Idea 4 Construction
ActiveIdea 4 Construction has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-46
Solvency23▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.68 against 1.8 in 2024; short-term debt: 34.7% and cash: 0.8% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.1%
Return on assets
-1.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
30 d late
2022
28 d late
2021
22 d late
2020
23 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▼ 434%
2024 · €-2k
2018: €-868
2019: €12k
2020: €6k
2021: €-29k
2022: €-11k
2023: €-10k
2024: €-2k
2018 → 2025
Total assets
€587k▲ 45.4%
2024 · €404k
2018: €426k
2019: €113k
2020: €144k
2021: €116k
2022: €127k
2023: €94k
2024: €404k
2018 → 2025
Net result
€-10k
2024 · €8k
2018: €-26k
2019: €12k
2020: €-6k
2021: €-35k
2022: €18k
2023: €958
2024: €8k
2018 → 2025
Working capital
€342k▲ 119%
2024 · €156k
2018: €163k
2019: €4k
2020: €-55k
2021: €-61k
2022: €-38k
2023: €-32k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-29k-€-11k▲ 62.8%€-10k▲ 8.8%€-2k▲ 76.6%€-12k▼ 434%
Operating result€-37k-€19k€2k▼ 88.2%€9k▲ 304%€3k▼ 71.9%
Net result€-35k-€18k€958▼ 94.8%€8k▲ 690%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€42k▼ 21.0%
Current assets
€545k▲ 55.4%
Key figures and ratios
EBITDA
€13k▼
2024 · €20k
Cash flow
€362▼
2024 · €18k
Solvency
-2.1%▼
2024 · -0.6%
Current ratio
2.68▲
2024 · 1.80
Quick ratio
0.10▲
2024 · 0.09
Debt / equity
-48.54
ROA
-1.7%▼
2024 · 1.9%
Interest coverage
1.04▼
2024 · 12.91
Debt
€599k▲
2024 · €406k
Debt ≤ 1 year
€204k▲
2024 · €195k
Debt > 1 year
€396k▲
2024 · €211k
Income taxes
€176▼
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€404k€587k▲
Fixed assets21/28€53k€42k▼
Tangible fixed assets22/27€52k€41k▼
Plant, machinery and equipment23€33k€26k▼
Other tangible fixed assets26€20k€16k▼
Financial fixed assets28€250€250=
Current assets29/58€351k€545k▲
Stocks and contracts in progress3€334k€525k▲
Stocks30/36€334k€525k▲
Amounts receivable within one year40/41€1k€8k▲
Trade receivables40€1k€8k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€404k€587k▲
Equity10/15€-2k€-12k▼
Contributions10/11€19k€19k=
Reserves13€7k€0▼
Distributable reserves133€7k€0▼
Profit (loss) carried forward14€-28k€-31k▼
Amounts payable17/49€406k€599k▲
Amounts payable after more than one year17€211k€396k▲
Financial debts170/4€186k€371k▲
Other amounts payable178/9€25k€25k=
Amounts payable within one year42/48€195k€204k▲
Current portion of amounts payable after more than one year42€6k€1k▼
Trade debts44€5k€483▼
Suppliers440/4€5k€483▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€182k€198k▲
Income statement
Code20242025
Non-recurring operating income76A€17k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€21k€14k▼
Operating profit (loss)9901€9k€3k▼
Financial income75/76B€88€17▼
Recurring financial income75€88€17▼
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€8k€-10k▼
Income taxes67/77€193€176▼
Profit (loss) for the period9904€8k€-10k▼
Profit (loss) for the period to be appropriated9905€8k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-38k▼
Profit (loss) brought forward from the previous period14P€-35k€-28k▲
Transfer from equity791/2-€7k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.80
Current ratio from 0.56 to 1.80.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardseweg (W.-M.) 1019790 Wortegem-PetegemGround area
4,143 m²
Building footprint
255 m²
Volume, LiDAR
1,595 m³
Parcel 45025A0197/00R000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Idea 4 Construction
since 20002.097.518.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45025A0197/00R000 | Flanders | 4,143 m² | 1 · 255 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,246 companies in sector 47789 we hold annual accounts for 1,021. 372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2000
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.