WIM VERMARIËN ARCHITECTEN BVBA
ActiveSummary
WIM VERMARIËN ARCHITECTEN BVBA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €27k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+55
Solvency89▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 2.8 in 2024; short-term debt: 36.4% and cash: 26.5% of total assets), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
10 d late
2024
16 d early
2023
295 d late
2022
63 d late
2021
239 d late
2019
122 d late
2018
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 37.4%
2024 · €72k
2018: €45k
2019: €77k
2021: €85k
2022: €51k
2023: €95k
2024: €72k
2018 → 2025
Total assets
€156k▲ 45.5%
2024 · €107k
2018: €76k
2019: €102k
2021: €96k
2022: €94k
2023: €131k
2024: €107k
2018 → 2025
Net result
€27k
2024 · €-22k
2018: €22k
2019: €31k
2021: €15k
2022: €-33k
2023: €43k
2024: €-22k
2018 → 2025
Working capital
€90k▲ 42.5%
2024 · €63k
2018: €20k
2019: €55k
2021: €67k
2022: €38k
2023: €85k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€51k▼ 39.3%€95k▲ 84.5%€72k▼ 23.6%€99k▲ 37.4%
Operating result€18k-€-33k€47k€-4k€60k
Net result€15k-€-33k€43k€-22k€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €60k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€10k ▲ 2.6%
Current assets
€147k ▲ 49.6%
Equity and liabilities €156k
Equity
€99k ▲ 37.4%
Debt
€57k ▲ 62.4%
Debt's share of the balance-sheet total rises from 32.6% to 36.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €539
Cash flow
€32k▲
2024 · €-18k
Current ratio
2.58▼
2024 · 2.80
Debt to equity
0.57▲
2024 · 0.48
ROE
27.2%▲
2024 · -30.9%
ROA
17.3%▲
2024 · -20.8%
Interest coverage
33.57▲
2024 · 4.18
Debt ≤ 1 year
€57k▲
2024 · €35k
Income taxes
€36k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€107k€156k▲
Fixed assets21/28€9k€10k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€4k€6k▲
Furniture and vehicles24€2k€5k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€98k€147k▲
Amounts receivable after more than one year29€60k€97k▲
Other amounts receivable291€60k€97k▲
Amounts receivable within one year40/41€32k€8k▼
Trade receivables40€32k€8k▼
Cash at bank and in hand54/58€6k€41k▲
Deferred charges and accrued income490/1-€628
Equity and liabilities
Total equity and liabilities10/49€107k€156k▲
Equity10/15€72k€99k▲
Contributions10/11€6k€6k=
Reserves13€66k€93k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€64k€91k▲
Amounts payable17/49€35k€57k▲
Amounts payable within one year42/48€35k€57k▲
Trade debts44€26k€13k▼
Suppliers440/4€26k€13k▼
Taxes, remuneration and social security45€9k€42k▲
Taxes450/3€9k€42k▲
Other amounts payable47/48€14€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€433€1k▲
Gross operating margin9900€2k€67k▲
Operating profit (loss)9901€-4k€60k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€129€2k▲
Recurring financial charges65€129€2k▲
Profit (loss) for the period before taxes9903€-1k€63k▲
Income taxes67/77€21k€36k▲
Profit (loss) for the period9904€-22k€27k▲
Profit (loss) for the period to be appropriated9905€-22k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€27k▲
Transfer from equity791/2€22k-
Transfer to equity691/2-€27k
To other reserves6921-€27k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 295 days late
2023
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 239 days late
2022
31-12
Financial
Weakest financial yearnet €-33k ▼322%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Liquidity doublescurrent ratio 7.09
Current ratio from 3.23 to 7.09; short-term debt falls from €25k to €11k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 492570 DuffelGround area
8,737 m²
Building footprint
168 m²
Volume, LiDAR
1,046 m³
Parcel 12302C0728/00L000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WIM VERMARIËN ARCHITECTEN BVBA
since 20172.263.928.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302C0728/00L000 | Flanders | 8,737 m² | 1 · 168 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,485 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:wim.vermarien@skynet.be