Equity
€99,513 ▲ 20.8%
OSARC has made a profit in every financial year since 2020.
OSARC
Lifetime
5 annual accounts with figures on one time axispeak €70,557 (2022)
€43,085▲ 32.1%
peak €38,075 (2022)
€17,146▲ 103%
peak €99,513 (2024)
€99,513▲ 20.8%
€39,719▲ 7.3%
Board1 name since 2020
1 directorJulien René José, Charles, Henri RENAUX
Documentsfilings and deeds
30-09-202561 days late
2024micro format
Gross margin from €32,627 to €43,085Result from €8,433 to €17,146Equity from €82,366 to €99,513
Key points
from the 2024 annual accountsChecked score
57
Fair
Financially stronger than 68% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 2.6%▲ +0.8 percentage points vs 12-2024highest value
02-2025: 1.1%▼ -1.5 percentage points vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.0%▼ -0.1 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.7%▲ +0.7 percentage points vs 07-2025
09-2025: 1.4%▼ -0.3 percentage points vs 08-2025
10-2025: 2.4%▲ +1.0 percentage point vs 09-2025
11-2025: 0.1%▼ -2.3 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.6%▲ +0.3 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 07-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 2.92, cash €59,426
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 71% of them on solvency, 80% on liquidity, 55% on profitability and 68% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as OSARC has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OSARC itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for OSARC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.92 (2.37 in 2023), above the usual 1.5. Short-term debt is 28.5% and cash 42.7% of total assets. 28.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
61 days late
2023
162 days late
2022
49 days late
2021
212 days late
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 103 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Julien René José,Charles,Henri RENAUX all the sharesdeed of 08-01-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0745341169
Registered office moved from Ixelles to Uccle
New registered office: Rue Vanderkindere 291, 1180 UCCLE · Previous registered office: Avenue Emile de Beco 47, 1050 IXELLES · General meeting of 01-04-2023 · Gazette deed
Resignations & appointments
Julien René José, Charles, Henri RENAUX holds all the shares · General meeting of 14-12-2020 · Gazette deed
Registered office moved within Ixelles
New registered office: 47, avenue Emile de Beco à 1050 IXELLES · Previous registered office: 216, avenue Brugmann à 1050 IXELLES · General meeting of 04-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OSARC Uccle | €139,232 | €43,085 | 71.5% | - |
| Gutman Architects Uccle | €140,552 | €49,524 | 81.9% | - |
| FENIDI Architects Woluwe-Saint-Lambert | €156,166 | €45,745 | 45.7% | - |
| GV Architecture Anderlecht | €143,117 | €50,185 | 76.2% | - |
| DESIGN DEVELOP & BUILD Ham-sur-Heure-Nalinnes | €140,621 | €45,194 | -14.1% | - |
| WB-architect Herentals | €136,905 | €46,756 | 73.3% | - |
| Ron Thijs Services Genk | €141,898 | €40,173 | 53.0% | - |
These companies have the same main activity as OSARC: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €137,000 and €156,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 12-03-2020Normal situation
- Activity
- Activities of building architectsNACE 71111and 2 others
- Establishment unit
- 2.300.529.4021180 Uccle, since 12-03-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Insights on OSARC
OSARC files the micro format. That format states no turnover. The gross margin rose from €20,643 in 2020 to €43,085 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OSARC
- What is the company number of OSARC?
- The company number of OSARC is 0745.341.169. The VAT number is the same number with BE in front: BE 0745.341.169.
- Where is OSARC based?
- The registered office is at Vanderkinderestraat 291, 1180 Uccle.Company details
- What does OSARC do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of OSARC?
- OSARC is a private limited company (BV).
- When was OSARC founded?
- OSARC was founded on 12-03-2020.
- Is OSARC still active?
- Yes, OSARC is an active enterprise in the KBO register.
- What is the turnover of OSARC?
- The turnover in financial year 2024 is ≈ €120,000. This figure is estimated from the gross margin of €43,085 and 53 comparable companies (NACE 711). It probably lies between €90,000 and €170,000.Financials
- Is OSARC profitable?
- In financial year 2024, OSARC made a profit of €17,146.
- Where can I find the annual accounts of OSARC?
- OSARC filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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