Financials
- Fiscal year
- 2024
- Total assets
- €557,307
- Profit
- €71
- Solvency
- 38.8%
Total assets▼ 16.6%
Net result
20182024
WILGARDO
ActiveSummary
WILGARDO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €216,320 and a net result of €71. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 26033 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Other retail sale of new goods
NACE 47789NACE 52498
1 site
Size
€557,307total assets 2024
- Staff
- 1.3 FTE
- Equity
- €216,320
- Profit
- €71
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 1 deed read
Why 64- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 63 days late; 3 of the last 3 late+ Founded in 2000+ Size: total assets €557,307Show the evidence
Checked score
Score 2024
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
64+7
equity 38.8% of total assets
Liquidity
32+1
short-term debt 53.6% · cash 7.6%
Profitability
69-2
return on assets 0.0%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.6%▼ -0.6% vs 12-2024
02-2025: 0.6%● 0.0% vs 01-2025
03-2025: 0.6%▼ -3.0% vs 02-2025
04-2025: 0.6%▲ +0.3% vs 03-2025
05-2025: 0.6%▲ +0.2% vs 04-2025
06-2025: 0.6%▲ +2.3% vs 05-2025
07-2025: 0.8%▲ +19.8% vs 06-2025
08-2025: 1.2%▲ +53.6% vs 07-2025
09-2025: 1.3%▲ +15.2% vs 08-2025
10-2025: 1.7%▲ +27.1% vs 09-2025highest value
11-2025: 0.5%▼ -73.5% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.4%▼ -0.7% vs 12-2025lowest value
02-2026: 0.5%▲ +0.7% vs 01-2026
03-2026: 0.5%▲ +1.8% vs 02-2026
04-2026: 0.5%▼ -0.9% vs 03-2026
05-2026: 0.5%▲ +5.7% vs 04-2026
06-2026: 0.5%▼ -5.2% vs 05-2026
07-2026: 0.5%▲ +2.0% vs 06-2026
08-2026: 0.9%▲ +89.9% vs 07-2026
09-2026: 1.0%▲ +10.7% vs 08-2026
10-2026: 1.3%▲ +37.1% vs 09-2026
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Founded in 2000 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 63 days late; 3 of the last 3 late raises the probability
- Size: total assets €557,307 lowers the probability for this profile
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.17 in 2023; short-term debt: 53.6% and cash: 7.6% of total assets), and 61.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 54%, liquidity 29%, profitability 49%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-10-2025, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
63 d late
2023
61 d late
2022
67 d late
2021
31 d late
2020
107 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet €71 ▼99.5%
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 02-10-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of new goodsNACE 47789
- Founded
- 18-08-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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