suppliers440/4 | €160k | €111k | €109k | €102k | €88k | ▼ 13.5% |
| Taxes, remuneration and social security45 | €90k | €57k | €55k | €46k | €37k | ▼ 20.0% |
| Taxes450/3 | €28k | €42k | €27k | €25k | €15k | ▼ 38.5% |
| Remuneration and social security454/9 | €62k | €14k | €28k | €21k | €21k | ▲ 2.2% |
| Other amounts payable47/48 | €202k | €199k | €199k | €131k | €92k | ▼ 29.9% |
| Accrued charges and deferred income492/3 | €5k | €27k | €12k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-101k | €3k | €12k | €38k | €31k | ▼ 18.6% |
| + Depreciation and write-downs630 | - | €2k | €4k | €7k | €9k | ▲ 15.8% |
| Operating cash flow (approximation) | €-101k | €6k | €15k | €45k | €39k | ▼ 13.0% |
| Investment in fixed assets (approximation) | - | €-8k | €-20k | €-20k | €-9k | ▲ 53.8% |
| Change in cash | - | €-115k | €46k | €-12k | €14k | ▲ 215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-101k
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 55 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2018
Ground area
311 m²
Building footprint
190 m²
Volume, LiDAR
2,042 m³
Parcel 34022G0167/00D000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Wisely
since 20182.273.019.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022G0167/00D000 | Flanders | 311 m² | 1 · 190 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 3,555 EUR awarded · 3,555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 479 EUR | 479 EUR |
| 2024 | 1 | 249 EUR | 249 EUR |
| 2023 | 2 | 2,473 EUR | 2,473 EUR |
| 2022 | 1 | 354 EUR | 354 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,712 companies in sector 73200 we hold annual accounts for 1,782. 790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
73110Advertising agencies
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Scores and ratios are computed by Checked and are not a credit decision.